Land Rover Discovery Sport EMI Calculator

Updated on November 2026

Land Rover Discovery Sport EMI starts at ₹1,19,834 per month for the Dynamic SE Diesel (₹63.37 Lakh ex-showroom, ₹75.34 Lakh on-road Delhi), on a ₹55.75 Lakh loan at 10.5% for 60 months. Down payment: ₹19.59 Lakh. Total interest: ₹16.15 Lakh.

Also see: Discovery Sport On-road price | Discovery Sport Variants

Land Rover Discovery Sport EMI and Down Payment

Land Rover Discovery Sport Dynamic SE Diesel – EMI calculator

Ex-showroom

: Rs. 63,37,000

On-road price

: Rs. 75,34,258 (Delhi)

Loan amount

: Rs. 55,75,264 (On-road price - Down payment)

Down payment

: Rs. 19,58,994 (Amount paid upfront)

Monthly EMI

: Rs. 1,19,834 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 2,73,593

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Land Rover Discovery Sport Car Loan EMI Calculator

Variant: Dynamic SE Diesel
On-road price (Delhi): Rs. 75,34,258
Down payment: Rs. 19,58,994
Loan amount: Rs. 55,75,264
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 1,19,834

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Land Rover Discovery Sport Car Loan EMI & Loan Breakdown

Monthly EMI

Rs. 1,19,834

60 months @ 10.5%

Down paymentRs. 19,58,994
Loan amountRs. 55,75,264
Total interestRs. 16,14,776
Total loan repayment (EMIs)Rs. 71,90,040
Total purchase outlayRs. 91,49,034

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Dynamic SE Diesel costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 8,94,858	Rs. 5,43,150	Rs. 46,80,406
Year 2 Months 13-24	Rs. 9,93,474	Rs. 4,44,534	Rs. 36,86,932
Year 3 Months 25-36	Rs. 11,02,958	Rs. 3,35,050	Rs. 25,83,974
Year 4 Months 37-48	Rs. 12,24,508	Rs. 2,13,500	Rs. 13,59,466
Year 5 Months 49-60	Rs. 13,59,466	Rs. 78,542	Rs. 0

Land Rover Discovery Sport Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 1,15,328 (60 months)
ICICI Bank	9% onwards	Rs. 1,15,733 (60 months)
Axis Bank	9.15% onwards	Rs. 1,16,140 (60 months)
Bank of Baroda	8.7% onwards	Rs. 1,14,923 (60 months)

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Land Rover Discovery Sport EMI by Loan Tenure

For a Rs. 55,75,264 loan on the Dynamic SE Diesel at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 1,81,210	Rs. 9,48,296	Rs. 65,23,560
48 months	Rs. 1,42,746	Rs. 12,76,544	Rs. 68,51,808
60 months	Rs. 1,19,834	Rs. 16,14,776	Rs. 71,90,040
84 months	Rs. 94,003	Rs. 23,20,988	Rs. 78,96,252

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Land Rover Discovery Sport

4.2 47 user reviews

Starts at ₹ 63.37 Lakh

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Land Rover Discovery Sport Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.

Discovery Sport Variants	Fuel/Transmission	Ex-showroom	On-road Price	Loan @10.5%	Down Payment	EMI (60 months)
Dynamic SE Diesel	Diesel / Automatic	Rs. 63,37,000	Rs. 75,34,258	Rs. 55,75,264	Rs. 19,58,994	Rs. 1,19,834
Dynamic SE	Petrol / Automatic	Rs. 63,37,000	Rs. 73,12,463	Rs. 55,75,264	Rs. 17,37,199	Rs. 1,19,834

How Is the Land Rover Discovery Sport EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Dynamic SE Diesel variant: P = ₹55.75 Lakh, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹1,19,834.

The calculation starts from the Delhi on-road price of ₹75.34 Lakh (ex-showroom ₹63.37 Lakh plus insurance, RTO and other charges).

Factors That Affect Your Land Rover Discovery Sport Loan EMI

Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
Interest rate: A rate 1% higher adds about ₹2,781 to the EMI on a ₹55.75 Lakh loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
Loan tenure: Over 36 months the EMI is ₹1,81,210; over 84 months it drops to ₹94,003 but you pay ₹13.73 Lakh more in interest.
Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Land Rover Discovery Sport Rivals – Roadster, Camry, Q3

Starting EMI of each model's base variant, worked out the same way as the Land Rover Discovery Sport: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Tesla Roadster Performance	Rs. 50,60,660	Rs. 94,640	60 months	10.5%	Compare with Discovery Sport
Toyota Camry Sprint Edition	Rs. 57,82,174	Rs. 92,047	60 months	10.5%	Compare with Discovery Sport
Audi Q3 Nova	Rs. 60,05,399	Rs. 98,293	60 months	10.5%	Compare with Discovery Sport
BMW X1 sDrive18i M Sport	Rs. 61,15,840	Rs. 1,00,016	60 months	10.5%	Compare with Discovery Sport

Frequently Asked Questions About Land Rover Discovery Sport EMI

What is the monthly EMI for the Land Rover Discovery Sport?

₹1,19,834 a month for the Dynamic SE Diesel, on a ₹55.75 Lakh loan at 10.5% for 5 years.

How much down payment is required for the Land Rover Discovery Sport?

About ₹19.59 Lakh for the Dynamic SE Diesel in Delhi. That's the on-road price of ₹75.34 Lakh minus the ₹55.75 Lakh loan.

How does the loan tenure affect the Land Rover Discovery Sport EMI?

Over 3 years the EMI is ₹1,81,210 and you pay ₹9.48 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹94,003, but interest rises to ₹23.21 Lakh.

Is the Land Rover Discovery Sport EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the Dynamic SE Diesel costs ₹75.34 Lakh on-road, which includes ₹2.74 Lakh insurance and ₹9.24 Lakh RTO and other charges.