Hyundai i20 N Line EMI Calculator


Updated on November 2026
Hyundai i20 N Line EMI starts at ₹17,545 per month for the N6 petrol (₹9.32 Lakh ex-showroom, ₹10.61 Lakh on-road Delhi), on a ₹8.16 Lakh loan at 10.5% for 60 months. Down payment: ₹2.44 Lakh. Total interest: ₹2.36 Lakh. The top N8 DCT Dual Tone costs ₹22,194/month.
Also see: i20 N-Line On-road price | i20 N-Line Variants | i20 N-Line Offers | i20 N-Line Mileage

Hyundai i20 N Line EMI and Down Payment

Ex-showroom
: Rs. 9,32,200
On-road price
: Rs. 10,60,726  (Delhi)
Loan amount
: Rs. 8,16,297  (On-road price - Down payment)
Down payment
: Rs. 2,44,429  (Amount paid upfront)
Monthly EMI
: Rs. 17,545  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 40,572
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Hyundai i20 N Line Car Loan EMI Calculator

Variant
N6
On-road price (Delhi)
Rs. 10,60,726
Down payment
Rs. 2,44,429
Loan amount
Rs. 8,16,297
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 17,545
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Hyundai i20 N Line Car Loan EMI & Loan Breakdown

Monthly EMI
Rs. 17,545
60 months @ 10.5%
  • Down paymentRs. 2,44,429
  • Loan amountRs. 8,16,297
  • Total interestRs. 2,36,403
  • Total loan repayment (EMIs)Rs. 10,52,700
  • Total purchase outlayRs. 12,97,129

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the N6 costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 1,31,015Rs. 79,525Rs. 6,85,282
Year 2 Months 13-24Rs. 1,45,453Rs. 65,087Rs. 5,39,829
Year 3 Months 25-36Rs. 1,61,483Rs. 49,057Rs. 3,78,346
Year 4 Months 37-48Rs. 1,79,278Rs. 31,262Rs. 1,99,068
Year 5 Months 49-60Rs. 1,99,068Rs. 11,472Rs. 0
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Hyundai i20 N Line Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 16,886 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 16,945 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 17,004 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 16,826 (60 months)
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Hyundai i20 N Line EMI by Loan Tenure

For a Rs. 8,16,297 loan on the N6 petrol at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 26,532 Rs. 1,38,855 Rs. 9,55,152
48 months Rs. 20,900 Rs. 1,86,903 Rs. 10,03,200
60 months Rs. 17,545 Rs. 2,36,403 Rs. 10,52,700
84 months Rs. 13,763 Rs. 3,39,795 Rs. 11,56,092
Hyundai i20 N Line
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Hyundai i20 N Line
4.4 13 user reviews
Starts at ₹ 9.32 Lakh
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Hyundai i20 N Line Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.

i20 N-Line Variants Fuel/Transmission Ex-showroom On-road Price Loan @10.5% Down Payment EMI (60 months)
N6 Petrol / Manual Rs. 9,32,200 Rs. 10,60,726 Rs. 8,16,297 Rs. 2,44,429 Rs. 17,545
N6 Dual Tone Petrol / Manual Rs. 9,32,468 Rs. 10,61,422 Rs. 8,16,533 Rs. 2,44,889 Rs. 17,550
N6 DCT Petrol / Automatic Rs. 10,23,391 Rs. 12,02,232 Rs. 8,95,805 Rs. 3,06,427 Rs. 19,254
N6 DCT Dual Tone Petrol / Automatic Rs. 10,37,111 Rs. 12,18,742 Rs. 9,07,888 Rs. 3,10,854 Rs. 19,514
N8 Petrol / Manual Rs. 10,63,200 Rs. 12,47,716 Rs. 9,30,863 Rs. 3,16,853 Rs. 20,008
N8 Dual Tone Petrol / Manual Rs. 10,78,200 Rs. 12,64,792 Rs. 9,44,073 Rs. 3,20,719 Rs. 20,292
N8 DCT Petrol / Automatic Rs. 11,63,700 Rs. 13,63,294 Rs. 10,19,369 Rs. 3,43,925 Rs. 21,910
N8 DCT Dual Tone Petrol / Automatic Rs. 11,78,700 Rs. 13,80,470 Rs. 10,32,579 Rs. 3,47,891 Rs. 22,194

How Is the Hyundai i20 N Line EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the N6 petrol variant: P = ₹8.16 Lakh, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹17,545.

The calculation starts from the Delhi on-road price of ₹10.61 Lakh (ex-showroom ₹9.32 Lakh plus insurance, RTO and other charges).

Factors That Affect Your Hyundai i20 N Line Loan EMI

  • Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
  • Interest rate: A rate 1% higher adds about ₹407 to the EMI on a ₹8.16 Lakh loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
  • Loan tenure: Over 36 months the EMI is ₹26,532; over 84 months it drops to ₹13,763 but you pay ₹2.01 Lakh more in interest.
  • Variant and city: In Delhi the EMI ranges from ₹17,545 (N6 petrol) to ₹22,194 (N8 DCT Dual Tone). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Hyundai i20 N Line Rivals – Sierra, Thar OG, Brezza

Starting EMI of each model's base variant, worked out the same way as the Hyundai i20 N Line: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
Hyundai Bayon HX 2 Petrol MT Rs. 11,24,247 Rs. 18,827 60 months 10.5% Compare with i20 N-Line
Tata Sierra Smart Plus Rs. 13,57,731 Rs. 21,632 60 months 10.5% Compare with i20 N-Line
Mahindra Thar OG 1.5L AXT Diesel RWD Rs. 12,37,175 Rs. 19,417 60 months 10.5% Compare with i20 N-Line
Maruti Suzuki Brezza LXi Turbo Rs. 8,41,375 Rs. 14,095 60 months 10.5% Compare with i20 N-Line

Frequently Asked Questions About Hyundai i20 N Line EMI

What is the monthly EMI for the Hyundai i20 N Line?

₹17,545 a month for the N6 petrol, on a ₹8.16 Lakh loan at 10.5% for 5 years. The top N8 DCT Dual Tone works out to ₹22,194.

How much down payment is required for the Hyundai i20 N Line?

About ₹2.44 Lakh for the N6 petrol in Delhi. That's the on-road price of ₹10.61 Lakh minus the ₹8.16 Lakh loan.

How does the loan tenure affect the Hyundai i20 N Line EMI?

Over 3 years the EMI is ₹26,532 and you pay ₹1.39 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹13,763, but interest rises to ₹3.40 Lakh.

Is the Hyundai i20 N Line EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the N6 petrol costs ₹10.61 Lakh on-road, which includes ₹40,572 insurance and ₹87,954 RTO and other charges.

Does the Hyundai i20 N Line EMI calculator include the processing fee?

Yes. The ₹4,650 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Hyundai i20 N Line loan?

Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹8.16 Lakh loan comes to ₹16,826 a month.

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Hyundai i20 N Line
Hyundai i20 N Line
4.4 13 user reviews
Starts at Rs. 9.32 Lakh
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