SVITCH XE+ EMI Calculator

Updated on October 2026

The SVITCH XE+ EMI is Rs. 3,224 per month for 36 months at 9.45% on a loan of Rs. 1,00,721, with a down payment of Rs. 33,547. This is based on the STD variant's on-road price of Rs. 1,34,268 in Muzaffarpur (ex-showroom Rs. 1,18,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: XE+ On-road price | XE+ Mileage

SVITCH XE+ EMI and Down Payment (Muzaffarpur)

Ex-showroom

: Rs. 1,18,999

On-road price

: Rs. 1,34,268 (Muzaffarpur)

Loan amount

: Rs. 1,00,721 (On-road - Down payment)

Down payment

: Rs. 33,547 (On-road - Loan amount)

Monthly EMI

: Rs. 3,224 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 4,360

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SVITCH XE+ Bike Loan EMI Calculator

On-road price (Muzaffarpur): Rs. 1,34,268
Down payment: Rs. 33,547
Loan amount: Rs. 1,00,721
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 3,224
Total interest: Rs. 15,343
Total payable: Rs. 1,16,064

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

SVITCH XE+ Loan Interest Rates by Bank

SVITCH XE+ loan rates, 36 months, loan Rs. 1,00,721
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 3,467 (36 months)
ICICI Bank	10.05% onwards	Rs. 3,252 (36 months)
Axis Bank	11% onwards	Rs. 3,297 (36 months)
Bank of Baroda	13.65% onwards	Rs. 3,425 (36 months)

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SVITCH XE+ EMI by Tenure

For a Rs. 1,00,721 loan on the STD electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 8,829	Rs. 5,227	Rs. 1,05,948
24 months	Rs. 4,622	Rs. 10,207	Rs. 1,10,928
36 months	Rs. 3,224	Rs. 15,343	Rs. 1,16,064
48 months	Rs. 2,528	Rs. 20,623	Rs. 1,21,344
60 months	Rs. 2,113	Rs. 26,059	Rs. 1,26,780

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SVITCH XE+

3.8 2 user reviews

Starts at ₹ 1,18,999

View October Offers

SVITCH XE+ EMI vs Hunter 350, Pulsar NS200, Ronin

Royal Enfield Hunter 350
Rs. 1.38 Lakh
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Bajaj Pulsar NS200
Rs. 1.40 Lakh
Pulsar NS200 EMI Compare with XE+
TVS Ronin
Rs. 1.31 Lakh
Ronin EMI Compare with XE+
Bajaj Pulsar N160 S
Rs. 1.32 Lakh
Pulsar N160 S EMI Compare with XE+
TVS iQube
Rs. 1.18 Lakh
iQube EMI Compare with XE+

SVITCH XE+ EMI FAQs

What is the EMI for the SVITCH XE+?

Rs. 3,224 per month for the STD variant (loan Rs. 1,00,721, 9.45%, 36 months). Over 60 months it is Rs. 2,113.

What is the down payment for the SVITCH XE+?

Rs. 33,547 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a SVITCH XE+ loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,252 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a SVITCH XE+ loan?

Rs. 15,343 over 36 months on the STD loan at 9.45%.

What on-road price is the SVITCH XE+ EMI based on?

Rs. 1,34,268 in Muzaffarpur: ex-showroom Rs. 1,18,999, insurance Rs. 4,360, RTO and other charges Rs. 10,909.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on SVITCH XE+ Q&A

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