ADMS Mantra EMI Calculator

Updated on October 2026

The ADMS Mantra EMI is Rs. 1,523 per month for 36 months at 9.45% on a loan of Rs. 47,578, with a down payment of Rs. 14,010. This is based on the STD variant's on-road price of Rs. 61,588 in Delhi (ex-showroom Rs. 57,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Mantra On-road price | Mantra Mileage

ADMS Mantra EMI and Down Payment (Delhi)

Ex-showroom

: Rs. 57,999

On-road price

: Rs. 61,588 (Delhi)

Loan amount

: Rs. 47,578 (On-road - Down payment)

Down payment

: Rs. 14,010 (On-road - Loan amount)

Monthly EMI

: Rs. 1,523 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,389

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ADMS Mantra Bike Loan EMI Calculator

On-road price (Delhi): Rs. 61,588
Down payment: Rs. 14,010
Loan amount: Rs. 47,578
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 1,523
Total interest: Rs. 7,250
Total payable: Rs. 54,828

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

ADMS Mantra Loan Interest Rates by Bank

ADMS Mantra loan rates, 36 months, loan Rs. 47,578
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 1,638 (36 months)
ICICI Bank	10.05% onwards	Rs. 1,536 (36 months)
Axis Bank	11% onwards	Rs. 1,558 (36 months)
Bank of Baroda	13.65% onwards	Rs. 1,618 (36 months)

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ADMS Mantra EMI by Tenure

For a Rs. 47,578 loan on the STD electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 4,171	Rs. 2,474	Rs. 50,052
24 months	Rs. 2,183	Rs. 4,814	Rs. 52,392
36 months	Rs. 1,523	Rs. 7,250	Rs. 54,828
48 months	Rs. 1,194	Rs. 9,734	Rs. 57,312
60 months	Rs. 998	Rs. 12,302	Rs. 59,880

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ADMS Mantra

Starts at ₹ 57,999

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ADMS Mantra EMI vs HF Deluxe, Radeon, Shine 100

Hero HF Deluxe
Rs. 59,477
HF Deluxe EMI Compare with Mantra
TVS Radeon
Rs. 58,850
Radeon EMI Compare with Mantra
Honda Shine 100
Rs. 65,642
Shine 100 EMI Compare with Mantra
Hero HF 100
Rs. 59,839
HF 100 EMI Compare with Mantra
Warivo Motors Edge
Rs. 60,000
Edge EMI Compare with Mantra

ADMS Mantra EMI FAQs

What is the EMI for the ADMS Mantra?

Rs. 1,523 per month for the STD variant (loan Rs. 47,578, 9.45%, 36 months). Over 60 months it is Rs. 998.

What is the down payment for the ADMS Mantra?

Rs. 14,010 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a ADMS Mantra loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,536 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a ADMS Mantra loan?

Rs. 7,250 over 36 months on the STD loan at 9.45%.

What on-road price is the ADMS Mantra EMI based on?

Rs. 61,588 in Delhi: ex-showroom Rs. 57,999, insurance Rs. 3,389, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on ADMS Mantra Q&A

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