BMW M2 EMI Calculator

Updated on October 2026

BMW M2 EMI starts at ₹2,01,474 per month for the Coupe Manual petrol (₹1.07 Crore ex-showroom, ₹1.23 Crore on-road Delhi), on a ₹93.74 Lakh loan at 10.5% for 60 months. Down payment: ₹28.93 Lakh. Total interest: ₹27.15 Lakh. The top CS costs ₹3,14,100/month.

Also see: M2 On-road price | M2 Variants | M2 Mileage

BMW M2 Coupe Manual EMI & Down Payment

Ex-showroom

: Rs. 1,06,50,000

On-road price

: Rs. 1,22,66,213 (Delhi)

Loan amount

: Rs. 93,73,531 (On-road - Down payment)

Down payment

: Rs. 28,92,682 (On-road - Loan amount)

Monthly EMI

: Rs. 2,01,474 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 4,39,913

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BMW M2 Car Loan EMI Calculator

On-road price (Delhi): Rs. 1,22,66,213
Down payment: Rs. 28,92,682
Loan amount: Rs. 93,73,531
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 2,01,474
Total interest: Rs. 27,14,909
Total payable: Rs. 1,20,88,440

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

BMW M2 Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 1,93,897 (60 months)
ICICI Bank	9% onwards	Rs. 1,94,579 (60 months)
Axis Bank	9.15% onwards	Rs. 1,95,262 (60 months)
Bank of Baroda	8.7% onwards	Rs. 1,93,217 (60 months)

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BMW M2 EMI by Loan Tenure

For a Rs. 93,73,531 loan on the Coupe Manual petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 3,04,663	Rs. 15,94,337	Rs. 1,09,67,868
48 months	Rs. 2,39,994	Rs. 21,46,181	Rs. 1,15,19,712
60 months	Rs. 2,01,474	Rs. 27,14,909	Rs. 1,20,88,440
84 months	Rs. 1,58,044	Rs. 39,02,165	Rs. 1,32,75,696

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BMW M2

Starts at ₹ 1.07 Crore

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BMW M2 Variant-wise EMI & Down Payment

M2 Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
Coupe Manual	Petrol / Manual	Rs. 1,06,50,000	Rs. 93,73,531	Rs. 28,92,682	Rs. 2,01,474
Coupe	Petrol / Automatic	Rs. 1,06,50,000	Rs. 93,73,531	Rs. 28,92,682	Rs. 2,01,474
CS	Petrol / Automatic	Rs. 1,66,00,000	Rs. 1,46,13,431	Rs. 44,86,728	Rs. 3,14,100

EMI of BMW M2 Rivals – Defender, Vellfire, Cyberster

Land Rover Defender
Rs. 1.07 Crore
Defender EMI Compare with M2
Toyota Vellfire
Rs. 1.20 Crore
Vellfire EMI Compare with M2
BMW X7
Rs. 1.26 Crore
X7 EMI Compare with M2
MG Cyberster
Rs. 82.50 Lakh
Cyberster EMI Compare with M2
Land Rover Range Rover Velar
Rs. 87.50 Lakh
Range Rover Velar EMI Compare with M2

BMW M2 EMI – Frequently Asked Questions

What is the starting EMI of the BMW M2?

The BMW M2 EMI starts at ₹2,01,474 per month for the Coupe Manual petrol on a ₹93.74 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹1.23 Crore.

What is the minimum down payment for the BMW M2?

About ₹28.93 Lakh for the Coupe Manual petrol in Delhi: the on-road price of ₹1.23 Crore minus a ₹93.74 Lakh loan.

How much total interest will I pay on a BMW M2 loan?

On a ₹93.74 Lakh loan at 10.5% for 60 months you pay ₹27.15 Lakh in interest, or ₹1.21 Crore in total.

What is the BMW M2 EMI for a 3-year versus a 7-year tenure?

For a ₹93.74 Lakh loan at 10.5%, the EMI is ₹3,04,663 per month over 3 years (₹15.94 Lakh interest) and ₹1,58,044 per month over 7 years (₹39.02 Lakh interest).

Which bank has the lowest interest rate for a BMW M2 loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹1,93,217 per month on a ₹93.74 Lakh loan for 60 months.

What is the EMI of the top BMW M2 variant?

The CS costs ₹3,14,100 per month on a ₹1.46 Crore loan at 10.5% for 60 months.

How is the BMW M2 down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on BMW M2 Q&A

BMW M2

Starts at Rs. 1.07 Crore

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