Hyundai Creta Electric EMI Calculator

Updated on October 2026

Hyundai Creta Electric EMI starts at ₹34,008 per month for the Executive electric(battery) (₹18.03 Lakh ex-showroom, ₹19.41 Lakh on-road Delhi), on a ₹15.82 Lakh loan at 10.5% for 60 months. Down payment: ₹3.59 Lakh. Total interest: ₹4.58 Lakh. The top Excellence LR HC Lounge Edition DT costs ₹47,623/month.

Also see: Creta Electric On-road price | Creta Electric Variants | Creta Electric Mileage

Hyundai Creta Electric Executive EMI & Down Payment

Hyundai Creta Electric Executive – EMI calculator

Ex-showroom

: Rs. 18,02,800

On-road price

: Rs. 19,40,988 (Delhi)

Loan amount

: Rs. 15,82,196 (On-road - Down payment)

Down payment

: Rs. 3,58,792 (On-road - Loan amount)

Monthly EMI

: Rs. 34,008 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 75,360

View October Offers Apply for Loan

Hyundai Creta Electric Car Loan EMI Calculator

On-road price (Delhi): Rs. 19,40,988
Down payment: Rs. 3,58,792
Loan amount: Rs. 15,82,196
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 34,008
Total interest: Rs. 4,58,284
Total payable: Rs. 20,40,480

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
..Read More
..Read Less
EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Hyundai Creta Electric Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 32,729 (60 months)
ICICI Bank	9% onwards	Rs. 32,844 (60 months)
Axis Bank	9.15% onwards	Rs. 32,959 (60 months)
Bank of Baroda	8.7% onwards	Rs. 32,614 (60 months)

View EMI Offer

Hyundai Creta Electric EMI by Loan Tenure

For a Rs. 15,82,196 loan on the Executive electric(battery) at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 51,425	Rs. 2,69,104	Rs. 18,51,300
48 months	Rs. 40,510	Rs. 3,62,284	Rs. 19,44,480
60 months	Rs. 34,008	Rs. 4,58,284	Rs. 20,40,480
84 months	Rs. 26,677	Rs. 6,58,672	Rs. 22,40,868

Images | Colours

Hyundai Creta Electric

4.8 2 user reviews

Starts at ₹ 18.03 Lakh

View October Offers

Hyundai Creta Electric Variant-wise EMI & Down Payment

Creta Electric Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
Executive	Electric(Battery) / Automatic	Rs. 18,02,800	Rs. 15,82,196	Rs. 3,58,792	Rs. 34,008
Executive Tech	Electric(Battery) / Automatic	Rs. 18,99,900	Rs. 16,67,707	Rs. 3,73,725	Rs. 35,846
Executive (O) LR	Electric(Battery) / Automatic	Rs. 19,99,900	Rs. 17,55,773	Rs. 3,98,137	Rs. 37,738
Premium	Electric(Battery) / Automatic	Rs. 19,99,900	Rs. 17,55,773	Rs. 3,90,337	Rs. 37,738
Premium DT	Electric(Battery) / Automatic	Rs. 20,15,500	Rs. 17,69,511	Rs. 3,94,213	Rs. 38,034
Premium HC	Electric(Battery) / Automatic	Rs. 20,73,500	Rs. 18,20,589	Rs. 4,02,489	Rs. 39,132
Premium HC DT	Electric(Battery) / Automatic	Rs. 20,88,500	Rs. 18,33,799	Rs. 4,06,466	Rs. 39,415
Excellence	Electric(Battery) / Automatic	Rs. 21,30,500	Rs. 18,70,787	Rs. 4,15,300	Rs. 40,211
Excellence Knight	Electric(Battery) / Automatic	Rs. 21,45,400	Rs. 18,83,908	Rs. 4,21,961	Rs. 40,493
Excellence DT	Electric(Battery) / Automatic	Rs. 21,45,500	Rs. 18,83,996	Rs. 4,17,878	Rs. 40,494
Smart (O) LR	Electric(Battery) / Automatic	Rs. 21,53,700	Rs. 18,91,218	Rs. 4,23,231	Rs. 40,650
Excellence Knight DT	Electric(Battery) / Automatic	Rs. 21,60,400	Rs. 18,97,118	Rs. 4,24,338	Rs. 40,776
Excellence HC	Electric(Battery) / Automatic	Rs. 22,03,500	Rs. 19,35,074	Rs. 4,27,255	Rs. 41,592
Excellence HC Knight	Electric(Battery) / Automatic	Rs. 22,18,400	Rs. 19,48,196	Rs. 4,29,615	Rs. 41,874
Excellence HC DT	Electric(Battery) / Automatic	Rs. 22,18,500	Rs. 19,48,284	Rs. 4,29,631	Rs. 41,876
Smart (O) LR HC	Electric(Battery) / Automatic	Rs. 22,26,700	Rs. 19,55,506	Rs. 4,35,084	Rs. 42,031
Excellence HC Knight DT	Electric(Battery) / Automatic	Rs. 22,33,400	Rs. 19,61,406	Rs. 4,36,391	Rs. 42,158
Excellence LR	Electric(Battery) / Automatic	Rs. 23,67,200	Rs. 20,79,238	Rs. 4,58,383	Rs. 44,691
Excellence LR Knight	Electric(Battery) / Automatic	Rs. 23,82,100	Rs. 20,92,359	Rs. 4,56,344	Rs. 44,973
Excellence LR DT	Electric(Battery) / Automatic	Rs. 23,82,200	Rs. 20,92,448	Rs. 4,62,360	Rs. 44,975
Excellence LR Knight DT	Electric(Battery) / Automatic	Rs. 23,97,100	Rs. 21,05,569	Rs. 4,64,221	Rs. 45,257
Excellence LR Lounge Edition	Electric(Battery) / Automatic	Rs. 24,34,100	Rs. 21,38,154	Rs. 4,22,829	Rs. 45,957
Excellence LR HC	Electric(Battery) / Automatic	Rs. 24,40,200	Rs. 21,43,526	Rs. 4,70,737	Rs. 46,073
Excellence LR Lounge Edition DT	Electric(Battery) / Automatic	Rs. 24,49,100	Rs. 21,51,363	Rs. 4,25,307	Rs. 46,241
Excellence LR HC Knight	Electric(Battery) / Automatic	Rs. 24,55,100	Rs. 21,56,647	Rs. 4,74,698	Rs. 46,355
Excellence LR HC DT	Electric(Battery) / Automatic	Rs. 24,55,200	Rs. 21,56,735	Rs. 4,74,614	Rs. 46,357
Excellence LR HC Knight DT	Electric(Battery) / Automatic	Rs. 24,70,100	Rs. 21,69,857	Rs. 4,76,874	Rs. 46,639
Excellence LR HC Lounge Edition	Electric(Battery) / Automatic	Rs. 25,07,100	Rs. 22,02,441	Rs. 4,34,884	Rs. 47,339
Excellence LR HC Lounge Edition DT	Electric(Battery) / Automatic	Rs. 25,22,100	Rs. 22,15,651	Rs. 4,37,360	Rs. 47,623

View All

EMI of Hyundai Creta Electric Rivals – Thar OG, Sierra, Scorpio N

Mahindra Thar OG
Rs. 10.32 Lakh
Thar OG EMI Compare with Creta Electric
Tata Sierra
Rs. 11.49 Lakh
Sierra EMI Compare with Creta Electric
Mahindra Scorpio N
Rs. 13.69 Lakh
Scorpio N EMI Compare with Creta Electric
Mahindra Scorpio
Rs. 13.43 Lakh
Scorpio EMI Compare with Creta Electric
Kia Seltos
Rs. 11.25 Lakh
Seltos EMI Compare with Creta Electric

Hyundai Creta Electric EMI – Frequently Asked Questions

What is the starting EMI of the Hyundai Creta Electric?

The Hyundai Creta Electric EMI starts at ₹34,008 per month for the Executive electric(battery) on a ₹15.82 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹19.41 Lakh.

What is the minimum down payment for the Hyundai Creta Electric?

About ₹3.59 Lakh for the Executive electric(battery) in Delhi: the on-road price of ₹19.41 Lakh minus a ₹15.82 Lakh loan.

How much total interest will I pay on a Hyundai Creta Electric loan?

On a ₹15.82 Lakh loan at 10.5% for 60 months you pay ₹4.58 Lakh in interest, or ₹20.40 Lakh in total.

What is the Hyundai Creta Electric EMI for a 3-year versus a 7-year tenure?

For a ₹15.82 Lakh loan at 10.5%, the EMI is ₹51,425 per month over 3 years (₹2.69 Lakh interest) and ₹26,677 per month over 7 years (₹6.59 Lakh interest).

Which bank has the lowest interest rate for a Hyundai Creta Electric loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹32,614 per month on a ₹15.82 Lakh loan for 60 months.

What is the EMI of the top Hyundai Creta Electric variant?

The Excellence LR HC Lounge Edition DT costs ₹47,623 per month on a ₹22.16 Lakh loan at 10.5% for 60 months.

How is the Hyundai Creta Electric down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Hyundai Creta Electric Q&A

Hyundai Creta Electric

4.8 2 user reviews

Starts at Rs. 18.03 Lakh

Images | Colours

Hyundai Creta Electric 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

Download Brochure

Hyundai Cars in India

Hyundai Creta Rs. 10.91 Lakh
Hyundai Venue Rs. 8.00 Lakh
Hyundai i20 Rs. 6.00 Lakh
Hyundai Verna Rs. 10.99 Lakh
Hyundai Exter Rs. 5.81 Lakh

Hyundai Cars in India

Popular Electric Cars

Maruti Suzuki e Vitara Rs. 16.19 Lakh
Tesla Roadster Rs. 50.06 Lakh
Tata Punch EV Rs. 9.79 Lakh
Mahindra XEV 9e Rs. 21.90 Lakh
MG Windsor EV Rs. 14.85 Lakh

View All Electric Cars