Tata Nexon EV EMI Calculator


Updated on October 2026
Tata Nexon EV EMI starts at ₹23,525 per month for the Creative Plus MR electric(battery) (₹12.49 Lakh ex-showroom, ₹13.70 Lakh on-road Delhi), on a ₹10.94 Lakh loan at 10.5% for 60 months. Down payment: ₹2.76 Lakh. Total interest: ₹3.17 Lakh. The top Empowered Plus A 45 Red Dark costs ₹33,746/month.
Also see: Nexon EV On-road price | Nexon EV Variants | Nexon EV Offers | Nexon EV Mileage

Tata Nexon EV Creative Plus MR EMI & Down Payment

Ex-showroom
: Rs. 12,49,000
On-road price
: Rs. 13,70,040  (Delhi)
Loan amount
: Rs. 10,94,489  (On-road - Down payment)
Down payment
: Rs. 2,75,551  (On-road - Loan amount)
Monthly EMI
: Rs. 23,525  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 55,550
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Tata Nexon EV Car Loan EMI Calculator

On-road price (Delhi)
Rs. 13,70,040
Down payment
Rs. 2,75,551
Loan amount
Rs. 10,94,489
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 23,525
Total interest
Rs. 3,17,011
Total payable
Rs. 14,11,500
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Tata Nexon EV Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 22,640 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 22,720 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 22,800 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 22,561 (60 months)
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Tata Nexon EV EMI by Loan Tenure

For a Rs. 10,94,489 loan on the Creative Plus MR electric(battery) at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 35,574 Rs. 1,86,175 Rs. 12,80,664
48 months Rs. 28,023 Rs. 2,50,615 Rs. 13,45,104
60 months Rs. 23,525 Rs. 3,17,011 Rs. 14,11,500
84 months Rs. 18,454 Rs. 4,55,647 Rs. 15,50,136
Tata Nexon EV
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Tata Nexon EV
3.5 81 user reviews
Starts at ₹ 12.49 Lakh
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Tata Nexon EV Variant-wise EMI & Down Payment

Nexon EV Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
Creative Plus MR Electric(Battery) / Automatic Rs. 12,49,000 Rs. 10,94,489 Rs. 2,75,551 Rs. 23,525
Fearless MR Electric(Battery) / Automatic Rs. 13,29,000 Rs. 11,64,941 Rs. 2,88,761 Rs. 25,039
Creative 45 Electric(Battery) / Automatic Rs. 14,34,000 Rs. 12,57,410 Rs. 3,07,398 Rs. 27,027
Fearless 45 Electric(Battery) / Automatic Rs. 15,34,000 Rs. 13,45,476 Rs. 3,23,709 Rs. 28,920
Empowered 45 Electric(Battery) / Automatic Rs. 16,34,000 Rs. 14,33,541 Rs. 3,40,321 Rs. 30,812
Empowered Plus A 45 Electric(Battery) / Automatic Rs. 17,69,000 Rs. 15,52,430 Rs. 3,62,711 Rs. 33,368
Empowered Plus A 45 Red Dark Electric(Battery) / Automatic Rs. 17,89,000 Rs. 15,70,043 Rs. 3,66,013 Rs. 33,746
Empowered Plus A 45 Dark Electric(Battery) / Automatic Rs. 17,89,000 Rs. 15,70,043 Rs. 3,66,013 Rs. 33,746

EMI of Tata Nexon EV Rivals – Syros EV, XUV400 EV

Tata Nexon EV EMI – Frequently Asked Questions

What is the starting EMI of the Tata Nexon EV?

The Tata Nexon EV EMI starts at ₹23,525 per month for the Creative Plus MR electric(battery) on a ₹10.94 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹13.70 Lakh.

What is the minimum down payment for the Tata Nexon EV?

About ₹2.76 Lakh for the Creative Plus MR electric(battery) in Delhi: the on-road price of ₹13.70 Lakh minus a ₹10.94 Lakh loan.

How much total interest will I pay on a Tata Nexon EV loan?

On a ₹10.94 Lakh loan at 10.5% for 60 months you pay ₹3.17 Lakh in interest, or ₹14.12 Lakh in total.

What is the Tata Nexon EV EMI for a 3-year versus a 7-year tenure?

For a ₹10.94 Lakh loan at 10.5%, the EMI is ₹35,574 per month over 3 years (₹1.86 Lakh interest) and ₹18,454 per month over 7 years (₹4.56 Lakh interest).

Which bank has the lowest interest rate for a Tata Nexon EV loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹22,561 per month on a ₹10.94 Lakh loan for 60 months.

What is the EMI of the top Tata Nexon EV variant?

The Empowered Plus A 45 Red Dark costs ₹33,746 per month on a ₹15.70 Lakh loan at 10.5% for 60 months.

How is the Tata Nexon EV down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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Tata Nexon EV
Tata Nexon EV
3.5 81 user reviews
Starts at Rs. 12.49 Lakh
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