Motovolt Kivo 24 EMI Calculator

Updated on October 2026

The Motovolt Kivo 24 EMI is Rs. 826 per month for 36 months at 9.45% on a loan of Rs. 25,798, with a down payment of Rs. 10,892. This is based on the Standard - Normal Range variant's on-road price of Rs. 36,690 in Anekal (ex-showroom Rs. 32,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Kivo 24 On-road price | Kivo 24 Mileage

Motovolt Kivo 24 EMI and Down Payment (Anekal)

Motovolt Kivo 24 Standard - Normal Range – EMI calculator

Ex-showroom

: Rs. 32,999

On-road price

: Rs. 36,690 (Anekal)

Loan amount

: Rs. 25,798 (On-road - Down payment)

Down payment

: Rs. 10,892 (On-road - Loan amount)

Monthly EMI

: Rs. 826 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 2,991

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Motovolt Kivo 24 Bike Loan EMI Calculator

On-road price (Anekal): Rs. 36,690
Down payment: Rs. 10,892
Loan amount: Rs. 25,798
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 826
Total interest: Rs. 3,938
Total payable: Rs. 29,736

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Motovolt Kivo 24 Loan Interest Rates by Bank

Motovolt Kivo 24 loan rates, 36 months, loan Rs. 25,798
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 888 (36 months)
ICICI Bank	10.05% onwards	Rs. 833 (36 months)
Axis Bank	11% onwards	Rs. 845 (36 months)
Bank of Baroda	13.65% onwards	Rs. 877 (36 months)

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Motovolt Kivo 24 EMI by Tenure

For a Rs. 25,798 loan on the Standard - Normal Range electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 2,261	Rs. 1,334	Rs. 27,132
24 months	Rs. 1,184	Rs. 2,618	Rs. 28,416
36 months	Rs. 826	Rs. 3,938	Rs. 29,736
48 months	Rs. 648	Rs. 5,306	Rs. 31,104
60 months	Rs. 541	Rs. 6,662	Rs. 32,460

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Motovolt Kivo 24

Starts at ₹ 32,999

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Motovolt Kivo 24 Variant-wise EMI & Down Payment

Kivo 24 Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
Standard - Normal Range	Electric	Rs. 32,999	Rs. 25,798	Rs. 10,892	Rs. 826
Standard - Mid Range	Electric	Rs. 37,735	Rs. 29,924	Rs. 11,577	Rs. 958
Smart Plus - Normal Range	Electric	Rs. 39,431	Rs. 31,402	Rs. 11,822	Rs. 1,005
Standard - Long Range	Electric	Rs. 41,199	Rs. 32,942	Rs. 12,078	Rs. 1,054
Smart Plus - Mid Range	Electric	Rs. 42,187	Rs. 33,803	Rs. 12,221	Rs. 1,082
Smart Plus - Long Range	Electric	Rs. 45,685	Rs. 36,850	Rs. 12,728	Rs. 1,180

Motovolt Kivo 24 EMI vs X One, Rubie, Duster

Komaki X One
Rs. 34,999
X One EMI Compare with Kivo 24
Yakuza Electric Rubie
Rs. 38,080
Rubie EMI Compare with Kivo 24
Yakuza Electric Duster
Rs. 35,840
Duster EMI Compare with Kivo 24
Komaki XR1
Rs. 31,499
XR1 EMI Compare with Kivo 24
Hero Lectro H5
Rs. 26,999
H5 EMI Compare with Kivo 24

Motovolt Kivo 24 EMI FAQs

What is the EMI for the Motovolt Kivo 24?

Rs. 826 per month for the Standard - Normal Range variant (loan Rs. 25,798, 9.45%, 36 months). Over 60 months it is Rs. 541.

What is the down payment for the Motovolt Kivo 24?

Rs. 10,892 for Standard - Normal Range, Rs. 11,577 for Standard - Mid Range, Rs. 11,822 for Smart Plus - Normal Range and Rs. 12,728 for Smart Plus - Long Range in ZigWheels' default calculation.

What is the EMI for the Motovolt Kivo 24 Smart Plus - Long Range variant?

Rs. 1,180 per month on a loan of Rs. 36,850 at 9.45% for 36 months.

Which bank has the lowest rate for a Motovolt Kivo 24 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 833 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Motovolt Kivo 24 loan?

Rs. 3,938 over 36 months on the Standard - Normal Range loan at 9.45%.

What on-road price is the Motovolt Kivo 24 EMI based on?

Rs. 36,690 in Anekal: ex-showroom Rs. 32,999, insurance Rs. 2,991, RTO and other charges Rs. 700.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Motovolt Kivo 24 Q&A

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