Triumph Speed Twin 1200 EMI Calculator


Updated on October 2026
The Triumph Speed Twin 1200 EMI is Rs. 38,171 per month for 36 months at 9% on a loan of Rs. 12,00,366, with a down payment of Rs. 3,87,594. This is based on the STD variant's on-road price of Rs. 15,87,960 in Repalle (ex-showroom Rs. 13,83,800). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Speed Twin 1200 On-road price | Speed Twin 1200 Mileage

Triumph Speed Twin 1200 EMI and Down Payment (Repalle)

Ex-showroom
: Rs. 13,83,800
On-road price
: Rs. 15,87,960  (Repalle)
Loan amount
: Rs. 12,00,366  (On-road - Down payment)
Down payment
: Rs. 3,87,594  (On-road - Loan amount)
Monthly EMI
: Rs. 38,171  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 38,004
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Triumph Speed Twin 1200 Bike Loan EMI Calculator

On-road price (Repalle)
Rs. 15,87,960
Down payment
Rs. 3,87,594
Loan amount
Rs. 12,00,366
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 38,171
Total interest
Rs. 1,73,790
Total payable
Rs. 13,74,156
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Triumph Speed Twin 1200 Loan Interest Rates by Bank

Triumph Speed Twin 1200 loan rates, 36 months, loan Rs. 12,00,366
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 41,318 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 38,761 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 39,298 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 40,822 (36 months)
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Triumph Speed Twin 1200 EMI by Tenure

For a Rs. 12,00,366 loan on the STD petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 1,04,974 Rs. 59,322 Rs. 12,59,688
24 months Rs. 54,838 Rs. 1,15,746 Rs. 13,16,112
36 months Rs. 38,171 Rs. 1,73,790 Rs. 13,74,156
48 months Rs. 29,871 Rs. 2,33,442 Rs. 14,33,808
60 months Rs. 24,918 Rs. 2,94,714 Rs. 14,95,080
Triumph Speed Twin 1200
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Triumph Speed Twin 1200
Starts at ₹ 13,83,800
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Triumph Speed Twin 1200 Variant-wise EMI & Down Payment

Speed Twin 1200 Variants Fuel/Transmission Ex-showroom Loan @9% Down Payment EMI (36 months)
STD Petrol Rs. 13,83,800 Rs. 12,00,366 Rs. 3,87,594 Rs. 38,171
RS Petrol Rs. 16,77,600 Rs. 14,56,377 Rs. 4,64,920 Rs. 46,312
TFC Petrol Rs. 20,99,000 Rs. 18,23,577 Rs. 5,75,829 Rs. 57,989

Triumph Speed Twin 1200 EMI vs Bonneville T120, Ninja ZX-6R, C 400 GT

Triumph Speed Twin 1200 EMI FAQs

What is the EMI for the Triumph Speed Twin 1200?

Rs. 38,171 per month for the STD variant (loan Rs. 12,00,366, 9%, 36 months). Over 60 months it is Rs. 24,918.

What is the down payment for the Triumph Speed Twin 1200?

Rs. 3,87,594 for STD, Rs. 4,64,920 for RS and Rs. 5,75,829 for TFC in ZigWheels' default calculation.

What is the EMI for the Triumph Speed Twin 1200 TFC variant?

Rs. 57,989 per month on a loan of Rs. 18,23,577 at 9% for 36 months.

Which bank has the lowest rate for a Triumph Speed Twin 1200 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 38,761 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Triumph Speed Twin 1200 loan?

Rs. 1,73,790 over 36 months on the STD loan at 9%.

What on-road price is the Triumph Speed Twin 1200 EMI based on?

Rs. 15,87,960 in Repalle: ex-showroom Rs. 13,83,800, insurance Rs. 38,004, RTO and other charges Rs. 1,66,156.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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