Mclaren GT EMI Calculator
Updated on November 2026
Mclaren GT EMI and Down Payment
Mclaren GT Car Loan EMI Calculator
- Variant
- V8
- On-road price (Delhi)
- Rs. 5,17,19,331
- Down payment
- Rs. 1,20,95,284
- Loan amount
- Rs. 3,96,24,047
- Interest rate
- 10.5%
- Tenure
- 60 months
- Monthly EMI
- Rs. 8,51,675
Mclaren GT Car Loan EMI & Loan Breakdown
- Down paymentRs. 1,20,95,284
- Loan amountRs. 3,96,24,047
- Total interestRs. 1,14,76,453
- Total loan repayment (EMIs)Rs. 5,11,00,500
- Total purchase outlayRs. 6,31,95,784
Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the V8 costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.
| Year | Principal paid | Interest paid | Outstanding loan |
|---|---|---|---|
| Year 1 Months 1-12 | Rs. 63,59,867 | Rs. 38,60,233 | Rs. 3,32,64,180 |
| Year 2 Months 13-24 | Rs. 70,60,747 | Rs. 31,59,353 | Rs. 2,62,03,433 |
| Year 3 Months 25-36 | Rs. 78,38,866 | Rs. 23,81,234 | Rs. 1,83,64,567 |
| Year 4 Months 37-48 | Rs. 87,02,735 | Rs. 15,17,365 | Rs. 96,61,832 |
| Year 5 Months 49-60 | Rs. 96,61,832 | Rs. 5,58,268 | Rs. 0 |
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Mclaren GT Car Loan Interest Rates – Bank Comparison
| Lending Partners | Interest Rate | EMI Starting From (60 Months) |
|---|---|---|
 HDFC Bank |
8.85% onwards | Rs. 8,19,648 (60 months) |
| ICICI Bank |
9% onwards | Rs. 8,22,530 (60 months) |
| Axis Bank |
9.15% onwards | Rs. 8,25,418 (60 months) |
| Bank of Baroda |
8.7% onwards | Rs. 8,16,773 (60 months) |
Mclaren GT EMI by Loan Tenure
For a Rs. 3,96,24,047 loan on the V8 petrol at 10.5%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 36 months | Rs. 12,87,878 | Rs. 67,39,561 | Rs. 4,63,63,608 |
| 48 months | Rs. 10,14,510 | Rs. 90,72,433 | Rs. 4,86,96,480 |
| 60 months | Rs. 8,51,675 | Rs. 1,14,76,453 | Rs. 5,11,00,500 |
| 84 months | Rs. 6,68,088 | Rs. 1,64,95,345 | Rs. 5,61,19,392 |
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How Is the Mclaren GT EMI Calculated?
EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the V8 petrol variant: P = ₹3.96 Crore, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹8,51,675.
The calculation starts from the Delhi on-road price of ₹5.17 Crore (ex-showroom ₹4.50 Crore plus insurance, RTO and other charges).
Factors That Affect Your Mclaren GT Loan EMI
- Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
- Interest rate: A rate 1% higher adds about ₹19,761 to the EMI on a ₹3.96 Crore loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
- Loan tenure: Over 36 months the EMI is ₹12,87,878; over 84 months it drops to ₹6,68,088 but you pay ₹97.56 Lakh more in interest.
- Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.
EMI of Mclaren GT Rivals – Urus, Continental, Flying Spur
Starting EMI of each model's base variant, worked out the same way as the Mclaren GT: the down payment is the on-road price minus the loan.
| Model | On-road Price | EMI | Tenure | Interest Rate | Compare |
|---|---|---|---|---|---|
| Lamborghini Urus S | Rs. 4,80,43,932 | Rs. 7,91,103 | 60 months | 10.5% | Compare with GT |
| Bentley Continental GT V8 | Rs. 6,00,96,359 | Rs. 9,89,732 | 60 months | 10.5% | Compare with GT |
| Bentley Flying Spur V6 Hybrid | Rs. 6,03,33,550 | Rs. 9,93,641 | 60 months | 10.5% | Compare with GT |
| Aston Martin DB12 S | Rs. 4,71,25,082 | Rs. 7,75,960 | 60 months | 10.5% | Compare with GT |
Frequently Asked Questions About Mclaren GT EMI
What is the monthly EMI for the Mclaren GT?
₹8,51,675 a month for the V8 petrol, on a ₹3.96 Crore loan at 10.5% for 5 years.
How much down payment is required for the Mclaren GT?
About ₹1.21 Crore for the V8 petrol in Delhi. That's the on-road price of ₹5.17 Crore minus the ₹3.96 Crore loan.
How does the loan tenure affect the Mclaren GT EMI?
Over 3 years the EMI is ₹12,87,878 and you pay ₹67.40 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹6,68,088, but interest rises to ₹1.65 Crore.
Is the Mclaren GT EMI calculated on the ex-showroom price or the on-road price?
On the on-road price. In Delhi the V8 petrol costs ₹5.17 Crore on-road, which includes ₹17.65 Lakh insurance and ₹49.55 Lakh RTO and other charges.
Does the Mclaren GT EMI calculator include the processing fee?
Yes. The ₹5,450 processing fee is paid with the down payment and is not added to the loan.
Which bank has the lowest interest rate for a Mclaren GT loan?
Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹3.96 Crore loan comes to ₹8,16,773 a month.
Mclaren GT 2026 Brochure
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