Kia EV9 EMI Calculator


Updated on October 2026
Kia EV9 EMI starts at ₹2,45,767 per month for the GT Line electric(battery) (₹1.30 Crore ex-showroom, ₹1.38 Crore on-road Delhi), on a ₹1.14 Crore loan at 10.5% for 60 months. Down payment: ₹24.03 Lakh. Total interest: ₹33.12 Lakh.
Also see: EV9 On-road price | EV9 Variants | EV9 Offers | EV9 Mileage

Kia EV9 GT Line EMI & Down Payment

Ex-showroom
: Rs. 1,29,90,000
On-road price
: Rs. 1,38,37,571  (Delhi)
Loan amount
: Rs. 1,14,34,265  (On-road - Down payment)
Down payment
: Rs. 24,03,306  (On-road - Loan amount)
Monthly EMI
: Rs. 2,45,767  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 5,11,671
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Kia EV9 Car Loan EMI Calculator

On-road price (Delhi)
Rs. 1,38,37,571
Down payment
Rs. 24,03,306
Loan amount
Rs. 1,14,34,265
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 2,45,767
Total interest
Rs. 33,11,755
Total payable
Rs. 1,47,46,020
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Kia EV9 Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 2,36,525 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 2,37,357 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 2,38,190 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 2,35,695 (60 months)
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Kia EV9 EMI by Loan Tenure

For a Rs. 1,14,34,265 loan on the GT Line electric(battery) at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 3,71,642 Rs. 19,44,847 Rs. 1,33,79,112
48 months Rs. 2,92,756 Rs. 26,18,023 Rs. 1,40,52,288
60 months Rs. 2,45,767 Rs. 33,11,755 Rs. 1,47,46,020
84 months Rs. 1,92,789 Rs. 47,60,011 Rs. 1,61,94,276
Kia EV9
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Kia EV9
4.3 2 user reviews
Starts at ₹ 1.30 Crore
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Kia EV9 EMI – Frequently Asked Questions

What is the starting EMI of the Kia EV9?

The Kia EV9 EMI starts at ₹2,45,767 per month for the GT Line electric(battery) on a ₹1.14 Crore loan at 10.5% for 60 months. Its on-road price in Delhi is ₹1.38 Crore.

What is the minimum down payment for the Kia EV9?

About ₹24.03 Lakh for the GT Line electric(battery) in Delhi: the on-road price of ₹1.38 Crore minus a ₹1.14 Crore loan.

How much total interest will I pay on a Kia EV9 loan?

On a ₹1.14 Crore loan at 10.5% for 60 months you pay ₹33.12 Lakh in interest, or ₹1.47 Crore in total.

What is the Kia EV9 EMI for a 3-year versus a 7-year tenure?

For a ₹1.14 Crore loan at 10.5%, the EMI is ₹3,71,642 per month over 3 years (₹19.45 Lakh interest) and ₹1,92,789 per month over 7 years (₹47.60 Lakh interest).

Which bank has the lowest interest rate for a Kia EV9 loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹2,35,695 per month on a ₹1.14 Crore loan for 60 months.

How is the Kia EV9 down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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4.3 2 user reviews
Starts at Rs. 1.30 Crore
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