Atumobile AtumVader EMI Calculator


Updated on September 2026
The Atumobile AtumVader EMI is Rs. 3,977 per month for 36 months at 9.45% on a loan of Rs. 1,24,244, with a down payment of Rs. 41,721. This is based on the S variant's on-road price of Rs. 1,65,965 in Rayagada (ex-showroom Rs. 1,46,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: AtumVader On-road price | AtumVader Mileage

Atumobile AtumVader EMI and Down Payment (Rayagada)

Ex-showroom
: Rs. 1,46,000
On-road price
: Rs. 1,65,965  (Rayagada)
Loan amount
: Rs. 1,24,244  (On-road - Down payment)
Down payment
: Rs. 41,721  (On-road - Loan amount)
Monthly EMI
: Rs. 3,977  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 19,965  (Check AtumVader Insurance)
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Atumobile AtumVader Bike Loan EMI Calculator

On-road price (Rayagada)
Rs. 1,65,965
Down payment
Rs. 41,721
Loan amount
Rs. 1,24,244
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 3,977
Total interest
Rs. 18,928
Total payable
Rs. 1,43,172
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Atumobile AtumVader Loan Interest Rates by Bank

Atumobile AtumVader loan rates, 36 months, loan Rs. 1,24,244
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 4,277 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 4,012 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 4,068 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 4,225 (36 months)
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Atumobile AtumVader EMI by Tenure

For a Rs. 1,24,244 loan on the S electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 10,891 Rs. 6,448 Rs. 1,30,692
24 months Rs. 5,702 Rs. 12,604 Rs. 1,36,848
36 months Rs. 3,977 Rs. 18,928 Rs. 1,43,172
48 months Rs. 3,118 Rs. 25,420 Rs. 1,49,664
60 months Rs. 2,606 Rs. 32,116 Rs. 1,56,360
Atumobile AtumVader
Images | Colours
Atumobile AtumVader
3.5 6 user reviews
Starts at ₹ 1,46,000
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Atumobile AtumVader Variant-wise EMI & Down Payment

AtumVader Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
S Electric Rs. 1,46,000 Rs. 1,24,244 Rs. 41,721 Rs. 3,977
E Electric Rs. 1,56,000 Rs. 1,32,956 Rs. 43,155 Rs. 4,256
X Electric Rs. 1,66,000 Rs. 1,41,668 Rs. 44,589 Rs. 4,535

Atumobile AtumVader EMI vs Hunter 350, Ronin, R15 V4

Atumobile AtumVader EMI FAQs

What is the EMI for the Atumobile AtumVader?

Rs. 3,977 per month for the S variant (loan Rs. 1,24,244, 9.45%, 36 months). Over 60 months it is Rs. 2,606.

What is the down payment for the Atumobile AtumVader?

Rs. 41,721 for S, Rs. 43,155 for E and Rs. 44,589 for X in ZigWheels' default calculation.

What is the EMI for the Atumobile AtumVader X variant?

Rs. 4,535 per month on a loan of Rs. 1,41,668 at 9.45% for 36 months.

Which bank has the lowest rate for a Atumobile AtumVader loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 4,012 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Atumobile AtumVader loan?

Rs. 18,928 over 36 months on the S loan at 9.45%.

What on-road price is the Atumobile AtumVader EMI based on?

Rs. 1,65,965 in Rayagada: ex-showroom Rs. 1,46,000, insurance Rs. 19,965, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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