Tata Tiago EV EMI Calculator

Updated on October 2026

Tata Tiago EV EMI starts at ₹13,131 per month for the Smart 19 electric(battery) (₹6.99 Lakh ex-showroom, ₹7.34 Lakh on-road Delhi), on a ₹6.11 Lakh loan at 10.5% for 60 months. Down payment: ₹1.23 Lakh. Total interest: ₹1.77 Lakh. The top Creative Plus 24 costs ₹18,982/month.

Also see: Tiago EV On-road price | Tiago EV Variants | Tiago EV Offers | Tiago EV Mileage

Tata Tiago EV Smart 19 EMI & Down Payment

Ex-showroom

: Rs. 6,99,000

On-road price

: Rs. 7,34,154 (Delhi)

Loan amount

: Rs. 6,10,928 (On-road - Down payment)

Down payment

: Rs. 1,23,226 (On-road - Loan amount)

Monthly EMI

: Rs. 13,131 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 30,554

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Tata Tiago EV Car Loan EMI Calculator

On-road price (Delhi): Rs. 7,34,154
Down payment: Rs. 1,23,226
Loan amount: Rs. 6,10,928
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 13,131
Total interest: Rs. 1,76,932
Total payable: Rs. 7,87,860

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Tata Tiago EV Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 12,637 (60 months)
ICICI Bank	9% onwards	Rs. 12,682 (60 months)
Axis Bank	9.15% onwards	Rs. 12,726 (60 months)
Bank of Baroda	8.7% onwards	Rs. 12,593 (60 months)

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Tata Tiago EV EMI by Loan Tenure

For a Rs. 6,10,928 loan on the Smart 19 electric(battery) at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 19,857	Rs. 1,03,924	Rs. 7,14,852
48 months	Rs. 15,642	Rs. 1,39,888	Rs. 7,50,816
60 months	Rs. 13,131	Rs. 1,76,932	Rs. 7,87,860
84 months	Rs. 10,301	Rs. 2,54,356	Rs. 8,65,284

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Tata Tiago EV

4.3 21 user reviews

Starts at ₹ 6.99 Lakh

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Tata Tiago EV Variant-wise EMI & Down Payment

Tiago EV Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
Smart 19	Electric(Battery) / Automatic	Rs. 6,99,000	Rs. 6,10,928	Rs. 1,23,226	Rs. 13,131
Pure Plus 19	Electric(Battery) / Automatic	Rs. 8,64,000	Rs. 7,56,236	Rs. 1,48,539	Rs. 16,254
Pure Plus 24	Electric(Battery) / Automatic	Rs. 9,64,000	Rs. 8,44,302	Rs. 1,63,880	Rs. 18,147
Creative Plus 24	Electric(Battery) / Automatic	Rs. 10,09,000	Rs. 8,83,131	Rs. 1,81,674	Rs. 18,982

EMI of Tata Tiago EV Rivals – Thar OG, Brezza, FRONX

Tata Aeris
Rs. 5.30 Lakh
Aeris EMI Compare with Tiago EV
Mahindra Thar OG
Rs. 10.32 Lakh
Thar OG EMI Compare with Tiago EV
Maruti Suzuki Brezza
Rs. 7.50 Lakh
Brezza EMI Compare with Tiago EV
Tata Punch
Rs. 5.75 Lakh
Punch EMI Compare with Tiago EV
Maruti Suzuki FRONX
Rs. 6.90 Lakh
FRONX EMI Compare with Tiago EV

Tata Tiago EV EMI – Frequently Asked Questions

What is the starting EMI of the Tata Tiago EV?

The Tata Tiago EV EMI starts at ₹13,131 per month for the Smart 19 electric(battery) on a ₹6.11 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹7.34 Lakh.

What is the minimum down payment for the Tata Tiago EV?

About ₹1.23 Lakh for the Smart 19 electric(battery) in Delhi: the on-road price of ₹7.34 Lakh minus a ₹6.11 Lakh loan.

How much total interest will I pay on a Tata Tiago EV loan?

On a ₹6.11 Lakh loan at 10.5% for 60 months you pay ₹1.77 Lakh in interest, or ₹7.88 Lakh in total.

What is the Tata Tiago EV EMI for a 3-year versus a 7-year tenure?

For a ₹6.11 Lakh loan at 10.5%, the EMI is ₹19,857 per month over 3 years (₹1.04 Lakh interest) and ₹10,301 per month over 7 years (₹2.54 Lakh interest).

Which bank has the lowest interest rate for a Tata Tiago EV loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹12,593 per month on a ₹6.11 Lakh loan for 60 months.

What is the EMI of the top Tata Tiago EV variant?

The Creative Plus 24 costs ₹18,982 per month on a ₹8.83 Lakh loan at 10.5% for 60 months.

How is the Tata Tiago EV down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Tata Tiago EV Q&A

Tata Tiago EV

4.3 21 user reviews

Starts at Rs. 6.99 Lakh

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Tata Tiago EV 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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