Bentley Bentayga EMI Calculator

Updated on October 2026

Bentley Bentayga EMI starts at ₹9,46,943 per month for the V8 petrol (₹5.00 Crore ex-showroom, ₹5.75 Crore on-road Delhi), on a ₹4.41 Crore loan at 10.5% for 60 months. Down payment: ₹1.34 Crore. Total interest: ₹1.28 Crore. The top EWB Azure FIRST EDITION costs ₹12,77,621/month.

Also see: Bentayga On-road price | Bentayga Variants | Bentayga Mileage

Bentley Bentayga EMI and Down Payment

Ex-showroom

: Rs. 5,00,32,967

On-road price

: Rs. 5,75,00,009 (Delhi)

Loan amount

: Rs. 4,40,56,357 (On-road price - Down payment)

Down payment

: Rs. 1,34,43,652 (Amount paid upfront)

Monthly EMI

: Rs. 9,46,943 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 19,58,615

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Bentley Bentayga Car Loan EMI Calculator

Variant: V8
On-road price (Delhi): Rs. 5,75,00,009
Down payment: Rs. 1,34,43,652
Loan amount: Rs. 4,40,56,357
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 9,46,943

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Bentley Bentayga Car Loan EMI & Loan Breakdown

Monthly EMI

Rs. 9,46,943

60 months @ 10.5%

Down paymentRs. 1,34,43,652
Loan amountRs. 4,40,56,357
Total interestRs. 1,27,60,223
Total loan repayment (EMIs)Rs. 5,68,16,580
Total purchase outlayRs. 7,02,60,232

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the V8 costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 70,71,282	Rs. 42,92,034	Rs. 3,69,85,075
Year 2 Months 13-24	Rs. 78,50,561	Rs. 35,12,755	Rs. 2,91,34,514
Year 3 Months 25-36	Rs. 87,15,720	Rs. 26,47,596	Rs. 2,04,18,794
Year 4 Months 37-48	Rs. 96,76,222	Rs. 16,87,094	Rs. 1,07,42,572
Year 5 Months 49-60	Rs. 1,07,42,572	Rs. 6,20,744	Rs. 0

Bentley Bentayga Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 9,11,334 (60 months)
ICICI Bank	9% onwards	Rs. 9,14,538 (60 months)
Axis Bank	9.15% onwards	Rs. 9,17,748 (60 months)
Bank of Baroda	8.7% onwards	Rs. 9,08,136 (60 months)

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Bentley Bentayga EMI by Loan Tenure

For a Rs. 4,40,56,357 loan on the V8 petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 14,31,939	Rs. 74,93,447	Rs. 5,15,49,804
48 months	Rs. 11,27,992	Rs. 1,00,87,259	Rs. 5,41,43,616
60 months	Rs. 9,46,943	Rs. 1,27,60,223	Rs. 5,68,16,580
84 months	Rs. 7,42,820	Rs. 1,83,40,523	Rs. 6,23,96,880

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Bentley Bentayga

5.0 1 user reviews

Starts at ₹ 5.00 Crore

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Bentley Bentayga Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.

Bentayga Variants	Fuel/Transmission	Ex-showroom	On-road Price	Loan @10.5%	Down Payment	EMI (60 months)
V8	Petrol / Automatic	Rs. 5,00,32,967	Rs. 5,75,00,009	Rs. 4,40,56,357	Rs. 1,34,43,652	Rs. 9,46,943
EWB	Petrol / Automatic	Rs. 5,60,00,000	Rs. 6,43,53,518	Rs. 4,93,11,257	Rs. 1,50,42,261	Rs. 10,59,891
S	Petrol / Automatic	Rs. 5,87,18,776	Rs. 6,74,76,202	Rs. 5,17,05,562	Rs. 1,57,70,640	Rs. 11,11,354
Azure	Petrol / Automatic	Rs. 6,36,74,093	Rs. 7,31,67,692	Rs. 5,60,69,490	Rs. 1,70,98,202	Rs. 12,05,152
EWB Azure FIRST EDITION	Petrol / Automatic	Rs. 6,75,02,600	Rs. 7,75,64,972	Rs. 5,94,41,085	Rs. 1,81,23,887	Rs. 12,77,621

How Is the Bentley Bentayga EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the V8 petrol variant: P = ₹4.41 Crore, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹9,46,943.

The calculation starts from the Delhi on-road price of ₹5.75 Crore (ex-showroom ₹5.00 Crore plus insurance, RTO and other charges).

Factors That Affect Your Bentley Bentayga Loan EMI

Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
Interest rate: A rate 1% higher adds about ₹21,971 to the EMI on a ₹4.41 Crore loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
Loan tenure: Over 36 months the EMI is ₹14,31,939; over 84 months it drops to ₹7,42,820 but you pay ₹1.08 Crore more in interest.
Variant and city: In Delhi the EMI ranges from ₹9,46,943 (V8 petrol) to ₹12,77,621 (EWB Azure FIRST EDITION). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Bentley Bentayga Rivals – Urus, DB12

Starting EMI of each model's base variant, worked out the same way as the Bentley Bentayga: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Lamborghini Urus S	Rs. 4,80,43,932	Rs. 7,91,103	60 months	10.5%	Compare with Bentayga
Bentley Continental GT V8	Rs. 6,00,96,359	Rs. 9,89,732	60 months	10.5%	Compare with Bentayga
Bentley Flying Spur V6 Hybrid	Rs. 6,03,33,550	Rs. 9,93,641	60 months	10.5%	Compare with Bentayga
Aston Martin DB12 S	Rs. 4,71,25,082	Rs. 7,75,960	60 months	10.5%	Compare with Bentayga

Frequently Asked Questions About Bentley Bentayga EMI

What is the monthly EMI for the Bentley Bentayga?

₹9,46,943 a month for the V8 petrol, on a ₹4.41 Crore loan at 10.5% for 5 years. The top EWB Azure FIRST EDITION works out to ₹12,77,621.

How much down payment is required for the Bentley Bentayga?

About ₹1.34 Crore for the V8 petrol in Delhi. That's the on-road price of ₹5.75 Crore minus the ₹4.41 Crore loan.

How does the loan tenure affect the Bentley Bentayga EMI?

Over 3 years the EMI is ₹14,31,939 and you pay ₹74.93 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹7,42,820, but interest rises to ₹1.83 Crore.

Is the Bentley Bentayga EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the V8 petrol costs ₹5.75 Crore on-road, which includes ₹19.59 Lakh insurance and ₹55.08 Lakh RTO and other charges.

Does the Bentley Bentayga EMI calculator include the processing fee?

Yes. The ₹5,450 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Bentley Bentayga loan?

Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹4.41 Crore loan comes to ₹9,08,136 a month.

Ask or read owner questions on Bentley Bentayga Q&A

Bentley Bentayga

5.0 1 user reviews

Starts at Rs. 5.00 Crore

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Bentley Bentayga 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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