ABZO Sigilo EMI Calculator


Updated on October 2026
The ABZO Sigilo EMI is Rs. 2,691 per month for 36 months at 9.45% on a loan of Rs. 84,082, with a down payment of Rs. 20,074. This is based on the X variant's on-road price of Rs. 1,04,156 in Indore (ex-showroom Rs. 99,900). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Sigilo On-road price | Sigilo Mileage

ABZO Sigilo EMI and Down Payment (Indore)

Ex-showroom
: Rs. 99,900
On-road price
: Rs. 1,04,156  (Indore)
Loan amount
: Rs. 84,082  (On-road - Down payment)
Down payment
: Rs. 20,074  (On-road - Loan amount)
Monthly EMI
: Rs. 2,691  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 4,056
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ABZO Sigilo Bike Loan EMI Calculator

On-road price (Indore)
Rs. 1,04,156
Down payment
Rs. 20,074
Loan amount
Rs. 84,082
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,691
Total interest
Rs. 12,794
Total payable
Rs. 96,876
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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ABZO Sigilo Loan Interest Rates by Bank

ABZO Sigilo loan rates, 36 months, loan Rs. 84,082
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,894 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,715 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,753 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,859 (36 months)
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ABZO Sigilo EMI by Tenure

For a Rs. 84,082 loan on the X electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 7,371 Rs. 4,370 Rs. 88,452
24 months Rs. 3,859 Rs. 8,534 Rs. 92,616
36 months Rs. 2,691 Rs. 12,794 Rs. 96,876
48 months Rs. 2,110 Rs. 17,198 Rs. 1,01,280
60 months Rs. 1,764 Rs. 21,758 Rs. 1,05,840
ABZO Sigilo
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ABZO Sigilo
Starts at ₹ 99,900
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ABZO Sigilo Variant-wise EMI & Down Payment

Sigilo Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
X Electric Rs. 99,900 Rs. 84,082 Rs. 20,074 Rs. 2,691
Z Electric Rs. 1,36,837 Rs. 1,16,261 Rs. 25,420 Rs. 3,721

ABZO Sigilo EMI vs SP125, Splendor Plus XTEC, Access 125

ABZO Sigilo EMI FAQs

What is the EMI for the ABZO Sigilo?

Rs. 2,691 per month for the X variant (loan Rs. 84,082, 9.45%, 36 months). Over 60 months it is Rs. 1,764.

What is the down payment for the ABZO Sigilo?

Rs. 20,074 for X and Rs. 25,420 for Z in ZigWheels' default calculation.

What is the EMI for the ABZO Sigilo Z variant?

Rs. 3,721 per month on a loan of Rs. 1,16,261 at 9.45% for 36 months.

Which bank has the lowest rate for a ABZO Sigilo loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,715 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a ABZO Sigilo loan?

Rs. 12,794 over 36 months on the X loan at 9.45%.

What on-road price is the ABZO Sigilo EMI based on?

Rs. 1,04,156 in Indore: ex-showroom Rs. 99,900, insurance Rs. 4,056, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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