Maserati GranCabrio EMI Calculator
Updated on October 2026
Maserati GranCabrio EMI and Down Payment
Maserati GranCabrio Car Loan EMI Calculator
- Variant
- Sport Diesel
- On-road price (Delhi)
- Rs. 2,91,49,658
- Down payment
- Rs. 74,90,983
- Loan amount
- Rs. 2,16,58,675
- Interest rate
- 10.5%
- Tenure
- 60 months
- Monthly EMI
- Rs. 4,65,529
Maserati GranCabrio Car Loan EMI & Loan Breakdown
- Down paymentRs. 74,90,983
- Loan amountRs. 2,16,58,675
- Total interestRs. 62,73,065
- Total loan repayment (EMIs)Rs. 2,79,31,740
- Total purchase outlayRs. 3,54,22,723
Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Sport Diesel costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.
| Year | Principal paid | Interest paid | Outstanding loan |
|---|---|---|---|
| Year 1 Months 1-12 | Rs. 34,76,328 | Rs. 21,10,020 | Rs. 1,81,82,347 |
| Year 2 Months 13-24 | Rs. 38,59,432 | Rs. 17,26,916 | Rs. 1,43,22,915 |
| Year 3 Months 25-36 | Rs. 42,84,754 | Rs. 13,01,594 | Rs. 1,00,38,161 |
| Year 4 Months 37-48 | Rs. 47,56,948 | Rs. 8,29,400 | Rs. 52,81,213 |
| Year 5 Months 49-60 | Rs. 52,81,213 | Rs. 3,05,135 | Rs. 0 |
Maserati GranCabrio Car Loan Interest Rates – Bank Comparison
| Lending Partners | Interest Rate | EMI Starting From (60 Months) |
|---|---|---|
HDFC Bank |
8.85% onwards | Rs. 4,48,023 (60 months) |
ICICI Bank |
9% onwards | Rs. 4,49,598 (60 months) |
Axis Bank |
9.15% onwards | Rs. 4,51,177 (60 months) |
Bank of Baroda |
8.7% onwards | Rs. 4,46,452 (60 months) |
Maserati GranCabrio EMI by Loan Tenure
For a Rs. 2,16,58,675 loan on the Sport Diesel at 10.5%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 36 months | Rs. 7,03,960 | Rs. 36,83,885 | Rs. 2,53,42,560 |
| 48 months | Rs. 5,54,535 | Rs. 49,59,005 | Rs. 2,66,17,680 |
| 60 months | Rs. 4,65,529 | Rs. 62,73,065 | Rs. 2,79,31,740 |
| 84 months | Rs. 3,65,180 | Rs. 90,16,445 | Rs. 3,06,75,120 |
Maserati GranCabrio Variant-Wise EMI
On-road prices in Delhi. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.
| Gran Cabrio Variants | Fuel/Transmission | Ex-showroom | On-road Price | Loan @10.5% | Down Payment | EMI (60 months) |
|---|---|---|---|---|---|---|
| Sport Diesel | Diesel / Automatic | Rs. 2,46,00,000 | Rs. 2,91,49,658 | Rs. 2,16,58,675 | Rs. 74,90,983 | Rs. 4,65,529 |
| 4.7 V8 | Petrol / Automatic | Rs. 2,46,00,000 | Rs. 2,82,88,658 | Rs. 2,16,58,675 | Rs. 66,29,983 | Rs. 4,65,529 |
| 4.7 MC | Petrol / Automatic | Rs. 2,69,00,000 | Rs. 3,09,30,352 | Rs. 2,36,84,183 | Rs. 72,46,169 | Rs. 5,09,065 |
| MC Diesel | Diesel / Automatic | Rs. 2,69,00,000 | Rs. 3,18,71,852 | Rs. 2,36,84,183 | Rs. 81,87,669 | Rs. 5,09,065 |
How Is the Maserati GranCabrio EMI Calculated?
EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Sport Diesel variant: P = ₹2.17 Crore, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹4,65,529.
The calculation starts from the Delhi on-road price of ₹2.91 Crore (ex-showroom ₹2.46 Crore plus insurance, RTO and other charges).
Factors That Affect Your Maserati GranCabrio Loan EMI
- Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
- Interest rate: A rate 1% higher adds about ₹10,802 to the EMI on a ₹2.17 Crore loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
- Loan tenure: Over 36 months the EMI is ₹7,03,960; over 84 months it drops to ₹3,65,180 but you pay ₹53.33 Lakh more in interest.
- Variant and city: In Delhi the EMI ranges from ₹4,65,529 (Sport Diesel) to ₹5,09,065 (4.7 MC). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.
EMI of Maserati GranCabrio Rivals – Range Rover, Porsche 911, M5
Starting EMI of each model's base variant, worked out the same way as the Maserati GranCabrio: the down payment is the on-road price minus the loan.
| Model | On-road Price | EMI | Tenure | Interest Rate | Compare |
|---|---|---|---|---|---|
| Land Rover Range Rover 3.0 I Diesel LWB HSE | Rs. 2,84,39,521 | Rs. 4,54,172 | 60 months | 10.5% | Compare with Gran Cabrio |
| Porsche 911 Carrera | Rs. 2,29,86,894 | Rs. 3,78,154 | 60 months | 10.5% | Compare with Gran Cabrio |
| BMW M5 xDrive | Rs. 2,43,64,218 | Rs. 4,00,225 | 60 months | 10.5% | Compare with Gran Cabrio |
| BMW i7 50 xDrive | Rs. 2,04,55,233 | Rs. 3,68,993 | 60 months | 10.5% | Compare with Gran Cabrio |
Frequently Asked Questions About Maserati GranCabrio EMI
What is the monthly EMI for the Maserati GranCabrio?
₹4,65,529 a month for the Sport Diesel, on a ₹2.17 Crore loan at 10.5% for 5 years. The top 4.7 MC works out to ₹5,09,065.
How much down payment is required for the Maserati GranCabrio?
About ₹74.91 Lakh for the Sport Diesel in Delhi. That's the on-road price of ₹2.91 Crore minus the ₹2.17 Crore loan.
How does the loan tenure affect the Maserati GranCabrio EMI?
Over 3 years the EMI is ₹7,03,960 and you pay ₹36.84 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹3,65,180, but interest rises to ₹90.16 Lakh.
Is the Maserati GranCabrio EMI calculated on the ex-showroom price or the on-road price?
On the on-road price. In Delhi the Sport Diesel costs ₹2.91 Crore on-road, which includes ₹9.78 Lakh insurance and ₹35.72 Lakh RTO and other charges.
Does the Maserati GranCabrio EMI calculator include the processing fee?
Yes. The ₹5,450 processing fee is paid with the down payment and is not added to the loan.
Which bank has the lowest interest rate for a Maserati GranCabrio loan?
Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹2.17 Crore loan comes to ₹4,46,452 a month.
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