Kia Sonet EMI Calculator

Updated on October 2026

Kia Sonet EMI starts at ₹14,000 per month for the HTE petrol (₹7.45 Lakh ex-showroom, ₹8.79 Lakh on-road Delhi), on a ₹6.51 Lakh loan at 10.5% for 60 months. Down payment: ₹2.27 Lakh. Total interest: ₹1.89 Lakh. The top GTX Plus Diesel AT costs ₹27,063/month.

Also see: Sonet On-road price | Sonet Variants | Sonet Offers | Sonet Mileage

Kia Sonet HTE EMI & Down Payment

Ex-showroom

: Rs. 7,44,900

On-road price

: Rs. 8,78,712 (Delhi)

Loan amount

: Rs. 6,51,350 (On-road - Down payment)

Down payment

: Rs. 2,27,362 (On-road - Loan amount)

Monthly EMI

: Rs. 14,000 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 40,169

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Kia Sonet Car Loan EMI Calculator

On-road price (Delhi): Rs. 8,78,712
Down payment: Rs. 2,27,362
Loan amount: Rs. 6,51,350
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 14,000
Total interest: Rs. 1,88,650
Total payable: Rs. 8,40,000

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Kia Sonet Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 13,474 (60 months)
ICICI Bank	9% onwards	Rs. 13,521 (60 months)
Axis Bank	9.15% onwards	Rs. 13,568 (60 months)
Bank of Baroda	8.7% onwards	Rs. 13,426 (60 months)

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Kia Sonet EMI by Loan Tenure

For a Rs. 6,51,350 loan on the HTE petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 21,170	Rs. 1,10,770	Rs. 7,62,120
48 months	Rs. 16,677	Rs. 1,49,146	Rs. 8,00,496
60 months	Rs. 14,000	Rs. 1,88,650	Rs. 8,40,000
84 months	Rs. 10,982	Rs. 2,71,138	Rs. 9,22,488

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Kia Sonet

4.1 61 user reviews

Starts at ₹ 7.45 Lakh

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Kia Sonet Variant-wise EMI & Down Payment

Sonet Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
HTE	Petrol / Manual	Rs. 7,44,900	Rs. 6,51,350	Rs. 2,27,362	Rs. 14,000
HTE (O)	Petrol / Manual	Rs. 7,87,900	Rs. 6,89,218	Rs. 2,35,887	Rs. 14,814
HTK (O)	Petrol / Manual	Rs. 8,88,900	Rs. 7,78,165	Rs. 2,58,727	Rs. 16,726
HTK Plus	Petrol / Manual	Rs. 9,27,900	Rs. 8,12,510	Rs. 2,72,047	Rs. 17,464
HTE (O) Diesel	Diesel / Manual	Rs. 9,28,900	Rs. 8,13,391	Rs. 2,94,618	Rs. 17,483
HTK (O) Turbo iMT	Petrol / Manual	Rs. 9,33,900	Rs. 8,17,794	Rs. 2,64,310	Rs. 17,578
HTK Plus (O)	Petrol / Manual	Rs. 9,75,900	Rs. 8,54,782	Rs. 2,78,202	Rs. 18,373
HTK (O) Turbo DCT	Petrol / Automatic	Rs. 9,99,900	Rs. 8,75,917	Rs. 2,82,621	Rs. 18,827
HTK (O) Diesel	Diesel / Manual	Rs. 9,99,900	Rs. 8,75,917	Rs. 3,12,427	Rs. 18,827
HTE (O) Diesel AT	Diesel / Automatic	Rs. 9,99,900	Rs. 8,75,917	Rs. 3,17,327	Rs. 18,827
HTK Plus (O) Turbo iMT	Petrol / Manual	Rs. 10,28,900	Rs. 9,00,656	Rs. 3,26,585	Rs. 19,359
HTK Plus Diesel	Diesel / Manual	Rs. 10,64,900	Rs. 9,32,360	Rs. 3,82,997	Rs. 20,040
HTK (O) Diesel AT	Diesel / Automatic	Rs. 11,08,900	Rs. 9,71,109	Rs. 3,98,547	Rs. 20,873
HTK Plus (O) Turbo DCT	Petrol / Automatic	Rs. 11,08,900	Rs. 9,71,109	Rs. 3,52,636	Rs. 20,873
HTK Plus (O) Diesel	Diesel / Manual	Rs. 11,14,900	Rs. 9,76,393	Rs. 3,95,654	Rs. 20,986
HTK Plus Diesel AT	Diesel / Automatic	Rs. 11,44,900	Rs. 10,02,812	Rs. 4,09,989	Rs. 21,554
HTX Diesel	Diesel / Manual	Rs. 11,59,900	Rs. 10,16,022	Rs. 4,08,606	Rs. 21,838
HTX Turbo DCT	Petrol / Automatic	Rs. 11,83,900	Rs. 10,37,158	Rs. 3,67,466	Rs. 22,293
HTK Plus (O) Diesel AT	Diesel / Automatic	Rs. 11,94,900	Rs. 10,46,845	Rs. 4,25,246	Rs. 22,501
HTX Diesel AT	Diesel / Automatic	Rs. 12,38,900	Rs. 10,85,594	Rs. 4,32,397	Rs. 23,334
GTX Plus Turbo DCT	Petrol / Automatic	Rs. 13,74,900	Rs. 12,05,363	Rs. 4,18,566	Rs. 25,908
X-line Turbo DCT	Petrol / Automatic	Rs. 13,88,900	Rs. 12,17,692	Rs. 4,21,368	Rs. 26,173
GTX Plus Diesel AT	Diesel / Automatic	Rs. 14,35,900	Rs. 12,59,083	Rs. 4,94,023	Rs. 27,063

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EMI of Kia Sonet Rivals – Brezza, Nexon, FRONX

Maruti Suzuki Brezza
Rs. 7.50 Lakh
Brezza EMI Compare with Sonet
Tata Nexon
Rs. 7.40 Lakh
Nexon EMI Compare with Sonet
Maruti Suzuki FRONX
Rs. 6.90 Lakh
FRONX EMI Compare with Sonet
Mahindra XUV 3XO
Rs. 7.79 Lakh
XUV 3XO EMI Compare with Sonet
Toyota Hyryder
Rs. 11.31 Lakh
Hyryder EMI Compare with Sonet

Kia Sonet EMI – Frequently Asked Questions

What is the starting EMI of the Kia Sonet?

The Kia Sonet EMI starts at ₹14,000 per month for the HTE petrol on a ₹6.51 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹8.79 Lakh.

What is the minimum down payment for the Kia Sonet?

About ₹2.27 Lakh for the HTE petrol in Delhi: the on-road price of ₹8.79 Lakh minus a ₹6.51 Lakh loan.

How much total interest will I pay on a Kia Sonet loan?

On a ₹6.51 Lakh loan at 10.5% for 60 months you pay ₹1.89 Lakh in interest, or ₹8.40 Lakh in total.

What is the Kia Sonet EMI for a 3-year versus a 7-year tenure?

For a ₹6.51 Lakh loan at 10.5%, the EMI is ₹21,170 per month over 3 years (₹1.11 Lakh interest) and ₹10,982 per month over 7 years (₹2.71 Lakh interest).

Which bank has the lowest interest rate for a Kia Sonet loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹13,426 per month on a ₹6.51 Lakh loan for 60 months.

What is the EMI of the Kia Sonet diesel automatic?

The HTE (O) Diesel AT, the most affordable diesel automatic, costs ₹18,827 per month on a ₹8.76 Lakh loan at 10.5% for 60 months.

What is the EMI of the top Kia Sonet variant?

The GTX Plus Diesel AT costs ₹27,063 per month on a ₹12.59 Lakh loan at 10.5% for 60 months.

How is the Kia Sonet down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Kia Sonet Q&A

Kia Sonet

4.1 61 user reviews

Starts at Rs. 7.45 Lakh

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Kia Sonet 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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