2025 Hero Xtreme 250R EMI Calculator


Updated on October 2026
The 2025 Hero Xtreme 250R EMI is Rs. 4,720 per month for 36 months at 9.45% on a loan of Rs. 1,47,462, with a down payment of Rs. 51,267. This is based on the STD variant's on-road price of Rs. 1,98,729 in Morena (ex-showroom Rs. 1,72,651). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: 2025 Xtreme 250R On-road price | 2025 Xtreme 250R Mileage

2025 Hero Xtreme 250R EMI and Down Payment (Morena)

Ex-showroom
: Rs. 1,72,651
On-road price
: Rs. 1,98,729  (Morena)
Loan amount
: Rs. 1,47,462  (On-road - Down payment)
Down payment
: Rs. 51,267  (On-road - Loan amount)
Monthly EMI
: Rs. 4,720  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 11,593
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2025 Hero Xtreme 250R Bike Loan EMI Calculator

On-road price (Morena)
Rs. 1,98,729
Down payment
Rs. 51,267
Loan amount
Rs. 1,47,462
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 4,720
Total interest
Rs. 22,458
Total payable
Rs. 1,69,920
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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2025 Hero Xtreme 250R Loan Interest Rates by Bank

2025 Hero Xtreme 250R loan rates, 36 months, loan Rs. 1,47,462
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 5,076 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 4,762 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 4,828 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 5,015 (36 months)
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2025 Hero Xtreme 250R EMI by Tenure

For a Rs. 1,47,462 loan on the STD petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 12,927 Rs. 7,662 Rs. 1,55,124
24 months Rs. 6,767 Rs. 14,946 Rs. 1,62,408
36 months Rs. 4,720 Rs. 22,458 Rs. 1,69,920
48 months Rs. 3,701 Rs. 30,186 Rs. 1,77,648
60 months Rs. 3,093 Rs. 38,118 Rs. 1,85,580
2025 Hero Xtreme 250R
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2025 Hero Xtreme 250R
4.7 7 user reviews
Starts at ₹ 1,72,651
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2025 Hero Xtreme 250R EMI vs Apache RTR 310, YZF-R2, Pulsar N250

2025 Hero Xtreme 250R EMI FAQs

What is the EMI for the 2025 Hero Xtreme 250R?

Rs. 4,720 per month for the STD variant (loan Rs. 1,47,462, 9.45%, 36 months). Over 60 months it is Rs. 3,093.

What is the down payment for the 2025 Hero Xtreme 250R?

Rs. 51,267 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a 2025 Hero Xtreme 250R loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 4,762 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a 2025 Hero Xtreme 250R loan?

Rs. 22,458 over 36 months on the STD loan at 9.45%.

What on-road price is the 2025 Hero Xtreme 250R EMI based on?

Rs. 1,98,729 in Morena: ex-showroom Rs. 1,72,651, insurance Rs. 11,593, RTO and other charges Rs. 14,485.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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