Lexus LM EMI Calculator

Updated on November 2026

Lexus LM EMI starts at ₹4,15,728 per month for the 350h 7 Seater VIP petrol (₹2.20 Crore ex-showroom, ₹2.53 Crore on-road Delhi), on a ₹1.93 Crore loan at 10.5% for 60 months. Down payment: ₹59.25 Lakh. Total interest: ₹56.02 Lakh. The top 350h 4 Seater Ultra Luxury costs ₹5,19,703/month.

Also see: LM On-road price | LM Variants

Lexus LM EMI and Down Payment

Lexus LM 350h 7 Seater VIP – EMI calculator

Ex-showroom

: Rs. 2,19,69,000

On-road price

: Rs. 2,52,66,791 (Delhi)

Loan amount

: Rs. 1,93,41,670 (On-road price - Down payment)

Down payment

: Rs. 59,25,121 (Amount paid upfront)

Monthly EMI

: Rs. 4,15,728 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 8,76,401

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Lexus LM Car Loan EMI Calculator

Variant: 350h 7 Seater VIP
On-road price (Delhi): Rs. 2,52,66,791
Down payment: Rs. 59,25,121
Loan amount: Rs. 1,93,41,670
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 4,15,728

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Lexus LM Car Loan EMI & Loan Breakdown

Monthly EMI

Rs. 4,15,728

60 months @ 10.5%

Down paymentRs. 59,25,121
Loan amountRs. 1,93,41,670
Total interestRs. 56,02,010
Total loan repayment (EMIs)Rs. 2,49,43,680
Total purchase outlayRs. 3,08,68,801

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the 350h 7 Seater VIP costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 31,04,442	Rs. 18,84,294	Rs. 1,62,37,228
Year 2 Months 13-24	Rs. 34,46,563	Rs. 15,42,173	Rs. 1,27,90,665
Year 3 Months 25-36	Rs. 38,26,386	Rs. 11,62,350	Rs. 89,64,279
Year 4 Months 37-48	Rs. 42,48,066	Rs. 7,40,670	Rs. 47,16,213
Year 5 Months 49-60	Rs. 47,16,213	Rs. 2,72,523	Rs. 0

Lexus LM Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 4,00,095 (60 months)
ICICI Bank	9% onwards	Rs. 4,01,501 (60 months)
Axis Bank	9.15% onwards	Rs. 4,02,911 (60 months)
Bank of Baroda	8.7% onwards	Rs. 3,98,691 (60 months)

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Lexus LM EMI by Loan Tenure

For a Rs. 1,93,41,670 loan on the 350h 7 Seater VIP petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 6,28,652	Rs. 32,89,802	Rs. 2,26,31,472
48 months	Rs. 4,95,212	Rs. 44,28,506	Rs. 2,37,70,176
60 months	Rs. 4,15,728	Rs. 56,02,010	Rs. 2,49,43,680
84 months	Rs. 3,26,114	Rs. 80,51,906	Rs. 2,73,93,576

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Lexus LM

3.7 0 user reviews

Starts at ₹ 2.20 Crore

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Lexus LM Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.

LM Variants	Fuel/Transmission	Ex-showroom	On-road Price	Loan @10.5%	Down Payment	EMI (60 months)
350h 7 Seater VIP	Petrol / Automatic	Rs. 2,19,69,000	Rs. 2,52,66,791	Rs. 1,93,41,670	Rs. 59,25,121	Rs. 4,15,728
350h 4 Seater Ultra Luxury	Petrol / Automatic	Rs. 2,74,62,000	Rs. 3,15,75,844	Rs. 2,41,79,111	Rs. 73,96,733	Rs. 5,19,703

How Is the Lexus LM EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the 350h 7 Seater VIP petrol variant: P = ₹1.93 Crore, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹4,15,728.

The calculation starts from the Delhi on-road price of ₹2.53 Crore (ex-showroom ₹2.20 Crore plus insurance, RTO and other charges).

Factors That Affect Your Lexus LM Loan EMI

Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
Interest rate: A rate 1% higher adds about ₹9,646 to the EMI on a ₹1.93 Crore loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
Loan tenure: Over 36 months the EMI is ₹6,28,652; over 84 months it drops to ₹3,26,114 but you pay ₹47.62 Lakh more in interest.
Variant and city: In Delhi the EMI ranges from ₹4,15,728 (350h 7 Seater VIP petrol) to ₹5,19,703 (350h 4 Seater Ultra Luxury). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Lexus LM Rivals – Range Rover, Porsche 911, M5

Starting EMI of each model's base variant, worked out the same way as the Lexus LM: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Land Rover Range Rover 3.0 I Diesel LWB HSE	Rs. 2,84,39,521	Rs. 4,54,172	60 months	10.5%	Compare with LM
Porsche 911 Carrera	Rs. 2,29,86,894	Rs. 3,78,154	60 months	10.5%	Compare with LM
BMW M5 xDrive	Rs. 2,43,64,218	Rs. 4,00,225	60 months	10.5%	Compare with LM
BMW i7 50 xDrive	Rs. 2,04,55,233	Rs. 3,68,993	60 months	10.5%	Compare with LM

Frequently Asked Questions About Lexus LM EMI

What is the monthly EMI for the Lexus LM?

₹4,15,728 a month for the 350h 7 Seater VIP petrol, on a ₹1.93 Crore loan at 10.5% for 5 years. The top 350h 4 Seater Ultra Luxury works out to ₹5,19,703.

How much down payment is required for the Lexus LM?

About ₹59.25 Lakh for the 350h 7 Seater VIP petrol in Delhi. That's the on-road price of ₹2.53 Crore minus the ₹1.93 Crore loan.

How does the loan tenure affect the Lexus LM EMI?

Over 3 years the EMI is ₹6,28,652 and you pay ₹32.90 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹3,26,114, but interest rises to ₹80.52 Lakh.

Is the Lexus LM EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the 350h 7 Seater VIP petrol costs ₹2.53 Crore on-road, which includes ₹8.76 Lakh insurance and ₹24.21 Lakh RTO and other charges.