Udchalo Virbike V1 EMI Calculator

Updated on October 2026

The Udchalo Virbike V1 EMI is Rs. 882 per month for 36 months at 9.45% on a loan of Rs. 27,541, with a down payment of Rs. 12,430. This is based on the 55 km variant's on-road price of Rs. 39,971 in Wadakkanchery (ex-showroom Rs. 34,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Virbike V1 On-road price | Virbike V1 Mileage

Udchalo Virbike V1 EMI and Down Payment (Wadakkanchery)

udChalo Virbike V1 55 km – EMI calculator

Ex-showroom

: Rs. 34,999

On-road price

: Rs. 39,971 (Wadakkanchery)

Loan amount

: Rs. 27,541 (On-road - Down payment)

Down payment

: Rs. 12,430 (On-road - Loan amount)

Monthly EMI

: Rs. 882 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,023

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Udchalo Virbike V1 Bike Loan EMI Calculator

On-road price (Wadakkanchery): Rs. 39,971
Down payment: Rs. 12,430
Loan amount: Rs. 27,541
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 882
Total interest: Rs. 4,211
Total payable: Rs. 31,752

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Udchalo Virbike V1 Loan Interest Rates by Bank

Udchalo Virbike V1 loan rates, 36 months, loan Rs. 27,541
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 948 (36 months)
ICICI Bank	10.05% onwards	Rs. 889 (36 months)
Axis Bank	11% onwards	Rs. 902 (36 months)
Bank of Baroda	13.65% onwards	Rs. 937 (36 months)

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Udchalo Virbike V1 EMI by Tenure

For a Rs. 27,541 loan on the 55 km electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 2,414	Rs. 1,427	Rs. 28,968
24 months	Rs. 1,264	Rs. 2,795	Rs. 30,336
36 months	Rs. 882	Rs. 4,211	Rs. 31,752
48 months	Rs. 691	Rs. 5,627	Rs. 33,168
60 months	Rs. 578	Rs. 7,139	Rs. 34,680

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Udchalo Virbike V1

Starts at ₹ 34,999

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Udchalo Virbike V1 Variant-wise EMI & Down Payment

Virbike V1 Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
55 km	Electric	Rs. 34,999	Rs. 27,541	Rs. 12,430	Rs. 882
75 km	Electric	Rs. 37,498	Rs. 29,718	Rs. 12,917	Rs. 951

Udchalo Virbike V1 EMI vs X One, Rubie, Neu

Komaki X One
Rs. 34,999
X One EMI Compare with Virbike V1
Yakuza Electric Rubie
Rs. 38,080
Rubie EMI Compare with Virbike V1
Yakuza Electric Neu
Rs. 39,760
Neu EMI Compare with Virbike V1
Warivo Motors Neo
Rs. 39,999
Neo EMI Compare with Virbike V1
Komaki XR1
Rs. 31,499
XR1 EMI Compare with Virbike V1

Udchalo Virbike V1 EMI FAQs

What is the EMI for the Udchalo Virbike V1?

Rs. 882 per month for the 55 km variant (loan Rs. 27,541, 9.45%, 36 months). Over 60 months it is Rs. 578.

What is the down payment for the Udchalo Virbike V1?

Rs. 12,430 for 55 km and Rs. 12,917 for 75 km in ZigWheels' default calculation.

What is the EMI for the Udchalo Virbike V1 75 km variant?

Rs. 951 per month on a loan of Rs. 29,718 at 9.45% for 36 months.

Which bank has the lowest rate for a Udchalo Virbike V1 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 889 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Udchalo Virbike V1 loan?

Rs. 4,211 over 36 months on the 55 km loan at 9.45%.

What on-road price is the Udchalo Virbike V1 EMI based on?

Rs. 39,971 in Wadakkanchery: ex-showroom Rs. 34,999, insurance Rs. 3,023, RTO and other charges Rs. 1,949.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Udchalo Virbike V1 Q&A

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