Mercedes-Benz AMG S 63 EMI Calculator

Updated on October 2026

Mercedes-Benz AMG S 63 EMI starts at ₹6,18,852 per month for the E Performance petrol (₹3.27 Crore ex-showroom, ₹3.79 Crore on-road Ahmedabad), on a ₹2.88 Crore loan at 10.5% for 60 months. Down payment: ₹91.22 Lakh. Total interest: ₹83.39 Lakh. The top E Performance Edition 1 costs ₹7,19,174/month.

Also see: AMG S 63 On-road price | AMG S 63 Variants | AMG S 63 Offers | AMG S 63 Mileage

Mercedes-Benz AMG S 63 EMI and Down Payment

Mercedes Benz AMG S 63 E Performance – EMI calculator

Ex-showroom

: Rs. 3,27,00,000

On-road price

: Rs. 3,79,14,214 (Ahmedabad)

Loan amount

: Rs. 2,87,91,985 (On-road price - Down payment)

Down payment

: Rs. 91,22,229 (Amount paid upfront)

Monthly EMI

: Rs. 6,18,852 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 12,90,214

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Mercedes-Benz AMG S 63 Car Loan EMI Calculator

Variant: E Performance
On-road price (Ahmedabad): Rs. 3,79,14,214
Down payment: Rs. 91,22,229
Loan amount: Rs. 2,87,91,985
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 6,18,852

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Mercedes-Benz AMG S 63 Car Loan EMI & Loan Breakdown

Monthly EMI

Rs. 6,18,852

60 months @ 10.5%

Down paymentRs. 91,22,229
Loan amountRs. 2,87,91,985
Total interestRs. 83,39,135
Total loan repayment (EMIs)Rs. 3,71,31,120
Total purchase outlayRs. 4,62,53,349

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the E Performance costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 46,21,267	Rs. 28,04,957	Rs. 2,41,70,718
Year 2 Months 13-24	Rs. 51,30,546	Rs. 22,95,678	Rs. 1,90,40,172
Year 3 Months 25-36	Rs. 56,95,951	Rs. 17,30,273	Rs. 1,33,44,221
Year 4 Months 37-48	Rs. 63,23,663	Rs. 11,02,561	Rs. 70,20,558
Year 5 Months 49-60	Rs. 70,20,558	Rs. 4,05,666	Rs. 0

Mercedes-Benz AMG S 63 Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 5,95,580 (60 months)
ICICI Bank	9% onwards	Rs. 5,97,674 (60 months)
Axis Bank	9.15% onwards	Rs. 5,99,772 (60 months)
Bank of Baroda	8.7% onwards	Rs. 5,93,491 (60 months)

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Mercedes-Benz AMG S 63 EMI by Loan Tenure

For a Rs. 2,87,91,985 loan on the E Performance petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 9,35,810	Rs. 48,97,175	Rs. 3,36,89,160
48 months	Rs. 7,37,172	Rs. 65,92,271	Rs. 3,53,84,256
60 months	Rs. 6,18,852	Rs. 83,39,135	Rs. 3,71,31,120
84 months	Rs. 4,85,452	Rs. 1,19,85,983	Rs. 4,07,77,968

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Mercedes-Benz AMG S 63

Starts at ₹ 3.27 Crore

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Mercedes-Benz AMG S 63 Variant-Wise EMI

On-road prices in Ahmedabad. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.

AMG S 63 Variants	Fuel/Transmission	Ex-showroom	On-road Price	Loan @10.5%	Down Payment	EMI (60 months)
E Performance	Petrol / Automatic	Rs. 3,27,00,000	Rs. 3,79,14,214	Rs. 2,87,91,985	Rs. 91,22,229	Rs. 6,18,852
E Performance Edition 1	Petrol / Automatic	Rs. 3,80,00,000	Rs. 4,40,54,594	Rs. 3,34,59,459	Rs. 1,05,95,135	Rs. 7,19,174

How Is the Mercedes-Benz AMG S 63 EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the E Performance petrol variant: P = ₹2.88 Crore, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹6,18,852.

The calculation starts from the Ahmedabad on-road price of ₹3.79 Crore (ex-showroom ₹3.27 Crore plus insurance, RTO and other charges).

Factors That Affect Your Mercedes-Benz AMG S 63 Loan EMI

Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
Interest rate: A rate 1% higher adds about ₹14,359 to the EMI on a ₹2.88 Crore loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
Loan tenure: Over 36 months the EMI is ₹9,35,810; over 84 months it drops to ₹4,85,452 but you pay ₹70.89 Lakh more in interest.
Variant and city: In Ahmedabad the EMI ranges from ₹6,18,852 (E Performance petrol) to ₹7,19,174 (E Performance Edition 1). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Mercedes-Benz AMG S 63 Rivals – Urus, XM

Starting EMI of each model's base variant, worked out the same way as the Mercedes-Benz AMG S 63: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Lamborghini Urus S	Rs. 4,80,43,932 (Delhi)	Rs. 7,91,103	60 months	10.5%	Compare with AMG S 63
Mercedes-Benz Maybach GLS 600 4MATIC	Rs. 3,18,89,689	Rs. 5,20,423	60 months	10.5%	Compare with AMG S 63
BMW XM xDrive	Rs. 2,95,81,529	Rs. 4,81,713	60 months	10.5%	Compare with AMG S 63
Mercedes-Benz Maybach S-Class S580e	Rs. 3,88,41,064	Rs. 6,33,995	60 months	10.5%	Compare with AMG S 63

Frequently Asked Questions About Mercedes-Benz AMG S 63 EMI

What is the monthly EMI for the Mercedes-Benz AMG S 63?

₹6,18,852 a month for the E Performance petrol, on a ₹2.88 Crore loan at 10.5% for 5 years. The top E Performance Edition 1 works out to ₹7,19,174.

How much down payment is required for the Mercedes-Benz AMG S 63?

About ₹91.22 Lakh for the E Performance petrol in Ahmedabad. That's the on-road price of ₹3.79 Crore minus the ₹2.88 Crore loan.

How does the loan tenure affect the Mercedes-Benz AMG S 63 EMI?

Over 3 years the EMI is ₹9,35,810 and you pay ₹48.97 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹4,85,452, but interest rises to ₹1.20 Crore.

Is the Mercedes-Benz AMG S 63 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Ahmedabad the E Performance petrol costs ₹3.79 Crore on-road, which includes ₹12.90 Lakh insurance and ₹39.24 Lakh RTO and other charges.