Honda Unicorn EMI Calculator


Updated on October 2026
The Honda Unicorn EMI is Rs. 3,136 per month for 36 months at 9.45% on a loan of Rs. 97,962, with a down payment of Rs. 37,774. This is based on the STD variant's on-road price of Rs. 1,35,736 in Delhi (ex-showroom Rs. 1,15,832). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Unicorn On-road price | Unicorn Mileage

Honda Unicorn EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,15,832
On-road price
: Rs. 1,35,736  (Delhi)
Loan amount
: Rs. 97,962  (On-road - Down payment)
Down payment
: Rs. 37,774  (On-road - Loan amount)
Monthly EMI
: Rs. 3,136  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 10,638
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Honda Unicorn Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 1,35,736
Down payment
Rs. 37,774
Loan amount
Rs. 97,962
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 3,136
Total interest
Rs. 14,934
Total payable
Rs. 1,12,896
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Honda Unicorn Loan Interest Rates by Bank

Honda Unicorn loan rates, 36 months, loan Rs. 97,962
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 3,372 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,163 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,207 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 3,331 (36 months)
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Honda Unicorn EMI by Tenure

For a Rs. 97,962 loan on the STD petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 8,587 Rs. 5,082 Rs. 1,03,044
24 months Rs. 4,496 Rs. 9,942 Rs. 1,07,904
36 months Rs. 3,136 Rs. 14,934 Rs. 1,12,896
48 months Rs. 2,459 Rs. 20,070 Rs. 1,18,032
60 months Rs. 2,055 Rs. 25,338 Rs. 1,23,300
Honda Unicorn
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Honda Unicorn
4.6 136 user reviews
Starts at ₹ 1,15,832
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Honda Unicorn EMI FAQs

What is the EMI for the Honda Unicorn?

Rs. 3,136 per month for the STD variant (loan Rs. 97,962, 9.45%, 36 months). Over 60 months it is Rs. 2,055.

What is the down payment for the Honda Unicorn?

Rs. 37,774 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Honda Unicorn loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,163 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Honda Unicorn loan?

Rs. 14,934 over 36 months on the STD loan at 9.45%.

What on-road price is the Honda Unicorn EMI based on?

Rs. 1,35,736 in Delhi: ex-showroom Rs. 1,15,832, insurance Rs. 10,638, RTO and other charges Rs. 9,266.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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