Maserati Grecale EMI Calculator

Updated on October 2026

Maserati Grecale EMI starts at ₹2,47,849 per month for the GT petrol (₹1.31 Crore ex-showroom, ₹1.51 Crore on-road Delhi), on a ₹1.15 Crore loan at 10.5% for 60 months. Down payment: ₹35.49 Lakh. Total interest: ₹33.40 Lakh. The top Trofeo costs ₹3,87,922/month.

Also see: Grecale On-road price | Grecale Variants | Grecale Mileage

Maserati Grecale EMI and Down Payment

Ex-showroom

: Rs. 1,31,00,000

On-road price

: Rs. 1,50,80,191 (Delhi)

Loan amount

: Rs. 1,15,31,137 (On-road price - Down payment)

Down payment

: Rs. 35,49,054 (Amount paid upfront)

Monthly EMI

: Rs. 2,47,849 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 5,34,391

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Maserati Grecale Car Loan EMI Calculator

Variant: GT
On-road price (Delhi): Rs. 1,50,80,191
Down payment: Rs. 35,49,054
Loan amount: Rs. 1,15,31,137
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 2,47,849

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Maserati Grecale Car Loan EMI & Loan Breakdown

Monthly EMI

Rs. 2,47,849

60 months @ 10.5%

Down paymentRs. 35,49,054
Loan amountRs. 1,15,31,137
Total interestRs. 33,39,803
Total loan repayment (EMIs)Rs. 1,48,70,940
Total purchase outlayRs. 1,84,19,994

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the GT costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 18,50,808	Rs. 11,23,380	Rs. 96,80,329
Year 2 Months 13-24	Rs. 20,54,773	Rs. 9,19,415	Rs. 76,25,556
Year 3 Months 25-36	Rs. 22,81,216	Rs. 6,92,972	Rs. 53,44,340
Year 4 Months 37-48	Rs. 25,32,614	Rs. 4,41,574	Rs. 28,11,726
Year 5 Months 49-60	Rs. 28,11,726	Rs. 1,62,462	Rs. 0

Maserati Grecale Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 2,38,529 (60 months)
ICICI Bank	9% onwards	Rs. 2,39,367 (60 months)
Axis Bank	9.15% onwards	Rs. 2,40,208 (60 months)
Bank of Baroda	8.7% onwards	Rs. 2,37,692 (60 months)

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Maserati Grecale EMI by Loan Tenure

For a Rs. 1,15,31,137 loan on the GT petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 3,74,790	Rs. 19,61,303	Rs. 1,34,92,440
48 months	Rs. 2,95,236	Rs. 26,40,191	Rs. 1,41,71,328
60 months	Rs. 2,47,849	Rs. 33,39,803	Rs. 1,48,70,940
84 months	Rs. 1,94,423	Rs. 48,00,395	Rs. 1,63,31,532

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Maserati Grecale

Starts at ₹ 1.31 Crore

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Maserati Grecale Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.

Grecale Variants	Fuel/Transmission	Ex-showroom	On-road Price	Loan @10.5%	Down Payment	EMI (60 months)
GT	Petrol / Automatic	Rs. 1,31,00,000	Rs. 1,50,80,191	Rs. 1,15,31,137	Rs. 35,49,054	Rs. 2,47,849
Modena	Petrol / Automatic	Rs. 1,53,00,000	Rs. 1,76,07,028	Rs. 1,34,68,579	Rs. 41,38,449	Rs. 2,89,492
Trofeo	Petrol / Automatic	Rs. 2,05,00,000	Rs. 2,35,79,552	Rs. 1,80,47,988	Rs. 55,31,564	Rs. 3,87,922

How Is the Maserati Grecale EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the GT petrol variant: P = ₹1.15 Crore, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹2,47,849.

The calculation starts from the Delhi on-road price of ₹1.51 Crore (ex-showroom ₹1.31 Crore plus insurance, RTO and other charges).

Factors That Affect Your Maserati Grecale Loan EMI

Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
Interest rate: A rate 1% higher adds about ₹5,751 to the EMI on a ₹1.15 Crore loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
Loan tenure: Over 36 months the EMI is ₹3,74,790; over 84 months it drops to ₹1,94,423 but you pay ₹28.39 Lakh more in interest.
Variant and city: In Delhi the EMI ranges from ₹2,47,849 (GT petrol) to ₹3,87,922 (Trofeo). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Maserati Grecale Rivals – Defender, Vellfire, X7

Starting EMI of each model's base variant, worked out the same way as the Maserati Grecale: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Land Rover Defender 2.0 l Petrol 110 X-Dynamic HSE	Rs. 1,21,55,191	Rs. 1,87,277	60 months	10.5%	Compare with Grecale
Toyota Vellfire Hi	Rs. 1,41,27,624	Rs. 2,27,009	60 months	10.5%	Compare with Grecale
BMW X7 xDrive40i M Sport Signature	Rs. 1,45,39,487	Rs. 2,38,025	60 months	10.5%	Compare with Grecale
BMW M2 Coupe Manual	Rs. 1,22,66,213	Rs. 2,01,474	60 months	10.5%	Compare with Grecale

Frequently Asked Questions About Maserati Grecale EMI

What is the monthly EMI for the Maserati Grecale?

₹2,47,849 a month for the GT petrol, on a ₹1.15 Crore loan at 10.5% for 5 years. The top Trofeo works out to ₹3,87,922.

How much down payment is required for the Maserati Grecale?

About ₹35.49 Lakh for the GT petrol in Delhi. That's the on-road price of ₹1.51 Crore minus the ₹1.15 Crore loan.

How does the loan tenure affect the Maserati Grecale EMI?

Over 3 years the EMI is ₹3,74,790 and you pay ₹19.61 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹1,94,423, but interest rises to ₹48.00 Lakh.

Is the Maserati Grecale EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the GT petrol costs ₹1.51 Crore on-road, which includes ₹5.34 Lakh insurance and ₹14.46 Lakh RTO and other charges.

Does the Maserati Grecale EMI calculator include the processing fee?

Yes. The ₹5,450 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Maserati Grecale loan?

Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹1.15 Crore loan comes to ₹2,37,692 a month.

Ask or read owner questions on Maserati Grecale Q&A

Maserati Grecale

Starts at Rs. 1.31 Crore

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Maserati Grecale 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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