Okinawa Okhi90 EMI Calculator

Updated on October 2026

The Okinawa Okhi90 EMI is Rs. 4,088 per month for 36 months at 9.45% on a loan of Rs. 1,27,721, with a down payment of Rs. 28,170. This is based on the STD variant's on-road price of Rs. 1,55,891 in Kolar (ex-showroom Rs. 1,49,991). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Okhi90 On-road price | Okhi90 Mileage

Okinawa Okhi90 EMI and Down Payment (Kolar)

Ex-showroom

: Rs. 1,49,991

On-road price

: Rs. 1,55,891 (Kolar)

Loan amount

: Rs. 1,27,721 (On-road - Down payment)

Down payment

: Rs. 28,170 (On-road - Loan amount)

Monthly EMI

: Rs. 4,088 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 5,900

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Okinawa Okhi90 Bike Loan EMI Calculator

On-road price (Kolar): Rs. 1,55,891
Down payment: Rs. 28,170
Loan amount: Rs. 1,27,721
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 4,088
Total interest: Rs. 19,447
Total payable: Rs. 1,47,168

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Okinawa Okhi90 Loan Interest Rates by Bank

Okinawa Okhi90 loan rates, 36 months, loan Rs. 1,27,721
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 4,396 (36 months)
ICICI Bank	10.05% onwards	Rs. 4,124 (36 months)
Axis Bank	11% onwards	Rs. 4,181 (36 months)
Bank of Baroda	13.65% onwards	Rs. 4,344 (36 months)

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Okinawa Okhi90 EMI by Tenure

For a Rs. 1,27,721 loan on the STD electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 11,196	Rs. 6,631	Rs. 1,34,352
24 months	Rs. 5,861	Rs. 12,943	Rs. 1,40,664
36 months	Rs. 4,088	Rs. 19,447	Rs. 1,47,168
48 months	Rs. 3,206	Rs. 26,167	Rs. 1,53,888
60 months	Rs. 2,679	Rs. 33,019	Rs. 1,60,740

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Okinawa Okhi90

3.9 40 user reviews

Starts at ₹ 1,49,991

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Okinawa Okhi90 EMI FAQs

What is the EMI for the Okinawa Okhi90?

Rs. 4,088 per month for the STD variant (loan Rs. 1,27,721, 9.45%, 36 months). Over 60 months it is Rs. 2,679.

What is the down payment for the Okinawa Okhi90?

Rs. 28,170 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Okinawa Okhi90 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 4,124 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Okinawa Okhi90 loan?

Rs. 19,447 over 36 months on the STD loan at 9.45%.

What on-road price is the Okinawa Okhi90 EMI based on?

Rs. 1,55,891 in Kolar: ex-showroom Rs. 1,49,991, insurance Rs. 5,900, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Okinawa Okhi90 Q&A

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