One Moto Commuta EMI Calculator


Updated on September 2026
The One Moto Commuta EMI is Rs. 3,531 per month for 36 months at 9.45% on a loan of Rs. 1,10,305, with a down payment of Rs. 24,438. This is based on the STD variant's on-road price of Rs. 1,34,743 in Delhi (ex-showroom Rs. 1,30,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Commuta On-road price | Commuta Mileage

One Moto Commuta EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,30,000
On-road price
: Rs. 1,34,743  (Delhi)
Loan amount
: Rs. 1,10,305  (On-road - Down payment)
Down payment
: Rs. 24,438  (On-road - Loan amount)
Monthly EMI
: Rs. 3,531  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 4,743  (Check Commuta Insurance)
View September Offers View EMI Offers

One Moto Commuta Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 1,34,743
Down payment
Rs. 24,438
Loan amount
Rs. 1,10,305
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 3,531
Total interest
Rs. 16,811
Total payable
Rs. 1,27,116
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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One Moto Commuta Loan Interest Rates by Bank

One Moto Commuta loan rates, 36 months, loan Rs. 1,10,305
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 3,797 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,562 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,611 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 3,751 (36 months)
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One Moto Commuta EMI by Tenure

For a Rs. 1,10,305 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 9,669 Rs. 5,723 Rs. 1,16,028
24 months Rs. 5,062 Rs. 11,183 Rs. 1,21,488
36 months Rs. 3,531 Rs. 16,811 Rs. 1,27,116
48 months Rs. 2,769 Rs. 22,607 Rs. 1,32,912
60 months Rs. 2,314 Rs. 28,535 Rs. 1,38,840
One Moto Commuta
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One Moto Commuta
Starts at ₹ 1,30,000
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One Moto Commuta EMI FAQs

What is the EMI for the One Moto Commuta?

Rs. 3,531 per month for the STD variant (loan Rs. 1,10,305, 9.45%, 36 months). Over 60 months it is Rs. 2,314.

What is the down payment for the One Moto Commuta?

Rs. 24,438 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a One Moto Commuta loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,562 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a One Moto Commuta loan?

Rs. 16,811 over 36 months on the STD loan at 9.45%.

What on-road price is the One Moto Commuta EMI based on?

Rs. 1,34,743 in Delhi: ex-showroom Rs. 1,30,000, insurance Rs. 4,743, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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