Maruthisan MS 3.0 EMI Calculator

Updated on October 2026

The Maruthisan MS 3.0 EMI is Rs. 4,047 per month for 36 months at 9.45% on a loan of Rs. 1,26,446, with a down payment of Rs. 27,112. This is based on the 60 V, 30 Ah variant's on-road price of Rs. 1,53,558 in Delhi (ex-showroom Rs. 1,48,528). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: MS 3.0 On-road price | MS 3.0 Mileage

Maruthisan MS 3.0 EMI and Down Payment (Delhi)

Maruthisan MS 3.0 60 V, 30 Ah – EMI calculator

Ex-showroom

: Rs. 1,48,528

On-road price

: Rs. 1,53,558 (Delhi)

Loan amount

: Rs. 1,26,446 (On-road - Down payment)

Down payment

: Rs. 27,112 (On-road - Loan amount)

Monthly EMI

: Rs. 4,047 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 4,830

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Maruthisan MS 3.0 Bike Loan EMI Calculator

On-road price (Delhi): Rs. 1,53,558
Down payment: Rs. 27,112
Loan amount: Rs. 1,26,446
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 4,047
Total interest: Rs. 19,246
Total payable: Rs. 1,45,692

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Maruthisan MS 3.0 Loan Interest Rates by Bank

Maruthisan MS 3.0 loan rates, 36 months, loan Rs. 1,26,446
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 4,352 (36 months)
ICICI Bank	10.05% onwards	Rs. 4,083 (36 months)
Axis Bank	11% onwards	Rs. 4,140 (36 months)
Bank of Baroda	13.65% onwards	Rs. 4,300 (36 months)

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Maruthisan MS 3.0 EMI by Tenure

For a Rs. 1,26,446 loan on the 60 V, 30 Ah electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 11,084	Rs. 6,562	Rs. 1,33,008
24 months	Rs. 5,803	Rs. 12,826	Rs. 1,39,272
36 months	Rs. 4,047	Rs. 19,246	Rs. 1,45,692
48 months	Rs. 3,174	Rs. 25,906	Rs. 1,52,352
60 months	Rs. 2,653	Rs. 32,734	Rs. 1,59,180

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Maruthisan MS 3.0

Starts at ₹ 1,48,528

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Maruthisan MS 3.0 Variant-wise EMI & Down Payment

MS 3.0 Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
60 V, 30 Ah	Electric	Rs. 1,48,528	Rs. 1,26,446	Rs. 27,112	Rs. 4,047
72 V, 30 Ah	Electric	Rs. 1,58,275	Rs. 1,34,937	Rs. 28,524	Rs. 4,319

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Maruthisan MS 3.0 EMI FAQs

What is the EMI for the Maruthisan MS 3.0?

Rs. 4,047 per month for the 60 V, 30 Ah variant (loan Rs. 1,26,446, 9.45%, 36 months). Over 60 months it is Rs. 2,653.

What is the down payment for the Maruthisan MS 3.0?

Rs. 27,112 for 60 V, 30 Ah and Rs. 28,524 for 72 V, 30 Ah in ZigWheels' default calculation.

What is the EMI for the Maruthisan MS 3.0 72 V, 30 Ah variant?

Rs. 4,319 per month on a loan of Rs. 1,34,937 at 9.45% for 36 months.

Which bank has the lowest rate for a Maruthisan MS 3.0 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 4,083 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Maruthisan MS 3.0 loan?

Rs. 19,246 over 36 months on the 60 V, 30 Ah loan at 9.45%.

What on-road price is the Maruthisan MS 3.0 EMI based on?

Rs. 1,53,558 in Delhi: ex-showroom Rs. 1,48,528, insurance Rs. 4,830, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Maruthisan MS 3.0 Q&A

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