Skoda Kodiaq EMI Calculator
Updated on October 2026
Skoda Kodiaq Lounge EMI & Down Payment
Skoda Kodiaq Car Loan EMI Calculator
- On-road price (Delhi)
- Rs. 43,01,456
- Down payment
- Rs. 10,49,361
- Loan amount
- Rs. 32,52,095
- Interest rate
- 10.5%
- Tenure
- 60 months
- Monthly EMI
- Rs. 69,900
- Total interest
- Rs. 9,41,905
- Total payable
- Rs. 41,94,000
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Skoda Kodiaq Car Loan Interest Rates – Bank Comparison
| Lending Partners | Interest Rate | EMI Starting From (60 Months) |
|---|---|---|
 HDFC Bank |
8.85% onwards | Rs. 67,272 (60 months) |
| ICICI Bank |
9% onwards | Rs. 67,508 (60 months) |
| Axis Bank |
9.15% onwards | Rs. 67,745 (60 months) |
| Bank of Baroda |
8.7% onwards | Rs. 67,036 (60 months) |
Skoda Kodiaq EMI by Loan Tenure
For a Rs. 32,52,095 loan on the Lounge petrol at 10.5%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 36 months | Rs. 1,05,701 | Rs. 5,53,141 | Rs. 38,05,236 |
| 48 months | Rs. 83,265 | Rs. 7,44,625 | Rs. 39,96,720 |
| 60 months | Rs. 69,900 | Rs. 9,41,905 | Rs. 41,94,000 |
| 84 months | Rs. 54,833 | Rs. 13,53,877 | Rs. 46,05,972 |
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Skoda Kodiaq Variant-wise EMI & Down Payment
| Kodiaq Variants | Fuel/Transmission | Ex-showroom | Loan @10.5% | Down Payment | EMI (60 months) |
|---|---|---|---|---|---|
| Lounge | Petrol / Automatic | Rs. 36,99,000 | Rs. 32,52,095 | Rs. 10,49,361 | Rs. 69,900 |
| Sportline | Petrol / Automatic | Rs. 44,99,000 | Rs. 39,56,619 | Rs. 12,65,887 | Rs. 85,043 |
| Selection L&K | Petrol / Automatic | Rs. 46,99,000 | Rs. 41,32,750 | Rs. 13,19,468 | Rs. 88,829 |
EMI of Skoda Kodiaq Rivals – Fortuner, Sorento, Hilux
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Skoda Kodiaq EMI – Frequently Asked Questions
What is the starting EMI of the Skoda Kodiaq?
The Skoda Kodiaq EMI starts at ₹69,900 per month for the Lounge petrol on a ₹32.52 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹43.01 Lakh.
What is the minimum down payment for the Skoda Kodiaq?
About ₹10.49 Lakh for the Lounge petrol in Delhi: the on-road price of ₹43.01 Lakh minus a ₹32.52 Lakh loan.
How much total interest will I pay on a Skoda Kodiaq loan?
On a ₹32.52 Lakh loan at 10.5% for 60 months you pay ₹9.42 Lakh in interest, or ₹41.94 Lakh in total.
What is the Skoda Kodiaq EMI for a 3-year versus a 7-year tenure?
For a ₹32.52 Lakh loan at 10.5%, the EMI is ₹1,05,701 per month over 3 years (₹5.53 Lakh interest) and ₹54,833 per month over 7 years (₹13.54 Lakh interest).
Which bank has the lowest interest rate for a Skoda Kodiaq loan?
Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹67,036 per month on a ₹32.52 Lakh loan for 60 months.
What is the EMI of the top Skoda Kodiaq variant?
The Selection L&K costs ₹88,829 per month on a ₹41.33 Lakh loan at 10.5% for 60 months.
How is the Skoda Kodiaq down payment calculated?
Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.
Skoda Kodiaq 2026 Brochure
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