BMW i4 EMI Calculator
Updated on October 2026
BMW i4 eDrive35 M Sport EMI & Down Payment
BMW i4 Car Loan EMI Calculator
- On-road price (Delhi)
- Rs. 76,71,564
- Down payment
- Rs. 12,92,262
- Loan amount
- Rs. 63,79,302
- Interest rate
- 10.5%
- Tenure
- 60 months
- Monthly EMI
- Rs. 1,37,116
- Total interest
- Rs. 18,47,658
- Total payable
- Rs. 82,26,960
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BMW i4 Car Loan Interest Rates – Bank Comparison
| Lending Partners | Interest Rate | EMI Starting From (60 Months) |
|---|---|---|
 HDFC Bank |
8.85% onwards | Rs. 1,31,960 (60 months) |
| ICICI Bank |
9% onwards | Rs. 1,32,424 (60 months) |
| Axis Bank |
9.15% onwards | Rs. 1,32,889 (60 months) |
| Bank of Baroda |
8.7% onwards | Rs. 1,31,497 (60 months) |
BMW i4 EMI by Loan Tenure
For a Rs. 63,79,302 loan on the eDrive35 M Sport electric(battery) at 10.5%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 36 months | Rs. 2,07,343 | Rs. 10,85,046 | Rs. 74,64,348 |
| 48 months | Rs. 1,63,332 | Rs. 14,60,634 | Rs. 78,39,936 |
| 60 months | Rs. 1,37,116 | Rs. 18,47,658 | Rs. 82,26,960 |
| 84 months | Rs. 1,07,559 | Rs. 26,55,654 | Rs. 90,34,956 |
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BMW i4 Variant-wise EMI & Down Payment
| i4 Variants | Fuel/Transmission | Ex-showroom | Loan @10.5% | Down Payment | EMI (60 months) |
|---|---|---|---|---|---|
| eDrive35 M Sport | Electric(Battery) / Automatic | Rs. 72,50,000 | Rs. 63,79,302 | Rs. 12,92,262 | Rs. 1,37,116 |
| eDrive40 M Sport | Electric(Battery) / Automatic | Rs. 77,50,000 | Rs. 68,19,630 | Rs. 14,40,172 | Rs. 1,46,580 |
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BMW i4 EMI – Frequently Asked Questions
What is the starting EMI of the BMW i4?
The BMW i4 EMI starts at ₹1,37,116 per month for the eDrive35 M Sport electric(battery) on a ₹63.79 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹76.72 Lakh.
What is the minimum down payment for the BMW i4?
About ₹12.92 Lakh for the eDrive35 M Sport electric(battery) in Delhi: the on-road price of ₹76.72 Lakh minus a ₹63.79 Lakh loan.
How much total interest will I pay on a BMW i4 loan?
On a ₹63.79 Lakh loan at 10.5% for 60 months you pay ₹18.48 Lakh in interest, or ₹82.27 Lakh in total.
What is the BMW i4 EMI for a 3-year versus a 7-year tenure?
For a ₹63.79 Lakh loan at 10.5%, the EMI is ₹2,07,343 per month over 3 years (₹10.85 Lakh interest) and ₹1,07,559 per month over 7 years (₹26.56 Lakh interest).
Which bank has the lowest interest rate for a BMW i4 loan?
Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹1,31,497 per month on a ₹63.79 Lakh loan for 60 months.
What is the EMI of the top BMW i4 variant?
The eDrive40 M Sport costs ₹1,46,580 per month on a ₹68.20 Lakh loan at 10.5% for 60 months.
How is the BMW i4 down payment calculated?
Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.
BMW i4 2026 Brochure
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