BMW R 1300 GS Adventure EMI Calculator


Updated on September 2026
The BMW R 1300 GS Adventure EMI is Rs. 73,257 per month for 36 months at 9% on a loan of Rs. 23,03,708, with a down payment of Rs. 6,14,748. This is based on the Standard (Racing Red) variant's on-road price of Rs. 29,18,456 in Churachandpur (ex-showroom Rs. 26,50,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: R 1300 GS Adventure On-road price | R 1300 GS Adventure Mileage

BMW R 1300 GS Adventure EMI and Down Payment (Churachandpur)

Ex-showroom
: Rs. 26,50,000
On-road price
: Rs. 29,18,456  (Churachandpur)
Loan amount
: Rs. 23,03,708  (On-road - Down payment)
Down payment
: Rs. 6,14,748  (On-road - Loan amount)
Monthly EMI
: Rs. 73,257  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 56,456  (Check R 1300 GS Adventure Insurance)
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BMW R 1300 GS Adventure Bike Loan EMI Calculator

On-road price (Churachandpur)
Rs. 29,18,456
Down payment
Rs. 6,14,748
Loan amount
Rs. 23,03,708
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 73,257
Total interest
Rs. 3,33,544
Total payable
Rs. 26,37,252
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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BMW R 1300 GS Adventure Loan Interest Rates by Bank

BMW R 1300 GS Adventure loan rates, 36 months, loan Rs. 23,03,708
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 79,296 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 74,388 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 75,420 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 78,344 (36 months)
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BMW R 1300 GS Adventure EMI by Tenure

For a Rs. 23,03,708 loan on the Standard (Racing Red) petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 2,01,463 Rs. 1,13,848 Rs. 24,17,556
24 months Rs. 1,05,244 Rs. 2,22,148 Rs. 25,25,856
36 months Rs. 73,257 Rs. 3,33,544 Rs. 26,37,252
48 months Rs. 57,328 Rs. 4,48,036 Rs. 27,51,744
60 months Rs. 47,821 Rs. 5,65,552 Rs. 28,69,260
BMW R 1300 GS Adventure
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BMW R 1300 GS Adventure
Starts at ₹ 26,50,000
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BMW R 1300 GS Adventure Variant-wise EMI & Down Payment

R 1300 GS Adventure Variants Fuel/Transmission Ex-showroom Loan @9% Down Payment EMI (36 months)
Standard (Racing Red) Petrol Rs. 26,50,000 Rs. 23,03,708 Rs. 6,14,748 Rs. 73,257
Style Triple Black Petrol Rs. 27,65,000 Rs. 24,03,916 Rs. 6,40,416 Rs. 76,444
Style GS Trophy Petrol Rs. 27,90,000 Rs. 24,25,701 Rs. 6,45,995 Rs. 77,137
Style Option 719 Petrol Rs. 30,05,000 Rs. 26,13,048 Rs. 6,93,981 Rs. 83,094

BMW R 1300 GS Adventure EMI vs Fat Boy, Rocket 3, 1390 Super Duke R

BMW R 1300 GS Adventure EMI FAQs

What is the EMI for the BMW R 1300 GS Adventure?

Rs. 73,257 per month for the Standard (Racing Red) variant (loan Rs. 23,03,708, 9%, 36 months). Over 60 months it is Rs. 47,821.

What is the down payment for the BMW R 1300 GS Adventure?

Rs. 6,14,748 for Standard (Racing Red), Rs. 6,40,416 for Style Triple Black, Rs. 6,45,995 for Style GS Trophy and Rs. 6,93,981 for Style Option 719 in ZigWheels' default calculation.

What is the EMI for the BMW R 1300 GS Adventure Style Option 719 variant?

Rs. 83,094 per month on a loan of Rs. 26,13,048 at 9% for 36 months.

Which bank has the lowest rate for a BMW R 1300 GS Adventure loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 74,388 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a BMW R 1300 GS Adventure loan?

Rs. 3,33,544 over 36 months on the Standard (Racing Red) loan at 9%.

What on-road price is the BMW R 1300 GS Adventure EMI based on?

Rs. 29,18,456 in Churachandpur: ex-showroom Rs. 26,50,000, insurance Rs. 56,456, RTO and other charges Rs. 2,12,000.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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