Hero Destini 125 EMI Calculator


Updated on October 2026
The Hero Destini 125 EMI is Rs. 2,140 per month for 36 months at 9.45% on a loan of Rs. 66,865, with a down payment of Rs. 29,555. This is based on the VX variant's on-road price of Rs. 96,420 in Delhi (ex-showroom Rs. 80,138). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Destini 125 On-road price | Destini 125 Mileage

Hero Destini 125 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 80,138
On-road price
: Rs. 96,420  (Delhi)
Loan amount
: Rs. 66,865  (On-road - Down payment)
Down payment
: Rs. 29,555  (On-road - Loan amount)
Monthly EMI
: Rs. 2,140  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,071
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Hero Destini 125 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 96,420
Down payment
Rs. 29,555
Loan amount
Rs. 66,865
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,140
Total interest
Rs. 10,175
Total payable
Rs. 77,040
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Hero Destini 125 Loan Interest Rates by Bank

Hero Destini 125 loan rates, 36 months, loan Rs. 66,865
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,302 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,159 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,189 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,274 (36 months)
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Hero Destini 125 EMI by Tenure

For a Rs. 66,865 loan on the VX petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 5,861 Rs. 3,467 Rs. 70,332
24 months Rs. 3,069 Rs. 6,791 Rs. 73,656
36 months Rs. 2,140 Rs. 10,175 Rs. 77,040
48 months Rs. 1,678 Rs. 13,679 Rs. 80,544
60 months Rs. 1,403 Rs. 17,315 Rs. 84,180
Hero Destini 125
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Hero Destini 125
4.3 18 user reviews
Starts at ₹ 80,138
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Hero Destini 125 Variant-wise EMI & Down Payment

Destini 125 Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
VX Petrol Rs. 80,138 Rs. 66,865 Rs. 29,555 Rs. 2,140
ZX Petrol Rs. 89,497 Rs. 75,019 Rs. 31,686 Rs. 2,401
ZX+ Petrol Rs. 90,019 Rs. 75,474 Rs. 31,805 Rs. 2,416

Hero Destini 125 EMI vs Destini 110, Activa 125, Destini Prime

Hero Destini 125 EMI FAQs

What is the EMI for the Hero Destini 125?

Rs. 2,140 per month for the VX variant (loan Rs. 66,865, 9.45%, 36 months). Over 60 months it is Rs. 1,403.

What is the down payment for the Hero Destini 125?

Rs. 29,555 for VX, Rs. 31,686 for ZX and Rs. 31,805 for ZX+ in ZigWheels' default calculation.

What is the EMI for the Hero Destini 125 ZX+ variant?

Rs. 2,416 per month on a loan of Rs. 75,474 at 9.45% for 36 months.

Which bank has the lowest rate for a Hero Destini 125 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,159 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Hero Destini 125 loan?

Rs. 10,175 over 36 months on the VX loan at 9.45%.

What on-road price is the Hero Destini 125 EMI based on?

Rs. 96,420 in Delhi: ex-showroom Rs. 80,138, insurance Rs. 6,071, RTO and other charges Rs. 10,211.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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