Mercedes-Benz EQS EMI Calculator


Updated on October 2026
Mercedes-Benz EQS EMI starts at ₹2,45,956 per month for the 580 4MATIC Celebration Edition electric(battery) (₹1.30 Crore ex-showroom, ₹1.38 Crore on-road Delhi), on a ₹1.14 Crore loan at 10.5% for 60 months. Down payment: ₹23.09 Lakh. Total interest: ₹33.14 Lakh. The top 580 4Matic costs ₹2,79,081/month.
Also see: EQS On-road price | EQS Variants | EQS Offers | EQS Mileage

Mercedes-Benz EQS 580 4MATIC Celebration Edition EMI & Down Payment

Ex-showroom
: Rs. 1,30,00,000
On-road price
: Rs. 1,37,51,946  (Delhi)
Loan amount
: Rs. 1,14,43,071  (On-road - Down payment)
Down payment
: Rs. 23,08,875  (On-road - Loan amount)
Monthly EMI
: Rs. 2,45,956  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 5,12,046
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Mercedes-Benz EQS Car Loan EMI Calculator

On-road price (Delhi)
Rs. 1,37,51,946
Down payment
Rs. 23,08,875
Loan amount
Rs. 1,14,43,071
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 2,45,956
Total interest
Rs. 33,14,289
Total payable
Rs. 1,47,57,360
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Mercedes-Benz EQS Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 2,36,707 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 2,37,539 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 2,38,373 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 2,35,877 (60 months)
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Mercedes-Benz EQS EMI by Loan Tenure

For a Rs. 1,14,43,071 loan on the 580 4MATIC Celebration Edition electric(battery) at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 3,71,928 Rs. 19,46,337 Rs. 1,33,89,408
48 months Rs. 2,92,981 Rs. 26,20,017 Rs. 1,40,63,088
60 months Rs. 2,45,956 Rs. 33,14,289 Rs. 1,47,57,360
84 months Rs. 1,92,938 Rs. 47,63,721 Rs. 1,62,06,792
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Starts at ₹ 1.30 Crore
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Mercedes-Benz EQS Variant-wise EMI & Down Payment

EQS Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
580 4MATIC Celebration Edition Electric(Battery) / Automatic Rs. 1,30,00,000 Rs. 1,14,43,071 Rs. 23,08,875 Rs. 2,45,956
580 4Matic Electric(Battery) / Automatic Rs. 1,47,50,000 Rs. 1,29,84,218 Rs. 25,91,409 Rs. 2,79,081

EMI of Mercedes-Benz EQS Rivals – Defender, Vellfire, X7

Mercedes-Benz EQS EMI – Frequently Asked Questions

What is the starting EMI of the Mercedes-Benz EQS?

The Mercedes-Benz EQS EMI starts at ₹2,45,956 per month for the 580 4MATIC Celebration Edition electric(battery) on a ₹1.14 Crore loan at 10.5% for 60 months. Its on-road price in Delhi is ₹1.38 Crore.

What is the minimum down payment for the Mercedes-Benz EQS?

About ₹23.09 Lakh for the 580 4MATIC Celebration Edition electric(battery) in Delhi: the on-road price of ₹1.38 Crore minus a ₹1.14 Crore loan.

How much total interest will I pay on a Mercedes-Benz EQS loan?

On a ₹1.14 Crore loan at 10.5% for 60 months you pay ₹33.14 Lakh in interest, or ₹1.48 Crore in total.

What is the Mercedes-Benz EQS EMI for a 3-year versus a 7-year tenure?

For a ₹1.14 Crore loan at 10.5%, the EMI is ₹3,71,928 per month over 3 years (₹19.46 Lakh interest) and ₹1,92,938 per month over 7 years (₹47.64 Lakh interest).

Which bank has the lowest interest rate for a Mercedes-Benz EQS loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹2,35,877 per month on a ₹1.14 Crore loan for 60 months.

What is the EMI of the top Mercedes-Benz EQS variant?

The 580 4Matic costs ₹2,79,081 per month on a ₹1.30 Crore loan at 10.5% for 60 months.

How is the Mercedes-Benz EQS down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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