TVS NTorq 150 EMI Calculator

Updated on October 2026

The TVS NTorq 150 EMI is Rs. 3,037 per month for 36 months at 9.45% on a loan of Rs. 94,885, with a down payment of Rs. 36,452. This is based on the STD variant's on-road price of Rs. 1,31,337 in Mira Road (ex-showroom Rs. 1,12,300). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: NTorq 150 On-road price | NTorq 150 Mileage

TVS NTorq 150 EMI and Down Payment (Mira Road)

Ex-showroom

: Rs. 1,12,300

On-road price

: Rs. 1,31,337 (Mira Road)

Loan amount

: Rs. 94,885 (On-road - Down payment)

Down payment

: Rs. 36,452 (On-road - Loan amount)

Monthly EMI

: Rs. 3,037 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 6,684

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TVS NTorq 150 Bike Loan EMI Calculator

On-road price (Mira Road): Rs. 1,31,337
Down payment: Rs. 36,452
Loan amount: Rs. 94,885
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 3,037
Total interest: Rs. 14,447
Total payable: Rs. 1,09,332

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

TVS NTorq 150 Loan Interest Rates by Bank

TVS NTorq 150 loan rates, 36 months, loan Rs. 94,885
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 3,266 (36 months)
ICICI Bank	10.05% onwards	Rs. 3,064 (36 months)
Axis Bank	11% onwards	Rs. 3,106 (36 months)
Bank of Baroda	13.65% onwards	Rs. 3,227 (36 months)

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TVS NTorq 150 EMI by Tenure

For a Rs. 94,885 loan on the STD petrol at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 8,318	Rs. 4,931	Rs. 99,816
24 months	Rs. 4,354	Rs. 9,611	Rs. 1,04,496
36 months	Rs. 3,037	Rs. 14,447	Rs. 1,09,332
48 months	Rs. 2,382	Rs. 19,451	Rs. 1,14,336
60 months	Rs. 1,990	Rs. 24,515	Rs. 1,19,400

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TVS NTorq 150

4.8 11 user reviews

Starts at ₹ 1,12,300

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TVS NTorq 150 Variant-wise EMI & Down Payment

NTorq 150 Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
STD	Petrol	Rs. 1,12,300	Rs. 94,885	Rs. 36,452	Rs. 3,037
TFT	Petrol	Rs. 1,21,300	Rs. 1,02,726	Rs. 38,772	Rs. 3,288

TVS NTorq 150 EMI vs Jupiter 125, Xoom 160, RayZR 125 Fi Hybrid

TVS Jupiter 125
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Yamaha RayZR 125 Fi Hybrid
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TVS NTorq 150 EMI FAQs

What is the EMI for the TVS NTorq 150?

Rs. 3,037 per month for the STD variant (loan Rs. 94,885, 9.45%, 36 months). Over 60 months it is Rs. 1,990.

What is the down payment for the TVS NTorq 150?

Rs. 36,452 for STD and Rs. 38,772 for TFT in ZigWheels' default calculation.

What is the EMI for the TVS NTorq 150 TFT variant?

Rs. 3,288 per month on a loan of Rs. 1,02,726 at 9.45% for 36 months.

Which bank has the lowest rate for a TVS NTorq 150 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,064 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a TVS NTorq 150 loan?

Rs. 14,447 over 36 months on the STD loan at 9.45%.

What on-road price is the TVS NTorq 150 EMI based on?

Rs. 1,31,337 in Mira Road: ex-showroom Rs. 1,12,300, insurance Rs. 6,684, RTO and other charges Rs. 12,353.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on TVS NTorq 150 Q&A

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