Toyota Hilux EMI Calculator


Updated on October 2026
Toyota Hilux EMI starts at ₹60,436 per month for the GX 4x2 AT diesel (₹31.99 Lakh ex-showroom, ₹38.20 Lakh on-road Delhi), on a ₹28.12 Lakh loan at 10.5% for 60 months. Down payment: ₹10.08 Lakh. Total interest: ₹8.14 Lakh. The top VX 4x4 AT costs ₹69,332/month.
Also see: Hilux On-road price | Hilux Variants

Toyota Hilux GX 4x2 AT EMI & Down Payment

Ex-showroom
: Rs. 31,99,000
On-road price
: Rs. 38,20,239  (Delhi)
Loan amount
: Rs. 28,11,767  (On-road - Down payment)
Down payment
: Rs. 10,08,472  (On-road - Loan amount)
Monthly EMI
: Rs. 60,436  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 1,52,584
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Toyota Hilux Car Loan EMI Calculator

On-road price (Delhi)
Rs. 38,20,239
Down payment
Rs. 10,08,472
Loan amount
Rs. 28,11,767
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 60,436
Total interest
Rs. 8,14,393
Total payable
Rs. 36,26,160
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Toyota Hilux Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 58,163 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 58,368 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 58,573 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 57,959 (60 months)
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Toyota Hilux EMI by Loan Tenure

For a Rs. 28,11,767 loan on the GX 4x2 AT diesel at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 91,389 Rs. 4,78,237 Rs. 32,90,004
48 months Rs. 71,991 Rs. 6,43,801 Rs. 34,55,568
60 months Rs. 60,436 Rs. 8,14,393 Rs. 36,26,160
84 months Rs. 47,408 Rs. 11,70,505 Rs. 39,82,272
Toyota Hilux
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Toyota Hilux
4.3 1 user reviews
Starts at ₹ 31.99 Lakh
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Toyota Hilux Variant-wise EMI & Down Payment

Hilux Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
GX 4x2 AT Diesel / Automatic Rs. 31,99,000 Rs. 28,11,767 Rs. 10,08,472 Rs. 60,436
GX 4x4 AT Diesel / Automatic Rs. 33,69,000 Rs. 29,61,478 Rs. 10,59,967 Rs. 63,654
VX 4x4 AT Diesel / Automatic Rs. 36,69,000 Rs. 32,25,675 Rs. 11,50,839 Rs. 69,332

EMI of Toyota Hilux Rivals – Sorento, Urbania, Kodiaq

Toyota Hilux EMI – Frequently Asked Questions

What is the starting EMI of the Toyota Hilux?

The Toyota Hilux EMI starts at ₹60,436 per month for the GX 4x2 AT diesel on a ₹28.12 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹38.20 Lakh.

What is the minimum down payment for the Toyota Hilux?

About ₹10.08 Lakh for the GX 4x2 AT diesel in Delhi: the on-road price of ₹38.20 Lakh minus a ₹28.12 Lakh loan.

How much total interest will I pay on a Toyota Hilux loan?

On a ₹28.12 Lakh loan at 10.5% for 60 months you pay ₹8.14 Lakh in interest, or ₹36.26 Lakh in total.

What is the Toyota Hilux EMI for a 3-year versus a 7-year tenure?

For a ₹28.12 Lakh loan at 10.5%, the EMI is ₹91,389 per month over 3 years (₹4.78 Lakh interest) and ₹47,408 per month over 7 years (₹11.71 Lakh interest).

Which bank has the lowest interest rate for a Toyota Hilux loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹57,959 per month on a ₹28.12 Lakh loan for 60 months.

What is the EMI of the Toyota Hilux diesel automatic?

The GX 4x2 AT, the most affordable diesel automatic, costs ₹60,436 per month on a ₹28.12 Lakh loan at 10.5% for 60 months.

What is the EMI of the top Toyota Hilux variant?

The VX 4x4 AT costs ₹69,332 per month on a ₹32.26 Lakh loan at 10.5% for 60 months.

How is the Toyota Hilux down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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Toyota Hilux
Toyota Hilux
4.3 1 user reviews
Starts at Rs. 31.99 Lakh
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