Udchalo Virbike V2 EMI Calculator


Updated on October 2026
The Udchalo Virbike V2 EMI is Rs. 1,160 per month for 36 months at 9.45% on a loan of Rs. 36,253, with a down payment of Rs. 13,028. This is based on the 55 km variant's on-road price of Rs. 49,281 in West Kameng (ex-showroom Rs. 44,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Virbike V2 On-road price | Virbike V2 Mileage

Udchalo Virbike V2 EMI and Down Payment (West Kameng)

Ex-showroom
: Rs. 44,999
On-road price
: Rs. 49,281  (West Kameng)
Loan amount
: Rs. 36,253  (On-road - Down payment)
Down payment
: Rs. 13,028  (On-road - Loan amount)
Monthly EMI
: Rs. 1,160  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 3,182
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Udchalo Virbike V2 Bike Loan EMI Calculator

On-road price (West Kameng)
Rs. 49,281
Down payment
Rs. 13,028
Loan amount
Rs. 36,253
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 1,160
Total interest
Rs. 5,507
Total payable
Rs. 41,760
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Udchalo Virbike V2 Loan Interest Rates by Bank

Udchalo Virbike V2 loan rates, 36 months, loan Rs. 36,253
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 1,248 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 1,171 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 1,187 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 1,233 (36 months)
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Udchalo Virbike V2 EMI by Tenure

For a Rs. 36,253 loan on the 55 km electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 3,178 Rs. 1,883 Rs. 38,136
24 months Rs. 1,664 Rs. 3,683 Rs. 39,936
36 months Rs. 1,160 Rs. 5,507 Rs. 41,760
48 months Rs. 910 Rs. 7,427 Rs. 43,680
60 months Rs. 760 Rs. 9,347 Rs. 45,600
Udchalo Virbike V2
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Udchalo Virbike V2
Starts at ₹ 44,999
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Udchalo Virbike V2 Variant-wise EMI & Down Payment

Virbike V2 Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
55 km Electric Rs. 44,999 Rs. 36,253 Rs. 13,028 Rs. 1,160
75 km Electric Rs. 47,498 Rs. 38,430 Rs. 13,390 Rs. 1,230

Udchalo Virbike V2 EMI vs Rubie, Neu, Edge

Udchalo Virbike V2 EMI FAQs

What is the EMI for the Udchalo Virbike V2?

Rs. 1,160 per month for the 55 km variant (loan Rs. 36,253, 9.45%, 36 months). Over 60 months it is Rs. 760.

What is the down payment for the Udchalo Virbike V2?

Rs. 13,028 for 55 km and Rs. 13,390 for 75 km in ZigWheels' default calculation.

What is the EMI for the Udchalo Virbike V2 75 km variant?

Rs. 1,230 per month on a loan of Rs. 38,430 at 9.45% for 36 months.

Which bank has the lowest rate for a Udchalo Virbike V2 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,171 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Udchalo Virbike V2 loan?

Rs. 5,507 over 36 months on the 55 km loan at 9.45%.

What on-road price is the Udchalo Virbike V2 EMI based on?

Rs. 49,281 in West Kameng: ex-showroom Rs. 44,999, insurance Rs. 3,182, RTO and other charges Rs. 1,100.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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