BSA Scrambler 650 EMI Calculator


Updated on November 2026
The BSA Scrambler 650 EMI is Rs. 8,962 per month for 36 months at 9% on a loan of Rs. 2,81,819, with a down payment of Rs. 1,08,719. This is based on the Raven Black variant's on-road price of Rs. 3,90,538 in Salem (ex-showroom Rs. 3,27,950). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Scrambler 650 On-road price

BSA Scrambler 650 EMI and Down Payment

Ex-showroom
: Rs. 3,27,950
On-road price
: Rs. 3,90,538  (Salem)
Loan amount
: Rs. 2,81,819  (On-road price - Down payment)
Down payment
: Rs. 1,08,719  (Amount paid upfront)
Monthly EMI
: Rs. 8,962  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 22,984
View November Offers View EMI Offers

BSA Scrambler 650 Bike Loan EMI Calculator

Variant
Raven Black
On-road price (Salem)
Rs. 3,90,538
Down payment
Rs. 1,08,719
Loan amount
Rs. 2,81,819
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 8,962
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

BSA Scrambler 650 Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 8,962
36 months @ 9%
  • Down paymentRs. 1,08,719
  • Loan amountRs. 2,81,819
  • Total interestRs. 40,813
  • Total loan repayment (EMIs)Rs. 3,22,632
  • Total purchase outlayRs. 4,31,351

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Raven Black costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 85,656Rs. 21,888Rs. 1,96,163
Year 2 Months 13-24Rs. 93,692Rs. 13,852Rs. 1,02,471
Year 3 Months 25-36Rs. 1,02,471Rs. 5,073Rs. 0
Image
Do you own a Car or Bike?
  • Interact with community
  • Become a Top Contributor
Add Car Add Bike

BSA Scrambler 650 Loan Interest Rates by Bank

BSA Scrambler 650 loan rates, 36 months, loan Rs. 2,81,819
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 9,700 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 9,100 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 9,226 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 9,584 (36 months)
Apply Now

BSA Scrambler 650 EMI by Tenure

For a Rs. 2,81,819 loan on the Raven Black at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 24,645 Rs. 13,921 Rs. 2,95,740
24 months Rs. 12,875 Rs. 27,181 Rs. 3,09,000
36 months Rs. 8,962 Rs. 40,813 Rs. 3,22,632
48 months Rs. 7,013 Rs. 54,805 Rs. 3,36,624
60 months Rs. 5,850 Rs. 69,181 Rs. 3,51,000
BSA Scrambler 650
Images | Colours
BSA Scrambler 650
Starts at ₹ 3,27,950
View November Offers
Add your question
Have a question in mind?

Get Answers from over 1.2 million owners and auto-experts

Ask Your Question

BSA Scrambler 650 Variant-Wise EMI

On-road prices in Salem. Every variant uses the same rule: the loan runs 36 months at 9%, and the down payment is the on-road price minus the loan.

Scrambler 650 Variants Fuel/Transmission Ex-showroom On-road Price Loan @9% Down Payment EMI (36 months)
Raven Black Petrol Rs. 3,27,950 Rs. 3,90,538 Rs. 2,81,819 Rs. 1,08,719 Rs. 8,962
Victor Yellow Petrol Rs. 3,35,950 Rs. 3,99,624 Rs. 2,88,790 Rs. 1,10,834 Rs. 9,183
Thunder Grey Petrol Rs. 3,43,950 Rs. 4,08,710 Rs. 2,95,761 Rs. 1,12,949 Rs. 9,405

How Is the BSA Scrambler 650 EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Raven Black variant: P = Rs. 2,81,819, r = (9 ÷ 12) ÷ 100 = 0.0075 and n = 36 months, which gives an EMI of Rs. 8,962.

The calculation starts from the Salem on-road price of Rs. 3,90,538 (ex-showroom Rs. 3,27,950 plus insurance, RTO and other charges).

Factors That Affect Your BSA Scrambler 650 Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 318 at 9% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 132 to the EMI on a Rs. 2,81,819 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 24,645; over 60 months it drops to Rs. 5,850 but you pay Rs. 55,260 more in interest.
  • Variant and city: In Salem the EMI ranges from Rs. 8,962 (Raven Black) to Rs. 9,405 (Thunder Grey). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

BSA Scrambler 650 EMI vs Continental GT 650, 390 Duke, Himalayan 450

Starting EMI of each model's base variant, worked out the same way as the BSA Scrambler 650: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
Royal Enfield Continental GT 650 Base Rs. 4,38,239 Rs. 9,806 36 months 9% Compare with Scrambler 650
KTM 390 Duke STD Rs. 3,33,147 Rs. 7,777 36 months 9% Compare with Scrambler 650
Royal Enfield Himalayan 450 Base Rs. 3,81,598 Rs. 8,410 36 months 9% Compare with Scrambler 650
TVS Apache RR 310 Red Without Quickshifter Rs. 3,11,548 Rs. 7,250 36 months 9% Compare with Scrambler 650

Frequently Asked Questions About BSA Scrambler 650 EMI

What is the monthly EMI for the BSA Scrambler 650?

Rs. 8,962 a month for the Raven Black, on a Rs. 2,81,819 loan at 9% for 3 years. The top Thunder Grey works out to Rs. 9,405.

How much down payment is required for the BSA Scrambler 650?

About Rs. 1,08,719 for the Raven Black in Salem. That's the on-road price of Rs. 3,90,538 minus the Rs. 2,81,819 loan.

How does the loan tenure affect the BSA Scrambler 650 EMI?

Over 1 year the EMI is Rs. 24,645 and you pay Rs. 13,921 in interest. Stretch it to 5 years and the EMI drops to Rs. 5,850, but interest rises to Rs. 69,181.

Is the BSA Scrambler 650 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Salem the Raven Black costs Rs. 3,90,538 on-road, which includes Rs. 22,984 insurance and Rs. 39,604 RTO and other charges.

Does the BSA Scrambler 650 EMI calculator include the processing fee?

Yes. The Rs. 3,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a BSA Scrambler 650 loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 2,81,819 loan comes to Rs. 9,100 a month.

Ask or read owner questions on BSA Scrambler 650 Q&A

BSA Bikes in India

BSA Bikes in India

Popular Electric Bikes

View All Popular Electric Bikes
  1. Home ›
  2. New Bikes ›
  3. BSA ›
  4. Scrambler 650 ›
  5. BSA Scrambler 650 EMI Calculator
×