Audi SQ8 EMI Calculator
Updated on November 2026
Audi SQ8 EMI and Down Payment
Audi SQ8 Car Loan EMI Calculator
- Variant
- V8 TFSI
- On-road price (Delhi)
- Rs. 2,08,49,420
- Down payment
- Rs. 48,94,751
- Loan amount
- Rs. 1,59,54,669
- Interest rate
- 10.5%
- Tenure
- 60 months
- Monthly EMI
- Rs. 3,42,928
Audi SQ8 Car Loan EMI & Loan Breakdown
- Down paymentRs. 48,94,751
- Loan amountRs. 1,59,54,669
- Total interestRs. 46,21,011
- Total loan repayment (EMIs)Rs. 2,05,75,680
- Total purchase outlayRs. 2,54,70,431
Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the V8 TFSI costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.
| Year | Principal paid | Interest paid | Outstanding loan |
|---|---|---|---|
| Year 1 Months 1-12 | Rs. 25,60,809 | Rs. 15,54,327 | Rs. 1,33,93,860 |
| Year 2 Months 13-24 | Rs. 28,43,019 | Rs. 12,72,117 | Rs. 1,05,50,841 |
| Year 3 Months 25-36 | Rs. 31,56,329 | Rs. 9,58,807 | Rs. 73,94,512 |
| Year 4 Months 37-48 | Rs. 35,04,168 | Rs. 6,10,968 | Rs. 38,90,344 |
| Year 5 Months 49-60 | Rs. 38,90,344 | Rs. 2,24,792 | Rs. 0 |
Audi SQ8 Car Loan Interest Rates – Bank Comparison
| Lending Partners | Interest Rate | EMI Starting From (60 Months) |
|---|---|---|
HDFC Bank |
8.85% onwards | Rs. 3,30,032 (60 months) |
ICICI Bank |
9% onwards | Rs. 3,31,193 (60 months) |
Axis Bank |
9.15% onwards | Rs. 3,32,355 (60 months) |
Bank of Baroda |
8.7% onwards | Rs. 3,28,875 (60 months) |
Audi SQ8 EMI by Loan Tenure
For a Rs. 1,59,54,669 loan on the V8 TFSI petrol at 10.5%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 36 months | Rs. 5,18,566 | Rs. 27,13,707 | Rs. 1,86,68,376 |
| 48 months | Rs. 4,08,493 | Rs. 36,52,995 | Rs. 1,96,07,664 |
| 60 months | Rs. 3,42,928 | Rs. 46,21,011 | Rs. 2,05,75,680 |
| 84 months | Rs. 2,69,006 | Rs. 66,41,835 | Rs. 2,25,96,504 |
How Is the Audi SQ8 EMI Calculated?
EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the V8 TFSI petrol variant: P = ₹1.60 Crore, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹3,42,928.
The calculation starts from the Delhi on-road price of ₹2.08 Crore (ex-showroom ₹1.81 Crore plus insurance, RTO and other charges).
Factors That Affect Your Audi SQ8 Loan EMI
- Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
- Interest rate: A rate 1% higher adds about ₹7,957 to the EMI on a ₹1.60 Crore loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
- Loan tenure: Over 36 months the EMI is ₹5,18,566; over 84 months it drops to ₹2,69,006 but you pay ₹39.28 Lakh more in interest.
- Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.
EMI of Audi SQ8 Rivals – Porsche 911, M5, Range Rover Sport
Starting EMI of each model's base variant, worked out the same way as the Audi SQ8: the down payment is the on-road price minus the loan.
| Model | On-road Price | EMI | Tenure | Interest Rate | Compare |
|---|---|---|---|---|---|
| Porsche 911 Carrera | Rs. 2,29,86,894 | Rs. 3,78,154 | 60 months | 10.5% | Compare with SQ8 |
| BMW M5 xDrive | Rs. 2,43,64,218 | Rs. 4,00,225 | 60 months | 10.5% | Compare with SQ8 |
| Land Rover Range Rover Sport 3.0L Petrol HSE | Rs. 1,64,58,466 | Rs. 2,70,564 | 60 months | 10.5% | Compare with SQ8 |
| Porsche Cayenne STD | Rs. 1,59,63,435 | Rs. 2,62,405 | 60 months | 10.5% | Compare with SQ8 |
Frequently Asked Questions About Audi SQ8 EMI
What is the monthly EMI for the Audi SQ8?
₹3,42,928 a month for the V8 TFSI petrol, on a ₹1.60 Crore loan at 10.5% for 5 years.
How much down payment is required for the Audi SQ8?
About ₹48.95 Lakh for the V8 TFSI petrol in Delhi. That's the on-road price of ₹2.08 Crore minus the ₹1.60 Crore loan.
How does the loan tenure affect the Audi SQ8 EMI?
Over 3 years the EMI is ₹5,18,566 and you pay ₹27.14 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹2,69,006, but interest rises to ₹66.42 Lakh.
Is the Audi SQ8 EMI calculated on the ex-showroom price or the on-road price?
On the on-road price. In Delhi the V8 TFSI petrol costs ₹2.08 Crore on-road, which includes ₹7.28 Lakh insurance and ₹19.98 Lakh RTO and other charges.
Does the Audi SQ8 EMI calculator include the processing fee?
Yes. The ₹5,450 processing fee is paid with the down payment and is not added to the loan.
Which bank has the lowest interest rate for a Audi SQ8 loan?
Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹1.60 Crore loan comes to ₹3,28,875 a month.
Audi SQ8 2026 Brochure
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