Moto Morini SEIEMMEZZO 6 ½ EMI Calculator

Updated on November 2026

The Moto Morini SEIEMMEZZO 6 ½ EMI is Rs. 12,023 per month for 36 months at 9% on a loan of Rs. 3,78,086, with a down payment of Rs. 1,20,469. This is based on the Retro Street variant's on-road price of Rs. 4,98,555 in Delhi (ex-showroom Rs. 4,39,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: SEIEMMEZZO 6 ½ On-road price | SEIEMMEZZO 6 ½ Mileage

Moto Morini SEIEMMEZZO 6 ½ EMI and Down Payment

Moto Morini SEIEMMEZZO 6 ½ Retro Street – EMI calculator

Ex-showroom

: Rs. 4,39,000

On-road price

: Rs. 4,98,555 (Delhi)

Loan amount

: Rs. 3,78,086 (On-road price - Down payment)

Down payment

: Rs. 1,20,469 (Amount paid upfront)

Monthly EMI

: Rs. 12,023 (For Tenure of 36 months @ 9%; banks start from 10.05%)

Insurance

: Rs. 24,235

View November Offers View EMI Offers

Moto Morini SEIEMMEZZO 6 ½ Bike Loan EMI Calculator

Variant: Retro Street
On-road price (Delhi): Rs. 4,98,555
Down payment: Rs. 1,20,469
Loan amount: Rs. 3,78,086
Interest rate: 9%
Tenure: 36 months
Monthly EMI: Rs. 12,023

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
..Read More
..Read Less
EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Moto Morini SEIEMMEZZO 6 ½ Bike Loan EMI & Loan Breakdown

Monthly EMI

Rs. 12,023

36 months @ 9%

Down paymentRs. 1,20,469
Loan amountRs. 3,78,086
Total interestRs. 54,742
Total loan repayment (EMIs)Rs. 4,32,828
Total purchase outlayRs. 5,53,297

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Retro Street costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 1,14,912	Rs. 29,364	Rs. 2,63,174
Year 2 Months 13-24	Rs. 1,25,691	Rs. 18,585	Rs. 1,37,483
Year 3 Months 25-36	Rs. 1,37,483	Rs. 6,793	Rs. 0

Moto Morini SEIEMMEZZO 6 ½ Loan Interest Rates by Bank

Moto Morini SEIEMMEZZO 6 ½ loan rates, 36 months, loan Rs. 3,78,086
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 13,014 (36 months)
ICICI Bank	10.05% onwards	Rs. 12,209 (36 months)
Axis Bank	11% onwards	Rs. 12,378 (36 months)
Bank of Baroda	13.65% onwards	Rs. 12,858 (36 months)

Apply Now

Moto Morini SEIEMMEZZO 6 ½ EMI by Tenure

For a Rs. 3,78,086 loan on the Retro Street at 9%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 33,064	Rs. 18,682	Rs. 3,96,768
24 months	Rs. 17,273	Rs. 36,466	Rs. 4,14,552
36 months	Rs. 12,023	Rs. 54,742	Rs. 4,32,828
48 months	Rs. 9,409	Rs. 73,546	Rs. 4,51,632
60 months	Rs. 7,848	Rs. 92,794	Rs. 4,70,880

Images | Colours

Moto Morini SEIEMMEZZO 6 ½

5.0 1 user reviews

Starts at ₹ 4,39,000

View November Offers

Moto Morini SEIEMMEZZO 6 ½ Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 36 months at 9%, and the down payment is the on-road price minus the loan.

SEIEMMEZZO 6 ½ Variants	Fuel/Transmission	Ex-showroom	On-road Price	Loan @9%	Down Payment	EMI (36 months)
Retro Street	Petrol / Manual	Rs. 4,39,000	Rs. 4,98,555	Rs. 3,78,086	Rs. 1,20,469	Rs. 12,023
Scrambler	Petrol / Manual	Rs. 4,82,000	Rs. 5,45,622	Rs. 4,15,555	Rs. 1,30,067	Rs. 13,215

How Is the Moto Morini SEIEMMEZZO 6 ½ EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Retro Street variant: P = Rs. 3,78,086, r = (9 ÷ 12) ÷ 100 = 0.0075 and n = 36 months, which gives an EMI of Rs. 12,023.

The calculation starts from the Delhi on-road price of Rs. 4,98,555 (ex-showroom Rs. 4,39,000 plus insurance, RTO and other charges).

Factors That Affect Your Moto Morini SEIEMMEZZO 6 ½ Loan EMI

Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 318 at 9% for 36 months.
Interest rate: A rate 1% higher adds about Rs. 177 to the EMI on a Rs. 3,78,086 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
Loan tenure: Over 12 months the EMI is Rs. 33,064; over 60 months it drops to Rs. 7,848 but you pay Rs. 74,112 more in interest.
Variant and city: In Delhi the EMI ranges from Rs. 12,023 (Retro Street) to Rs. 13,215 (Scrambler). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Moto Morini SEIEMMEZZO 6 ½ EMI vs Continental GT 650, Super Meteor 650, RS 457

Starting EMI of each model's base variant, worked out the same way as the Moto Morini SEIEMMEZZO 6 ½: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Royal Enfield Continental GT 650 Base	Rs. 4,24,254	Rs. 9,806	36 months	9%	Compare with SEIEMMEZZO 6 ½
Royal Enfield Super Meteor 650 Astral	Rs. 4,76,056	Rs. 11,108	36 months	9%	Compare with SEIEMMEZZO 6 ½
Aprilia RS 457 STD	Rs. 4,84,569	Rs. 11,669	36 months	9%	Compare with SEIEMMEZZO 6 ½
Royal Enfield Shotgun 650 Sheet Metal Grey	Rs. 4,72,273	Rs. 10,970	36 months	9%	Compare with SEIEMMEZZO 6 ½

Frequently Asked Questions About Moto Morini SEIEMMEZZO 6 ½ EMI

What is the monthly EMI for the Moto Morini SEIEMMEZZO 6 ½?

Rs. 12,023 a month for the Retro Street, on a Rs. 3,78,086 loan at 9% for 3 years. The top Scrambler works out to Rs. 13,215.

How much down payment is required for the Moto Morini SEIEMMEZZO 6 ½?

About Rs. 1,20,469 for the Retro Street in Delhi. That's the on-road price of Rs. 4,98,555 minus the Rs. 3,78,086 loan.

How does the loan tenure affect the Moto Morini SEIEMMEZZO 6 ½ EMI?

Over 1 year the EMI is Rs. 33,064 and you pay Rs. 18,682 in interest. Stretch it to 5 years and the EMI drops to Rs. 7,848, but interest rises to Rs. 92,794.

Is the Moto Morini SEIEMMEZZO 6 ½ EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the Retro Street costs Rs. 4,98,555 on-road, which includes Rs. 24,235 insurance and Rs. 35,320 RTO and other charges.

Does the Moto Morini SEIEMMEZZO 6 ½ EMI calculator include the processing fee?

Yes. The Rs. 4,450 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Moto Morini SEIEMMEZZO 6 ½ loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 3,78,086 loan comes to Rs. 12,209 a month.

Ask or read owner questions on Moto Morini SEIEMMEZZO 6 ½ Q&A

Moto Morini Bikes in India

Moto Morini X-Cape
Rs. 6.40 Lakh
649 cc | 23.9 kmpl | 60 bhp

Moto Morini Bikes in India

Popular Electric Bikes

Oben Rorr Evo Rs. 1.40 Lakh
Ultraviolette X47 Venom Rs. 2.65 Lakh
Ultraviolette F77 Rs. 3.09 Lakh
Flying Flea C6 (Royal Enfield) Rs. 1.99 Lakh
Revolt RV400 Rs. 1.40 Lakh

View All Popular Electric Bikes