EMotorad ST-X EMI Calculator

Updated on October 2026

The EMotorad ST-X EMI is Rs. 826 per month for 36 months at 9.45% on a loan of Rs. 25,798, with a down payment of Rs. 10,521. This is based on the STD variant's on-road price of Rs. 36,319 in Valsad (ex-showroom Rs. 32,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: ST-X On-road price | ST-X Mileage

EMotorad ST-X EMI and Down Payment (Valsad)

Ex-showroom

: Rs. 32,999

On-road price

: Rs. 36,319 (Valsad)

Loan amount

: Rs. 25,798 (On-road - Down payment)

Down payment

: Rs. 10,521 (On-road - Loan amount)

Monthly EMI

: Rs. 826 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 2,991

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EMotorad ST-X Bike Loan EMI Calculator

On-road price (Valsad): Rs. 36,319
Down payment: Rs. 10,521
Loan amount: Rs. 25,798
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 826
Total interest: Rs. 3,938
Total payable: Rs. 29,736

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

EMotorad ST-X Loan Interest Rates by Bank

EMotorad ST-X loan rates, 36 months, loan Rs. 25,798
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 888 (36 months)
ICICI Bank	10.05% onwards	Rs. 833 (36 months)
Axis Bank	11% onwards	Rs. 845 (36 months)
Bank of Baroda	13.65% onwards	Rs. 877 (36 months)

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EMotorad ST-X EMI by Tenure

For a Rs. 25,798 loan on the STD electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 2,261	Rs. 1,334	Rs. 27,132
24 months	Rs. 1,184	Rs. 2,618	Rs. 28,416
36 months	Rs. 826	Rs. 3,938	Rs. 29,736
48 months	Rs. 648	Rs. 5,306	Rs. 31,104
60 months	Rs. 541	Rs. 6,662	Rs. 32,460

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EMotorad ST-X

Starts at ₹ 32,999

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EMotorad ST-X EMI vs X One, Rubie, Sunny

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Rs. 31,499
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Duster EMI Compare with ST-X

EMotorad ST-X EMI FAQs

What is the EMI for the EMotorad ST-X?

Rs. 826 per month for the STD variant (loan Rs. 25,798, 9.45%, 36 months). Over 60 months it is Rs. 541.

What is the down payment for the EMotorad ST-X?

Rs. 10,521 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a EMotorad ST-X loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 833 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a EMotorad ST-X loan?

Rs. 3,938 over 36 months on the STD loan at 9.45%.

What on-road price is the EMotorad ST-X EMI based on?

Rs. 36,319 in Valsad: ex-showroom Rs. 32,999, insurance Rs. 2,991, RTO and other charges Rs. 329.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on EMotorad ST-X Q&A

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