Maserati GranCabrio EMI Calculator


Updated on October 2026
Maserati GranCabrio EMI starts at ₹4,65,529 per month for the Sport Diesel (₹2.46 Crore ex-showroom, ₹2.91 Crore on-road Delhi), on a ₹2.17 Crore loan at 10.5% for 60 months. Down payment: ₹74.91 Lakh. Total interest: ₹62.73 Lakh. The top 4.7 MC costs ₹5,09,065/month.

Maserati GranCabrio EMI and Down Payment

Ex-showroom
: Rs. 2,46,00,000
On-road price
: Rs. 2,91,49,658  (Delhi)
Loan amount
: Rs. 2,16,58,675  (On-road price - Down payment)
Down payment
: Rs. 74,90,983  (Amount paid upfront)
Monthly EMI
: Rs. 4,65,529  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 9,77,858
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Maserati GranCabrio Car Loan EMI Calculator

Variant
Sport Diesel
On-road price (Delhi)
Rs. 2,91,49,658
Down payment
Rs. 74,90,983
Loan amount
Rs. 2,16,58,675
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 4,65,529
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Maserati GranCabrio Car Loan EMI & Loan Breakdown

Monthly EMI
Rs. 4,65,529
60 months @ 10.5%
  • Down paymentRs. 74,90,983
  • Loan amountRs. 2,16,58,675
  • Total interestRs. 62,73,065
  • Total loan repayment (EMIs)Rs. 2,79,31,740
  • Total purchase outlayRs. 3,54,22,723

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Sport Diesel costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 34,76,328Rs. 21,10,020Rs. 1,81,82,347
Year 2 Months 13-24Rs. 38,59,432Rs. 17,26,916Rs. 1,43,22,915
Year 3 Months 25-36Rs. 42,84,754Rs. 13,01,594Rs. 1,00,38,161
Year 4 Months 37-48Rs. 47,56,948Rs. 8,29,400Rs. 52,81,213
Year 5 Months 49-60Rs. 52,81,213Rs. 3,05,135Rs. 0
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Maserati GranCabrio Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 4,48,023 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 4,49,598 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 4,51,177 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 4,46,452 (60 months)

Maserati GranCabrio EMI by Loan Tenure

For a Rs. 2,16,58,675 loan on the Sport Diesel at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 7,03,960 Rs. 36,83,885 Rs. 2,53,42,560
48 months Rs. 5,54,535 Rs. 49,59,005 Rs. 2,66,17,680
60 months Rs. 4,65,529 Rs. 62,73,065 Rs. 2,79,31,740
84 months Rs. 3,65,180 Rs. 90,16,445 Rs. 3,06,75,120
Maserati GranCabrio
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Starts at ₹ 2.46 Crore
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Maserati GranCabrio Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.

Gran Cabrio Variants Fuel/Transmission Ex-showroom On-road Price Loan @10.5% Down Payment EMI (60 months)
Sport Diesel Diesel / Automatic Rs. 2,46,00,000 Rs. 2,91,49,658 Rs. 2,16,58,675 Rs. 74,90,983 Rs. 4,65,529
4.7 V8 Petrol / Automatic Rs. 2,46,00,000 Rs. 2,82,88,658 Rs. 2,16,58,675 Rs. 66,29,983 Rs. 4,65,529
4.7 MC Petrol / Automatic Rs. 2,69,00,000 Rs. 3,09,30,352 Rs. 2,36,84,183 Rs. 72,46,169 Rs. 5,09,065
MC Diesel Diesel / Automatic Rs. 2,69,00,000 Rs. 3,18,71,852 Rs. 2,36,84,183 Rs. 81,87,669 Rs. 5,09,065

How Is the Maserati GranCabrio EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Sport Diesel variant: P = ₹2.17 Crore, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹4,65,529.

The calculation starts from the Delhi on-road price of ₹2.91 Crore (ex-showroom ₹2.46 Crore plus insurance, RTO and other charges).

Factors That Affect Your Maserati GranCabrio Loan EMI

  • Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
  • Interest rate: A rate 1% higher adds about ₹10,802 to the EMI on a ₹2.17 Crore loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
  • Loan tenure: Over 36 months the EMI is ₹7,03,960; over 84 months it drops to ₹3,65,180 but you pay ₹53.33 Lakh more in interest.
  • Variant and city: In Delhi the EMI ranges from ₹4,65,529 (Sport Diesel) to ₹5,09,065 (4.7 MC). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Maserati GranCabrio Rivals – Range Rover, Porsche 911, M5

Starting EMI of each model's base variant, worked out the same way as the Maserati GranCabrio: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
Land Rover Range Rover 3.0 I Diesel LWB HSE Rs. 2,84,39,521 Rs. 4,54,172 60 months 10.5% Compare with Gran Cabrio
Porsche 911 Carrera Rs. 2,29,86,894 Rs. 3,78,154 60 months 10.5% Compare with Gran Cabrio
BMW M5 xDrive Rs. 2,43,64,218 Rs. 4,00,225 60 months 10.5% Compare with Gran Cabrio
BMW i7 50 xDrive Rs. 2,04,55,233 Rs. 3,68,993 60 months 10.5% Compare with Gran Cabrio

Frequently Asked Questions About Maserati GranCabrio EMI

What is the monthly EMI for the Maserati GranCabrio?

₹4,65,529 a month for the Sport Diesel, on a ₹2.17 Crore loan at 10.5% for 5 years. The top 4.7 MC works out to ₹5,09,065.

How much down payment is required for the Maserati GranCabrio?

About ₹74.91 Lakh for the Sport Diesel in Delhi. That's the on-road price of ₹2.91 Crore minus the ₹2.17 Crore loan.

How does the loan tenure affect the Maserati GranCabrio EMI?

Over 3 years the EMI is ₹7,03,960 and you pay ₹36.84 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹3,65,180, but interest rises to ₹90.16 Lakh.

Is the Maserati GranCabrio EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the Sport Diesel costs ₹2.91 Crore on-road, which includes ₹9.78 Lakh insurance and ₹35.72 Lakh RTO and other charges.

Does the Maserati GranCabrio EMI calculator include the processing fee?

Yes. The ₹5,450 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Maserati GranCabrio loan?

Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹2.17 Crore loan comes to ₹4,46,452 a month.

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Maserati GranCabrio
Maserati GranCabrio
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Starts at Rs. 2.46 Crore
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