JHEV Delta R3 EMI Calculator


Updated on October 2026
The JHEV Delta R3 EMI is Rs. 4,646 per month for 36 months at 9.45% on a loan of Rs. 1,45,152, with a down payment of Rs. 45,162. This is based on the STD variant's on-road price of Rs. 1,90,314 in Delhi (ex-showroom Rs. 1,69,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.

JHEV Delta R3 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,69,999
On-road price
: Rs. 1,90,314  (Delhi)
Loan amount
: Rs. 1,45,152  (On-road - Down payment)
Down payment
: Rs. 45,162  (On-road - Loan amount)
Monthly EMI
: Rs. 4,646  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 20,315
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JHEV Delta R3 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 1,90,314
Down payment
Rs. 45,162
Loan amount
Rs. 1,45,152
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 4,646
Total interest
Rs. 22,104
Total payable
Rs. 1,67,256
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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JHEV Delta R3 Loan Interest Rates by Bank

JHEV Delta R3 loan rates, 36 months, loan Rs. 1,45,152
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 4,996 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 4,687 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 4,752 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 4,936 (36 months)

JHEV Delta R3 EMI by Tenure

For a Rs. 1,45,152 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 12,724 Rs. 7,536 Rs. 1,52,688
24 months Rs. 6,661 Rs. 14,712 Rs. 1,59,864
36 months Rs. 4,646 Rs. 22,104 Rs. 1,67,256
48 months Rs. 3,643 Rs. 29,712 Rs. 1,74,864
60 months Rs. 3,045 Rs. 37,548 Rs. 1,82,700
JHEV Delta R3
4.6 2 user reviews
Starts at ₹ 1,69,999
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JHEV Delta R3 EMI FAQs

What is the EMI for the JHEV Delta R3?

Rs. 4,646 per month for the STD variant (loan Rs. 1,45,152, 9.45%, 36 months). Over 60 months it is Rs. 3,045.

What is the down payment for the JHEV Delta R3?

Rs. 45,162 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a JHEV Delta R3 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 4,687 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a JHEV Delta R3 loan?

Rs. 22,104 over 36 months on the STD loan at 9.45%.

What on-road price is the JHEV Delta R3 EMI based on?

Rs. 1,90,314 in Delhi: ex-showroom Rs. 1,69,999, insurance Rs. 20,315, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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