Toyota Urban Cruiser EBELLA EMI Calculator


Updated on October 2026
Toyota Urban Cruiser EBELLA EMI starts at ₹44,555 per month for the E3 electric(battery) (₹23.60 Lakh ex-showroom, ₹24.79 Lakh on-road Faridabad), on a ₹20.73 Lakh loan at 10.5% for 60 months. Down payment: ₹4.06 Lakh. Total interest: ₹6.00 Lakh.

Toyota Urban Cruiser EBELLA E3 EMI & Down Payment

Ex-showroom
: Rs. 23,60,000
On-road price
: Rs. 24,78,892  (Faridabad)
Loan amount
: Rs. 20,72,897  (On-road - Down payment)
Down payment
: Rs. 4,05,995  (On-road - Loan amount)
Monthly EMI
: Rs. 44,555  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 95,292
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Toyota Urban Cruiser EBELLA Car Loan EMI Calculator

On-road price (Faridabad)
Rs. 24,78,892
Down payment
Rs. 4,05,995
Loan amount
Rs. 20,72,897
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 44,555
Total interest
Rs. 6,00,403
Total payable
Rs. 26,73,300
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Toyota Urban Cruiser EBELLA Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 42,879 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 43,030 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 43,181 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 42,729 (60 months)

Toyota Urban Cruiser EBELLA EMI by Loan Tenure

For a Rs. 20,72,897 loan on the E3 electric(battery) at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 67,374 Rs. 3,52,567 Rs. 24,25,464
48 months Rs. 53,073 Rs. 4,74,607 Rs. 25,47,504
60 months Rs. 44,555 Rs. 6,00,403 Rs. 26,73,300
84 months Rs. 34,950 Rs. 8,62,903 Rs. 29,35,800
Toyota Urban Cruiser EBELLA
Starts at ₹ 23.60 Lakh
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Toyota Urban Cruiser EBELLA EMI – Frequently Asked Questions

What is the starting EMI of the Toyota Urban Cruiser EBELLA?

The Toyota Urban Cruiser EBELLA EMI starts at ₹44,555 per month for the E3 electric(battery) on a ₹20.73 Lakh loan at 10.5% for 60 months. Its on-road price in Faridabad is ₹24.79 Lakh.

What is the minimum down payment for the Toyota Urban Cruiser EBELLA?

About ₹4.06 Lakh for the E3 electric(battery) in Faridabad: the on-road price of ₹24.79 Lakh minus a ₹20.73 Lakh loan.

How much total interest will I pay on a Toyota Urban Cruiser EBELLA loan?

On a ₹20.73 Lakh loan at 10.5% for 60 months you pay ₹6.00 Lakh in interest, or ₹26.73 Lakh in total.

What is the Toyota Urban Cruiser EBELLA EMI for a 3-year versus a 7-year tenure?

For a ₹20.73 Lakh loan at 10.5%, the EMI is ₹67,374 per month over 3 years (₹3.53 Lakh interest) and ₹34,950 per month over 7 years (₹8.63 Lakh interest).

Which bank has the lowest interest rate for a Toyota Urban Cruiser EBELLA loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹42,729 per month on a ₹20.73 Lakh loan for 60 months.

How is the Toyota Urban Cruiser EBELLA down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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