VinFast VF7 EMI Calculator


Updated on October 2026
VinFast VF7 EMI starts at ₹43,400 per month for the Earth electric(battery) (₹22.99 Lakh ex-showroom, ₹24.32 Lakh on-road Delhi), on a ₹20.19 Lakh loan at 10.5% for 60 months. Down payment: ₹4.13 Lakh. Total interest: ₹5.85 Lakh. The top Sky Infinity costs ₹53,054/month.
Also see: VF7 On-road price | VF7 Variants | VF7 Mileage

VinFast VF7 Earth EMI & Down Payment

Ex-showroom
: Rs. 22,99,000
On-road price
: Rs. 24,31,700  (Delhi)
Loan amount
: Rs. 20,19,177  (On-road - Down payment)
Down payment
: Rs. 4,12,523  (On-road - Loan amount)
Monthly EMI
: Rs. 43,400  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 93,110
View October Offers Apply for Loan

VinFast VF7 Car Loan EMI Calculator

On-road price (Delhi)
Rs. 24,31,700
Down payment
Rs. 4,12,523
Loan amount
Rs. 20,19,177
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 43,400
Total interest
Rs. 5,84,823
Total payable
Rs. 26,04,000
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
Image
Do you own a Car or Bike?
  • Interact with community
  • Become a Top Contributor
Add Car Add Bike

VinFast VF7 Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 41,768 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 41,915 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 42,062 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 41,621 (60 months)
View EMI Offer

VinFast VF7 EMI by Loan Tenure

For a Rs. 20,19,177 loan on the Earth electric(battery) at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 65,628 Rs. 3,43,431 Rs. 23,62,608
48 months Rs. 51,698 Rs. 4,62,327 Rs. 24,81,504
60 months Rs. 43,400 Rs. 5,84,823 Rs. 26,04,000
84 months Rs. 34,045 Rs. 8,40,603 Rs. 28,59,780
VinFast VF7
Images | Colours
VinFast VF7
Starts at ₹ 22.99 Lakh
View October Offers
Add your question
Have a question in mind?

Get Answers from over 1.2 million owners and auto-experts

Ask Your Question

VinFast VF7 Variant-wise EMI & Down Payment

VF7 Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
Earth Electric(Battery) / Automatic Rs. 22,99,000 Rs. 20,19,177 Rs. 4,12,523 Rs. 43,400
Wind Electric(Battery) / Automatic Rs. 25,89,000 Rs. 22,74,567 Rs. 4,78,716 Rs. 48,889
Wind Infinity Electric(Battery) / Automatic Rs. 26,39,000 Rs. 23,18,600 Rs. 4,87,057 Rs. 49,836
Sky Electric(Battery) / Automatic Rs. 27,49,000 Rs. 24,15,472 Rs. 5,05,607 Rs. 51,918
Sky Infinity Electric(Battery) / Automatic Rs. 28,09,000 Rs. 24,68,311 Rs. 5,15,617 Rs. 53,054

EMI of VinFast VF7 Rivals – Scorpio N, Scorpio, e Vitara

VinFast VF7 EMI – Frequently Asked Questions

What is the starting EMI of the VinFast VF7?

The VinFast VF7 EMI starts at ₹43,400 per month for the Earth electric(battery) on a ₹20.19 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹24.32 Lakh.

What is the minimum down payment for the VinFast VF7?

About ₹4.13 Lakh for the Earth electric(battery) in Delhi: the on-road price of ₹24.32 Lakh minus a ₹20.19 Lakh loan.

How much total interest will I pay on a VinFast VF7 loan?

On a ₹20.19 Lakh loan at 10.5% for 60 months you pay ₹5.85 Lakh in interest, or ₹26.04 Lakh in total.

What is the VinFast VF7 EMI for a 3-year versus a 7-year tenure?

For a ₹20.19 Lakh loan at 10.5%, the EMI is ₹65,628 per month over 3 years (₹3.43 Lakh interest) and ₹34,045 per month over 7 years (₹8.41 Lakh interest).

Which bank has the lowest interest rate for a VinFast VF7 loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹41,621 per month on a ₹20.19 Lakh loan for 60 months.

What is the EMI of the top VinFast VF7 variant?

The Sky Infinity costs ₹53,054 per month on a ₹24.68 Lakh loan at 10.5% for 60 months.

How is the VinFast VF7 down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on VinFast VF7 Q&A
VinFast VF7
VinFast VF7
Starts at Rs. 22.99 Lakh
Images | Colours
VinFast VF7 Brochure

VinFast VF7 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices
Download Brochure
Ad

VinFast Cars in India

VinFast Cars in India

Popular Electric Cars

View All Electric Cars
  1. Home ›
  2. New Cars ›
  3. Car EMI Calculator ›
  4. VinFast VF7 EMI Calculator
×