Honda CB500 EMI Calculator


Updated on November 2026
The Honda CB500 EMI is Rs. 7,495 per month for 36 months at 9% on a loan of Rs. 2,35,680, with a down payment of Rs. 83,673. This is based on the Alloy variant's on-road price of Rs. 3,19,353 in Delhi (ex-showroom Rs. 2,75,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: CB500 On-road price

Honda CB500 EMI and Down Payment

Ex-showroom
: Rs. 2,75,000
On-road price
: Rs. 3,19,353  (Delhi)
Loan amount
: Rs. 2,35,680  (On-road price - Down payment)
Down payment
: Rs. 83,673  (Amount paid upfront)
Monthly EMI
: Rs. 7,495  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 22,153
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Honda CB500 Bike Loan EMI Calculator

Variant
Alloy
On-road price (Delhi)
Rs. 3,19,353
Down payment
Rs. 83,673
Loan amount
Rs. 2,35,680
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 7,495
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Honda CB500 Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 7,495
36 months @ 9%
  • Down paymentRs. 83,673
  • Loan amountRs. 2,35,680
  • Total interestRs. 34,140
  • Total loan repayment (EMIs)Rs. 2,69,820
  • Total purchase outlayRs. 3,53,493

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Alloy costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 71,636Rs. 18,304Rs. 1,64,044
Year 2 Months 13-24Rs. 78,356Rs. 11,584Rs. 85,688
Year 3 Months 25-36Rs. 85,688Rs. 4,252Rs. 0
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Honda CB500 Loan Interest Rates by Bank

Honda CB500 loan rates, 36 months, loan Rs. 2,35,680
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 8,112 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 7,610 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 7,716 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 8,015 (36 months)
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Honda CB500 EMI by Tenure

For a Rs. 2,35,680 loan on the Alloy at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 20,611 Rs. 11,652 Rs. 2,47,332
24 months Rs. 10,767 Rs. 22,728 Rs. 2,58,408
36 months Rs. 7,495 Rs. 34,140 Rs. 2,69,820
48 months Rs. 5,865 Rs. 45,840 Rs. 2,81,520
60 months Rs. 4,892 Rs. 57,840 Rs. 2,93,520
Honda CB500
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Honda CB500
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Starts at ₹ 2,75,000
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Honda CB500 Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 36 months at 9%, and the down payment is the on-road price minus the loan.

CB500 Variants Fuel/Transmission Ex-showroom On-road Price Loan @9% Down Payment EMI (36 months)
Alloy Petrol Rs. 2,75,000 Rs. 3,19,353 Rs. 2,35,680 Rs. 83,673 Rs. 7,495
SpokeTubeless Petrol Rs. 2,99,900 Rs. 3,46,636 Rs. 2,57,377 Rs. 89,259 Rs. 8,185
Spoke Tubeless With Stripes Petrol Rs. 3,01,900 Rs. 3,48,828 Rs. 2,59,120 Rs. 89,708 Rs. 8,240

How Is the Honda CB500 EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Alloy variant: P = Rs. 2,35,680, r = (9 ÷ 12) ÷ 100 = 0.0075 and n = 36 months, which gives an EMI of Rs. 7,495.

The calculation starts from the Delhi on-road price of Rs. 3,19,353 (ex-showroom Rs. 2,75,000 plus insurance, RTO and other charges).

Factors That Affect Your Honda CB500 Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 318 at 9% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 110 to the EMI on a Rs. 2,35,680 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 20,611; over 60 months it drops to Rs. 4,892 but you pay Rs. 46,188 more in interest.
  • Variant and city: In Delhi the EMI ranges from Rs. 7,495 (Alloy) to Rs. 8,240 (Spoke Tubeless With Stripes). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Honda CB500 EMI vs Bonneville T40, CB350 H'ness, X440

Starting EMI of each model's base variant, worked out the same way as the Honda CB500: the down payment is the on-road price minus the loan, and the rate depends on the price, so check it in each row.

ModelOn-road PriceEMITenureInterest RateCompare
Triumph Bonneville T40 T4 Rs. 2,88,576 Rs. 6,940 36 months 9% Compare with CB500
Honda CB350 H'ness DLX Rs. 2,27,492 Rs. 5,292 36 months 9.45% Compare with CB500
Harley-Davidson X440 Vivid Rs. 2,75,526 Rs. 6,418 36 months 9% Compare with CB500
BSA Gold Star Insignia Red Rs. 3,92,327 Rs. 9,350 36 months 9% Compare with CB500

Frequently Asked Questions About Honda CB500 EMI

What is the monthly EMI for the Honda CB500?

Rs. 7,495 a month for the Alloy, on a Rs. 2,35,680 loan at 9% for 3 years. The top Spoke Tubeless With Stripes works out to Rs. 8,240.

How much down payment is required for the Honda CB500?

About Rs. 83,673 for the Alloy in Delhi. That's the on-road price of Rs. 3,19,353 minus the Rs. 2,35,680 loan.

How does the loan tenure affect the Honda CB500 EMI?

Over 1 year the EMI is Rs. 20,611 and you pay Rs. 11,652 in interest. Stretch it to 5 years and the EMI drops to Rs. 4,892, but interest rises to Rs. 57,840.

Is the Honda CB500 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the Alloy costs Rs. 3,19,353 on-road, which includes Rs. 22,153 insurance and Rs. 22,200 RTO and other charges.

Does the Honda CB500 EMI calculator include the processing fee?

Yes. The Rs. 3,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Honda CB500 loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 2,35,680 loan comes to Rs. 7,610 a month.

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