VLF Strada EMI Calculator


Updated on October 2026
The VLF Strada EMI is Rs. 3,252 per month for 36 months at 9.45% on a loan of Rs. 1,01,592, with a down payment of Rs. 23,822. This is based on the City variant's on-road price of Rs. 1,25,414 in Delhi (ex-showroom Rs. 1,19,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Strada On-road price | Strada Mileage

VLF Strada EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,19,999
On-road price
: Rs. 1,25,414  (Delhi)
Loan amount
: Rs. 1,01,592  (On-road - Down payment)
Down payment
: Rs. 23,822  (On-road - Loan amount)
Monthly EMI
: Rs. 3,252  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 5,415
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VLF Strada Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 1,25,414
Down payment
Rs. 23,822
Loan amount
Rs. 1,01,592
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 3,252
Total interest
Rs. 15,480
Total payable
Rs. 1,17,072
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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VLF Strada Loan Interest Rates by Bank

VLF Strada loan rates, 36 months, loan Rs. 1,01,592
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 3,497 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,280 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,326 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 3,455 (36 months)
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VLF Strada EMI by Tenure

For a Rs. 1,01,592 loan on the City electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 8,906 Rs. 5,280 Rs. 1,06,872
24 months Rs. 4,662 Rs. 10,296 Rs. 1,11,888
36 months Rs. 3,252 Rs. 15,480 Rs. 1,17,072
48 months Rs. 2,550 Rs. 20,808 Rs. 1,22,400
60 months Rs. 2,131 Rs. 26,268 Rs. 1,27,860
VLF Strada
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VLF Strada
Starts at ₹ 1,19,999
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VLF Strada EMI FAQs

What is the EMI for the VLF Strada?

Rs. 3,252 per month for the City variant (loan Rs. 1,01,592, 9.45%, 36 months). Over 60 months it is Rs. 2,131.

What is the down payment for the VLF Strada?

Rs. 23,822 for City in ZigWheels' default calculation.

Which bank has the lowest rate for a VLF Strada loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,280 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a VLF Strada loan?

Rs. 15,480 over 36 months on the City loan at 9.45%.

What on-road price is the VLF Strada EMI based on?

Rs. 1,25,414 in Delhi: ex-showroom Rs. 1,19,999, insurance Rs. 5,415, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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