Mercedes-Benz G-Class EMI Calculator
Updated on October 2026
Mercedes-Benz G-Class EMI and Down Payment
Mercedes-Benz G-Class Car Loan EMI Calculator
- Variant
- 400d Adventure Edition
- On-road price (Delhi)
- Rs. 3,02,14,864
- Down payment
- Rs. 77,63,599
- Loan amount
- Rs. 2,24,51,265
- Interest rate
- 10.5%
- Tenure
- 60 months
- Monthly EMI
- Rs. 4,82,565
Mercedes-Benz G-Class Car Loan EMI & Loan Breakdown
- Down paymentRs. 77,63,599
- Loan amountRs. 2,24,51,265
- Total interestRs. 65,02,635
- Total loan repayment (EMIs)Rs. 2,89,53,900
- Total purchase outlayRs. 3,67,17,499
Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the 400d Adventure Edition costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.
| Year | Principal paid | Interest paid | Outstanding loan |
|---|---|---|---|
| Year 1 Months 1-12 | Rs. 36,03,545 | Rs. 21,87,235 | Rs. 1,88,47,720 |
| Year 2 Months 13-24 | Rs. 40,00,668 | Rs. 17,90,112 | Rs. 1,48,47,052 |
| Year 3 Months 25-36 | Rs. 44,41,555 | Rs. 13,49,225 | Rs. 1,04,05,497 |
| Year 4 Months 37-48 | Rs. 49,31,030 | Rs. 8,59,750 | Rs. 54,74,467 |
| Year 5 Months 49-60 | Rs. 54,74,467 | Rs. 3,16,313 | Rs. 0 |
Mercedes-Benz G-Class Car Loan Interest Rates – Bank Comparison
| Lending Partners | Interest Rate | EMI Starting From (60 Months) |
|---|---|---|
HDFC Bank |
8.85% onwards | Rs. 4,64,419 (60 months) |
ICICI Bank |
9% onwards | Rs. 4,66,051 (60 months) |
Axis Bank |
9.15% onwards | Rs. 4,67,687 (60 months) |
Bank of Baroda |
8.7% onwards | Rs. 4,62,789 (60 months) |
Mercedes-Benz G-Class EMI by Loan Tenure
For a Rs. 2,24,51,265 loan on the 400d Adventure Edition diesel at 10.5%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 36 months | Rs. 7,29,721 | Rs. 38,18,691 | Rs. 2,62,69,956 |
| 48 months | Rs. 5,74,828 | Rs. 51,40,479 | Rs. 2,75,91,744 |
| 60 months | Rs. 4,82,565 | Rs. 65,02,635 | Rs. 2,89,53,900 |
| 84 months | Rs. 3,78,543 | Rs. 93,46,347 | Rs. 3,17,97,612 |
Mercedes-Benz G-Class Variant-Wise EMI
On-road prices in Delhi. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.
| G-Class Variants | Fuel/Transmission | Ex-showroom | On-road Price | Loan @10.5% | Down Payment | EMI (60 months) |
|---|---|---|---|---|---|---|
| 400d Adventure Edition | Diesel / Automatic | Rs. 2,55,00,000 | Rs. 3,02,14,864 | Rs. 2,24,51,265 | Rs. 77,63,599 | Rs. 4,82,565 |
| 400d AMG Line | Diesel / Automatic | Rs. 2,90,00,000 | Rs. 3,43,57,333 | Rs. 2,55,33,559 | Rs. 88,23,774 | Rs. 5,48,816 |
| 450d Mild Hybrid | Diesel / Automatic | Rs. 2,90,00,001 | Rs. 3,43,57,334 | Rs. 2,55,33,560 | Rs. 88,23,774 | Rs. 5,48,816 |
| AMG G 63 | Petrol / Automatic | Rs. 3,74,00,000 | Rs. 4,29,90,257 | Rs. 3,29,31,065 | Rs. 1,00,59,192 | Rs. 7,07,817 |
| AMG G 63 Collectors Edition | Petrol / Automatic | Rs. 4,30,00,001 | Rs. 4,94,22,208 | Rs. 3,78,62,737 | Rs. 1,15,59,471 | Rs. 8,13,818 |
How Is the Mercedes-Benz G-Class EMI Calculated?
EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the 400d Adventure Edition diesel variant: P = ₹2.25 Crore, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹4,82,565.
The calculation starts from the Delhi on-road price of ₹3.02 Crore (ex-showroom ₹2.55 Crore plus insurance, RTO and other charges).
Factors That Affect Your Mercedes-Benz G-Class Loan EMI
- Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
- Interest rate: A rate 1% higher adds about ₹11,197 to the EMI on a ₹2.25 Crore loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
- Loan tenure: Over 36 months the EMI is ₹7,29,721; over 84 months it drops to ₹3,78,543 but you pay ₹55.28 Lakh more in interest.
- Variant and city: In Delhi the EMI ranges from ₹4,82,565 (400d Adventure Edition diesel) to ₹8,13,818 (AMG G 63 Collectors Edition). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.
EMI of Mercedes-Benz G-Class Rivals – Range Rover, Porsche 911, M5
Starting EMI of each model's base variant, worked out the same way as the Mercedes-Benz G-Class: the down payment is the on-road price minus the loan.
| Model | On-road Price | EMI | Tenure | Interest Rate | Compare |
|---|---|---|---|---|---|
| Land Rover Range Rover 3.0 I Diesel LWB HSE | Rs. 2,84,39,521 | Rs. 4,54,172 | 60 months | 10.5% | Compare with G-Class |
| Porsche 911 Carrera | Rs. 2,29,86,894 | Rs. 3,78,154 | 60 months | 10.5% | Compare with G-Class |
| BMW M5 xDrive | Rs. 2,43,64,218 | Rs. 4,00,225 | 60 months | 10.5% | Compare with G-Class |
| BMW i7 50 xDrive | Rs. 2,04,55,233 | Rs. 3,68,993 | 60 months | 10.5% | Compare with G-Class |
Frequently Asked Questions About Mercedes-Benz G-Class EMI
What is the monthly EMI for the Mercedes-Benz G-Class?
₹4,82,565 a month for the 400d Adventure Edition diesel, on a ₹2.25 Crore loan at 10.5% for 5 years. The top AMG G 63 Collectors Edition works out to ₹8,13,818.
How much down payment is required for the Mercedes-Benz G-Class?
About ₹77.64 Lakh for the 400d Adventure Edition diesel in Delhi. That's the on-road price of ₹3.02 Crore minus the ₹2.25 Crore loan.
How does the loan tenure affect the Mercedes-Benz G-Class EMI?
Over 3 years the EMI is ₹7,29,721 and you pay ₹38.19 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹3,78,543, but interest rises to ₹93.46 Lakh.
Is the Mercedes-Benz G-Class EMI calculated on the ex-showroom price or the on-road price?
On the on-road price. In Delhi the 400d Adventure Edition diesel costs ₹3.02 Crore on-road, which includes ₹10.13 Lakh insurance and ₹37.02 Lakh RTO and other charges.
Does the Mercedes-Benz G-Class EMI calculator include the processing fee?
Yes. The ₹5,450 processing fee is paid with the down payment and is not added to the loan.
Which bank has the lowest interest rate for a Mercedes-Benz G-Class loan?
Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹2.25 Crore loan comes to ₹4,62,789 a month.
Mercedes-Benz G-Class 2026 Brochure
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