Maserati Grecale Electric EMI Calculator
Updated on October 2026
Maserati Grecale Electric EMI and Down Payment
Maserati Grecale Electric Car Loan EMI Calculator
- Variant
- Folgore
- On-road price (Delhi)
- Rs. 1,91,94,600
- Down payment
- Rs. 24,67,596
- Loan amount
- Rs. 1,67,27,004
- Interest rate
- 10.5%
- Tenure
- 60 months
- Monthly EMI
- Rs. 3,59,529
Maserati Grecale Electric Car Loan EMI & Loan Breakdown
- Down paymentRs. 24,67,596
- Loan amountRs. 1,67,27,004
- Total interestRs. 48,44,736
- Total loan repayment (EMIs)Rs. 2,15,71,740
- Total purchase outlayRs. 2,40,39,336
Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Folgore costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.
| Year | Principal paid | Interest paid | Outstanding loan |
|---|---|---|---|
| Year 1 Months 1-12 | Rs. 26,84,779 | Rs. 16,29,569 | Rs. 1,40,42,225 |
| Year 2 Months 13-24 | Rs. 29,80,651 | Rs. 13,33,697 | Rs. 1,10,61,574 |
| Year 3 Months 25-36 | Rs. 33,09,129 | Rs. 10,05,219 | Rs. 77,52,445 |
| Year 4 Months 37-48 | Rs. 36,73,807 | Rs. 6,40,541 | Rs. 40,78,638 |
| Year 5 Months 49-60 | Rs. 40,78,638 | Rs. 2,35,710 | Rs. 0 |
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Maserati Grecale Electric Car Loan Interest Rates – Bank Comparison
| Lending Partners | Interest Rate | EMI Starting From (60 Months) |
|---|---|---|
 HDFC Bank |
8.85% onwards | Rs. 3,46,009 (60 months) |
| ICICI Bank |
9% onwards | Rs. 3,47,225 (60 months) |
| Axis Bank |
9.15% onwards | Rs. 3,48,444 (60 months) |
| Bank of Baroda |
8.7% onwards | Rs. 3,44,795 (60 months) |
Maserati Grecale Electric EMI by Loan Tenure
For a Rs. 1,67,27,004 loan on the Folgore at 10.5%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 36 months | Rs. 5,43,669 | Rs. 28,45,080 | Rs. 1,95,72,084 |
| 48 months | Rs. 4,28,268 | Rs. 38,29,860 | Rs. 2,05,56,864 |
| 60 months | Rs. 3,59,529 | Rs. 48,44,736 | Rs. 2,15,71,740 |
| 84 months | Rs. 2,82,029 | Rs. 69,63,432 | Rs. 2,36,90,436 |
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How Is the Maserati Grecale Electric EMI Calculated?
EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Folgore variant: P = ₹1.67 Crore, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹3,59,529.
The calculation starts from the Delhi on-road price of ₹1.92 Crore (ex-showroom ₹1.90 Crore plus RTO and other charges).
Factors That Affect Your Maserati Grecale Electric Loan EMI
- Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
- Interest rate: A rate 1% higher adds about ₹8,341 to the EMI on a ₹1.67 Crore loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
- Loan tenure: Over 36 months the EMI is ₹5,43,669; over 84 months it drops to ₹2,82,029 but you pay ₹41.18 Lakh more in interest.
- Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.
EMI of Maserati Grecale Electric Rivals – Range Rover, Porsche 911, M5
Starting EMI of each model's base variant, worked out the same way as the Maserati Grecale Electric: the down payment is the on-road price minus the loan.
| Model | On-road Price | EMI | Tenure | Interest Rate | Compare |
|---|---|---|---|---|---|
| Land Rover Range Rover 3.0 I Diesel LWB HSE | Rs. 2,84,39,521 | Rs. 4,54,172 | 60 months | 10.5% | Compare with Grecale Electric |
| Porsche 911 Carrera | Rs. 2,29,86,894 | Rs. 3,78,154 | 60 months | 10.5% | Compare with Grecale Electric |
| BMW M5 xDrive | Rs. 2,43,64,218 | Rs. 4,00,225 | 60 months | 10.5% | Compare with Grecale Electric |
| Land Rover Range Rover Sport 3.0 l Petrol Dynamic HSE | Rs. 1,64,58,466 | Rs. 2,70,564 | 60 months | 10.5% | Compare with Grecale Electric |
Frequently Asked Questions About Maserati Grecale Electric EMI
What is the monthly EMI for the Maserati Grecale Electric?
₹3,59,529 a month for the Folgore, on a ₹1.67 Crore loan at 10.5% for 5 years.
How much down payment is required for the Maserati Grecale Electric?
About ₹24.68 Lakh for the Folgore in Delhi. That's the on-road price of ₹1.92 Crore minus the ₹1.67 Crore loan.
How does the loan tenure affect the Maserati Grecale Electric EMI?
Over 3 years the EMI is ₹5,43,669 and you pay ₹28.45 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹2,82,029, but interest rises to ₹69.63 Lakh.
Is the Maserati Grecale Electric EMI calculated on the ex-showroom price or the on-road price?
On the on-road price. In Delhi the Folgore costs ₹1.92 Crore on-road, which includes ₹1.95 Lakh RTO and other charges.
Does the Maserati Grecale Electric EMI calculator include the processing fee?
Yes. The ₹5,450 processing fee is paid with the down payment and is not added to the loan.
Which bank has the lowest interest rate for a Maserati Grecale Electric loan?
Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹1.67 Crore loan comes to ₹3,44,795 a month.
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