QJ Motor SRC 250 EMI Calculator


Updated on October 2026
The QJ Motor SRC 250 EMI is Rs. 3,726 per month for 36 months at 9.45% on a loan of Rs. 1,16,403, with a down payment of Rs. 44,121. This is based on the STD variant's on-road price of Rs. 1,60,524 in Koderma (ex-showroom Rs. 1,37,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: SRC 250 On-road price | SRC 250 Mileage

QJ Motor SRC 250 EMI and Down Payment

Ex-showroom
: Rs. 1,37,000
On-road price
: Rs. 1,60,524  (Koderma)
Loan amount
: Rs. 1,16,403  (On-road price - Down payment)
Down payment
: Rs. 44,121  (Amount paid upfront)
Monthly EMI
: Rs. 3,726  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 10,994
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QJ Motor SRC 250 Bike Loan EMI Calculator

Variant
STD
On-road price (Koderma)
Rs. 1,60,524
Down payment
Rs. 44,121
Loan amount
Rs. 1,16,403
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 3,726
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

QJ Motor SRC 250 Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 3,726
36 months @ 9.45%
  • Down paymentRs. 44,121
  • Loan amountRs. 1,16,403
  • Total interestRs. 17,733
  • Total loan repayment (EMIs)Rs. 1,34,136
  • Total purchase outlayRs. 1,78,257

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the STD costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 35,211Rs. 9,501Rs. 81,192
Year 2 Months 13-24Rs. 38,687Rs. 6,025Rs. 42,505
Year 3 Months 25-36Rs. 42,505Rs. 2,207Rs. 0
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QJ Motor SRC 250 Loan Interest Rates by Bank

QJ Motor SRC 250 loan rates, 36 months, loan Rs. 1,16,403
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 4,007 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,759 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,811 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 3,959 (36 months)
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QJ Motor SRC 250 EMI by Tenure

For a Rs. 1,16,403 loan on the STD at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 10,204 Rs. 6,045 Rs. 1,22,448
24 months Rs. 5,342 Rs. 11,805 Rs. 1,28,208
36 months Rs. 3,726 Rs. 17,733 Rs. 1,34,136
48 months Rs. 2,922 Rs. 23,853 Rs. 1,40,256
60 months Rs. 2,442 Rs. 30,117 Rs. 1,46,520
QJ Motor SRC 250
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QJ Motor SRC 250
4.9 8 user reviews
Starts at ₹ 1,37,000
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How Is the QJ Motor SRC 250 EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the STD variant: P = Rs. 1,16,403, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 3,726.

The calculation starts from the Koderma on-road price of Rs. 1,60,524 (ex-showroom Rs. 1,37,000 plus insurance, RTO and other charges).

Factors That Affect Your QJ Motor SRC 250 Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 55 to the EMI on a Rs. 1,16,403 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 10,204; over 60 months it drops to Rs. 2,442 but you pay Rs. 24,072 more in interest.
  • Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

QJ Motor SRC 250 EMI vs Hunter 350, Pulsar NS200, Pulsar N160 S

Starting EMI of each model's base variant, worked out the same way as the QJ Motor SRC 250: the down payment is the on-road price minus the loan, and the rate depends on the price, so check it in each row.

ModelOn-road PriceEMITenureInterest RateCompare
Royal Enfield Hunter 350 Base Rs. 1,74,152 Rs. 3,744 36 months 9.45% Compare with SRC 250
Bajaj Pulsar NS200 Single Channel Rs. 1,65,600 Rs. 3,733 36 months 11.99% Compare with SRC 250
Bajaj Pulsar N160 S STD Rs. 1,55,977 Rs. 3,529 36 months 11.99% Compare with SRC 250
TVS Ronin Base - Lightning Black Rs. 1,59,462 Rs. 3,553 36 months 9.45% Compare with SRC 250

Frequently Asked Questions About QJ Motor SRC 250 EMI

What is the monthly EMI for the QJ Motor SRC 250?

Rs. 3,726 a month for the STD, on a Rs. 1,16,403 loan at 9.45% for 3 years.

How much down payment is required for the QJ Motor SRC 250?

About Rs. 44,121 for the STD in Koderma. That's the on-road price of Rs. 1,60,524 minus the Rs. 1,16,403 loan.

How does the loan tenure affect the QJ Motor SRC 250 EMI?

Over 1 year the EMI is Rs. 10,204 and you pay Rs. 6,045 in interest. Stretch it to 5 years and the EMI drops to Rs. 2,442, but interest rises to Rs. 30,117.

Is the QJ Motor SRC 250 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Koderma the STD costs Rs. 1,60,524 on-road, which includes Rs. 10,994 insurance and Rs. 12,530 RTO and other charges.

Does the QJ Motor SRC 250 EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a QJ Motor SRC 250 loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 1,16,403 loan comes to Rs. 3,759 a month.

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