Rolls-Royce Ghost Series II EMI Calculator

Updated on October 2026

Rolls-Royce Ghost Series II EMI starts at ₹16,94,003 per month for the Standard petrol (₹8.95 Crore ex-showroom, ₹10.28 Crore on-road Delhi), on a ₹7.88 Crore loan at 10.5% for 60 months. Down payment: ₹2.40 Crore. Total interest: ₹2.28 Crore. The top Black Badge costs ₹19,91,184/month.

Also see: Ghost Series II On-road price | Ghost Series II Variants | Ghost Series II Mileage

Rolls-Royce Ghost Series II EMI and Down Payment

Rolls Royce Ghost Series II Standard – EMI calculator

Ex-showroom

: Rs. 8,95,00,000

On-road price

: Rs. 10,28,30,358 (Delhi)

Loan amount

: Rs. 7,88,13,216 (On-road price - Down payment)

Down payment

: Rs. 2,40,17,142 (Amount paid upfront)

Monthly EMI

: Rs. 16,94,003 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 34,80,558

View October Offers Apply for Loan

Rolls-Royce Ghost Series II Car Loan EMI Calculator

Variant: Standard
On-road price (Delhi): Rs. 10,28,30,358
Down payment: Rs. 2,40,17,142
Loan amount: Rs. 7,88,13,216
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 16,94,003

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
..Read More
..Read Less
EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Rolls-Royce Ghost Series II Car Loan EMI & Loan Breakdown

Monthly EMI

Rs. 16,94,003

60 months @ 10.5%

Down paymentRs. 2,40,17,142
Loan amountRs. 7,88,13,216
Total interestRs. 2,28,26,964
Total loan repayment (EMIs)Rs. 10,16,40,180
Total purchase outlayRs. 12,56,57,322

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Standard costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 1,26,49,937	Rs. 76,78,099	Rs. 6,61,63,279
Year 2 Months 13-24	Rs. 1,40,44,005	Rs. 62,84,031	Rs. 5,21,19,274
Year 3 Months 25-36	Rs. 1,55,91,702	Rs. 47,36,334	Rs. 3,65,27,572
Year 4 Months 37-48	Rs. 1,73,09,961	Rs. 30,18,075	Rs. 1,92,17,611
Year 5 Months 49-60	Rs. 1,92,17,611	Rs. 11,10,425	Rs. 0

Rolls-Royce Ghost Series II Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 16,30,301 (60 months)
ICICI Bank	9% onwards	Rs. 16,36,033 (60 months)
Axis Bank	9.15% onwards	Rs. 16,41,776 (60 months)
Bank of Baroda	8.7% onwards	Rs. 16,24,581 (60 months)

View EMI Offer

Rolls-Royce Ghost Series II EMI by Loan Tenure

For a Rs. 7,88,13,216 loan on the Standard petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 25,61,622	Rs. 1,34,05,176	Rs. 9,22,18,392
48 months	Rs. 20,17,885	Rs. 1,80,45,264	Rs. 9,68,58,480
60 months	Rs. 16,94,003	Rs. 2,28,26,964	Rs. 10,16,40,180
84 months	Rs. 13,28,844	Rs. 3,28,09,680	Rs. 11,16,22,896

Images | Colours

Rolls-Royce Ghost Series II

5.0 0 user reviews

Starts at ₹ 8.95 Crore

View October Offers

Rolls-Royce Ghost Series II Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.

Ghost Series II Variants	Fuel/Transmission	Ex-showroom	On-road Price	Loan @10.5%	Down Payment	EMI (60 months)
Standard	Petrol / Automatic	Rs. 8,95,00,000	Rs. 10,28,30,358	Rs. 7,88,13,216	Rs. 2,40,17,142	Rs. 16,94,003
Extended Wheelbase	Petrol / Automatic	Rs. 10,19,00,000	Rs. 11,70,72,532	Rs. 8,97,33,344	Rs. 2,73,39,188	Rs. 19,28,720
Black Badge	Petrol / Automatic	Rs. 10,52,00,000	Rs. 12,08,62,788	Rs. 9,26,39,508	Rs. 2,82,23,280	Rs. 19,91,184

How Is the Rolls-Royce Ghost Series II EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Standard petrol variant: P = ₹7.88 Crore, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹16,94,003.

The calculation starts from the Delhi on-road price of ₹10.28 Crore (ex-showroom ₹8.95 Crore plus insurance, RTO and other charges).

Factors That Affect Your Rolls-Royce Ghost Series II Loan EMI

Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
Interest rate: A rate 1% higher adds about ₹39,305 to the EMI on a ₹7.88 Crore loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
Loan tenure: Over 36 months the EMI is ₹25,61,622; over 84 months it drops to ₹13,28,844 but you pay ₹1.94 Crore more in interest.
Variant and city: In Delhi the EMI ranges from ₹16,94,003 (Standard petrol) to ₹19,91,184 (Black Badge). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Rolls-Royce Ghost Series II Rivals – Revuelto

Starting EMI of each model's base variant, worked out the same way as the Rolls-Royce Ghost Series II: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Rolls Royce Cullinan Series II	Rs. 12,06,33,075	Rs. 19,87,399	60 months	10.5%	Compare with Ghost Series II
Rolls Royce Spectre Electric	Rs. 7,85,90,099	Rs. 14,19,537	60 months	10.5%	Compare with Ghost Series II
Rolls Royce Phantom Series II	Rs. 10,32,89,784	Rs. 17,01,575	60 months	10.5%	Compare with Ghost Series II
Lamborghini Revuelto LB 744	Rs. 10,21,41,222	Rs. 16,82,646	60 months	10.5%	Compare with Ghost Series II

Frequently Asked Questions About Rolls-Royce Ghost Series II EMI

What is the monthly EMI for the Rolls-Royce Ghost Series II?

₹16,94,003 a month for the Standard petrol, on a ₹7.88 Crore loan at 10.5% for 5 years. The top Black Badge works out to ₹19,91,184.

How much down payment is required for the Rolls-Royce Ghost Series II?

About ₹2.40 Crore for the Standard petrol in Delhi. That's the on-road price of ₹10.28 Crore minus the ₹7.88 Crore loan.

How does the loan tenure affect the Rolls-Royce Ghost Series II EMI?

Over 3 years the EMI is ₹25,61,622 and you pay ₹1.34 Crore in interest. Stretch it to 7 years and the EMI drops to ₹13,28,844, but interest rises to ₹3.28 Crore.

Is the Rolls-Royce Ghost Series II EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the Standard petrol costs ₹10.28 Crore on-road, which includes ₹34.81 Lakh insurance and ₹98.50 Lakh RTO and other charges.