DelEVery U1 Electric EMI Calculator

Updated on October 2026

The DelEVery U1 Electric EMI is Rs. 3,182 per month for 36 months at 9.45% on a loan of Rs. 99,415, with a down payment of Rs. 37,985. This is based on the 60 V, 32 Ah variant's on-road price of Rs. 1,37,400 in Jorhat (ex-showroom Rs. 1,17,500). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: U1 Electric On-road price | U1 Electric Mileage

DelEVery U1 Electric EMI and Down Payment (Jorhat)

DelEVery U1 Electric 60 V, 32 Ah – EMI calculator

Ex-showroom

: Rs. 1,17,500

On-road price

: Rs. 1,37,400 (Jorhat)

Loan amount

: Rs. 99,415 (On-road - Down payment)

Down payment

: Rs. 37,985 (On-road - Loan amount)

Monthly EMI

: Rs. 3,182 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 19,550

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DelEVery U1 Electric Bike Loan EMI Calculator

On-road price (Jorhat): Rs. 1,37,400
Down payment: Rs. 37,985
Loan amount: Rs. 99,415
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 3,182
Total interest: Rs. 15,137
Total payable: Rs. 1,14,552

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

DelEVery U1 Electric Loan Interest Rates by Bank

DelEVery U1 Electric loan rates, 36 months, loan Rs. 99,415
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 3,422 (36 months)
ICICI Bank	10.05% onwards	Rs. 3,210 (36 months)
Axis Bank	11% onwards	Rs. 3,255 (36 months)
Bank of Baroda	13.65% onwards	Rs. 3,381 (36 months)

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DelEVery U1 Electric EMI by Tenure

For a Rs. 99,415 loan on the 60 V, 32 Ah electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 8,715	Rs. 5,165	Rs. 1,04,580
24 months	Rs. 4,562	Rs. 10,073	Rs. 1,09,488
36 months	Rs. 3,182	Rs. 15,137	Rs. 1,14,552
48 months	Rs. 2,495	Rs. 20,345	Rs. 1,19,760
60 months	Rs. 2,085	Rs. 25,685	Rs. 1,25,100

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DelEVery U1 Electric

Starts at ₹ 1,17,500

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DelEVery U1 Electric Variant-wise EMI & Down Payment

U1 Electric Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
60 V, 32 Ah	Electric	Rs. 1,17,500	Rs. 99,415	Rs. 37,985	Rs. 3,182
60 V, 45 Ah	Electric	Rs. 1,29,900	Rs. 1,10,218	Rs. 39,763	Rs. 3,528

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DelEVery U1 Electric EMI FAQs

What is the EMI for the DelEVery U1 Electric?

Rs. 3,182 per month for the 60 V, 32 Ah variant (loan Rs. 99,415, 9.45%, 36 months). Over 60 months it is Rs. 2,085.

What is the down payment for the DelEVery U1 Electric?

Rs. 37,985 for 60 V, 32 Ah and Rs. 39,763 for 60 V, 45 Ah in ZigWheels' default calculation.

What is the EMI for the DelEVery U1 Electric 60 V, 45 Ah variant?

Rs. 3,528 per month on a loan of Rs. 1,10,218 at 9.45% for 36 months.

Which bank has the lowest rate for a DelEVery U1 Electric loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,210 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a DelEVery U1 Electric loan?

Rs. 15,137 over 36 months on the 60 V, 32 Ah loan at 9.45%.

What on-road price is the DelEVery U1 Electric EMI based on?

Rs. 1,37,400 in Jorhat: ex-showroom Rs. 1,17,500, insurance Rs. 19,550, RTO and other charges Rs. 350.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on DelEVery U1 Electric Q&A

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