Tesla Model Y EMI Calculator
Updated on October 2026
Tesla Model Y Premium RWD EMI & Down Payment
Tesla Model Y Car Loan EMI Calculator
- On-road price (Delhi)
- Rs. 53,37,401
- Down payment
- Rs. 8,61,195
- Loan amount
- Rs. 44,76,206
- Interest rate
- 10.5%
- Tenure
- 60 months
- Monthly EMI
- Rs. 96,211
- Total interest
- Rs. 12,96,454
- Total payable
- Rs. 57,72,660
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Tesla Model Y Car Loan Interest Rates – Bank Comparison
| Lending Partners | Interest Rate | EMI Starting From (60 Months) |
|---|---|---|
 HDFC Bank |
8.85% onwards | Rs. 92,593 (60 months) |
| ICICI Bank |
9% onwards | Rs. 92,919 (60 months) |
| Axis Bank |
9.15% onwards | Rs. 93,245 (60 months) |
| Bank of Baroda |
8.7% onwards | Rs. 92,268 (60 months) |
Tesla Model Y EMI by Loan Tenure
For a Rs. 44,76,206 loan on the Premium RWD electric(battery) at 10.5%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 36 months | Rs. 1,45,488 | Rs. 7,61,362 | Rs. 52,37,568 |
| 48 months | Rs. 1,14,606 | Rs. 10,24,882 | Rs. 55,01,088 |
| 60 months | Rs. 96,211 | Rs. 12,96,454 | Rs. 57,72,660 |
| 84 months | Rs. 75,472 | Rs. 18,63,442 | Rs. 63,39,648 |
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Tesla Model Y Variant-wise EMI & Down Payment
| Model Y Variants | Fuel/Transmission | Ex-showroom | Loan @10.5% | Down Payment | EMI (60 months) |
|---|---|---|---|---|---|
| Premium RWD | Electric(Battery) / Automatic | Rs. 50,89,000 | Rs. 44,76,206 | Rs. 8,61,195 | Rs. 96,211 |
| L Premium AWD | Electric(Battery) / Automatic | Rs. 61,99,000 | Rs. 54,53,733 | Rs. 10,69,035 | Rs. 1,17,222 |
EMI of Tesla Model Y Rivals – Fortuner, Sorento, Camry
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Toyota Fortuner
Rs. 35.11 LakhFortuner EMI Compare with Model Y
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Kia Sorento
Rs. 27.99 LakhSorento EMI Compare with Model Y
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Tesla Roadster
Rs. 50.06 LakhRoadster EMI Compare with Model Y
-
Toyota Camry
Rs. 48.69 LakhCamry EMI Compare with Model Y
-
Toyota Hilux
Rs. 31.99 LakhHilux EMI Compare with Model Y
Tesla Model Y EMI – Frequently Asked Questions
What is the starting EMI of the Tesla Model Y?
The Tesla Model Y EMI starts at ₹96,211 per month for the Premium RWD electric(battery) on a ₹44.76 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹53.37 Lakh.
What is the minimum down payment for the Tesla Model Y?
About ₹8.61 Lakh for the Premium RWD electric(battery) in Delhi: the on-road price of ₹53.37 Lakh minus a ₹44.76 Lakh loan.
How much total interest will I pay on a Tesla Model Y loan?
On a ₹44.76 Lakh loan at 10.5% for 60 months you pay ₹12.96 Lakh in interest, or ₹57.73 Lakh in total.
What is the Tesla Model Y EMI for a 3-year versus a 7-year tenure?
For a ₹44.76 Lakh loan at 10.5%, the EMI is ₹1,45,488 per month over 3 years (₹7.61 Lakh interest) and ₹75,472 per month over 7 years (₹18.63 Lakh interest).
Which bank has the lowest interest rate for a Tesla Model Y loan?
Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹92,268 per month on a ₹44.76 Lakh loan for 60 months.
What is the EMI of the top Tesla Model Y variant?
The L Premium AWD costs ₹1,17,222 per month on a ₹54.54 Lakh loan at 10.5% for 60 months.
How is the Tesla Model Y down payment calculated?
Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.
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