Audi A6 EMI Calculator

Updated on November 2026

Audi A6 EMI starts at ₹1,22,560 per month for the 45 TFSI Premium Plus petrol (₹64.81 Lakh ex-showroom, ₹75.59 Lakh on-road Kolkata), on a ₹57.02 Lakh loan at 10.5% for 60 months. Down payment: ₹18.57 Lakh. Total interest: ₹16.52 Lakh. The top 45 TFSI Technology costs ₹1,35,526/month.

Also see: A6 On-road price | A6 Variants | A6 Offers | A6 Mileage

Audi A6 EMI and Down Payment

Audi A6 45 TFSI Premium Plus – EMI calculator

Ex-showroom

: Rs. 64,81,000

On-road price

: Rs. 75,58,656 (Kolkata)

Loan amount

: Rs. 57,02,078 (On-road price - Down payment)

Down payment

: Rs. 18,56,578 (Amount paid upfront)

Monthly EMI

: Rs. 1,22,560 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 2,79,146

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Audi A6 Car Loan EMI Calculator

Variant: 45 TFSI Premium Plus
On-road price (Kolkata): Rs. 75,58,656
Down payment: Rs. 18,56,578
Loan amount: Rs. 57,02,078
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 1,22,560

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Audi A6 Car Loan EMI & Loan Breakdown

Monthly EMI

Rs. 1,22,560

60 months @ 10.5%

Down paymentRs. 18,56,578
Loan amountRs. 57,02,078
Total interestRs. 16,51,522
Total loan repayment (EMIs)Rs. 73,53,600
Total purchase outlayRs. 92,10,178

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the 45 TFSI Premium Plus costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 9,15,215	Rs. 5,55,505	Rs. 47,86,863
Year 2 Months 13-24	Rs. 10,16,076	Rs. 4,54,644	Rs. 37,70,787
Year 3 Months 25-36	Rs. 11,28,050	Rs. 3,42,670	Rs. 26,42,737
Year 4 Months 37-48	Rs. 12,52,365	Rs. 2,18,355	Rs. 13,90,372
Year 5 Months 49-60	Rs. 13,90,372	Rs. 80,348	Rs. 0

Audi A6 Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 1,17,951 (60 months)
ICICI Bank	9% onwards	Rs. 1,18,366 (60 months)
Axis Bank	9.15% onwards	Rs. 1,18,781 (60 months)
Bank of Baroda	8.7% onwards	Rs. 1,17,537 (60 months)

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Audi A6 EMI by Loan Tenure

For a Rs. 57,02,078 loan on the 45 TFSI Premium Plus petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 1,85,331	Rs. 9,69,838	Rs. 66,71,916
48 months	Rs. 1,45,992	Rs. 13,05,538	Rs. 70,07,616
60 months	Rs. 1,22,560	Rs. 16,51,522	Rs. 73,53,600
84 months	Rs. 96,141	Rs. 23,73,766	Rs. 80,75,844

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Audi A6

4.2 56 user reviews

Starts at ₹ 64.81 Lakh

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Audi A6 Variant-Wise EMI

On-road prices in Kolkata. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.

A6 Variants	Fuel/Transmission	Ex-showroom	On-road Price	Loan @10.5%	Down Payment	EMI (60 months)
45 TFSI Premium Plus	Petrol / Automatic	Rs. 64,81,000	Rs. 75,58,656	Rs. 57,02,078	Rs. 18,56,578	Rs. 1,22,560
45 TFSI Technology	Petrol / Automatic	Rs. 71,66,000	Rs. 83,48,521	Rs. 63,05,327	Rs. 20,43,194	Rs. 1,35,526

How Is the Audi A6 EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the 45 TFSI Premium Plus petrol variant: P = ₹57.02 Lakh, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹1,22,560.

The calculation starts from the Kolkata on-road price of ₹75.59 Lakh (ex-showroom ₹64.81 Lakh plus insurance, RTO and other charges).

Factors That Affect Your Audi A6 Loan EMI

Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
Interest rate: A rate 1% higher adds about ₹2,844 to the EMI on a ₹57.02 Lakh loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
Loan tenure: Over 36 months the EMI is ₹1,85,331; over 84 months it drops to ₹96,141 but you pay ₹14.04 Lakh more in interest.
Variant and city: In Kolkata the EMI ranges from ₹1,22,560 (45 TFSI Premium Plus petrol) to ₹1,35,526 (45 TFSI Technology). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Audi A6 Rivals – Roadster, Camry, X1

Starting EMI of each model's base variant, worked out the same way as the Audi A6: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Tesla Roadster Performance	Rs. 50,60,660 (Delhi)	Rs. 94,640	60 months	10.5%	Compare with A6
Toyota Camry Sprint Edition	Rs. 57,79,374	Rs. 92,047	60 months	10.5%	Compare with A6
Audi Q3 Nova	Rs. 60,02,599	Rs. 98,293	60 months	10.5%	Compare with A6
BMW X1 sDrive18i M Sport	Rs. 61,13,040	Rs. 1,00,016	60 months	10.5%	Compare with A6

Frequently Asked Questions About Audi A6 EMI

What is the monthly EMI for the Audi A6?

₹1,22,560 a month for the 45 TFSI Premium Plus petrol, on a ₹57.02 Lakh loan at 10.5% for 5 years. The top 45 TFSI Technology works out to ₹1,35,526.

How much down payment is required for the Audi A6?

About ₹18.57 Lakh for the 45 TFSI Premium Plus petrol in Kolkata. That's the on-road price of ₹75.59 Lakh minus the ₹57.02 Lakh loan.

How does the loan tenure affect the Audi A6 EMI?

Over 3 years the EMI is ₹1,85,331 and you pay ₹9.70 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹96,141, but interest rises to ₹23.74 Lakh.

Is the Audi A6 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Kolkata the 45 TFSI Premium Plus petrol costs ₹75.59 Lakh on-road, which includes ₹2.79 Lakh insurance and ₹7.99 Lakh RTO and other charges.